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Is Health Insurance Important for Women?

Updated On Sep 14, 2021

Indian women have always kept their health on the backseat while emphasising the well-being of their loved ones. As a result, they have found themselves struggling with illnesses every now and then.

It may have been the case in the past, but things are changing now. Women have become concerned about their health and look forward to fighting health issues without allowing finances to become a constraint.

Needless to say, health insurance has played a key role in fulfilling & strengthening the need of maintaining the state of good health and not allowing financial stability to get imbalanced.

Let’s uncover more in detail.

Why health insurance is a must for women?

A fruitful financial stability tool, health insurance should be taken seriously by women. Being under-insured or lacking coverage at all should no longer remain the option as women are more vulnerable to illnesses in comparison to men. It's time to find out why!

After a certain age, women have a greater chance to fall prey to critical ailments like arthritis, irregular BP, diabetes, and numerous others. Most common diseases found in women are breast cancer and bone-related disorders. Moreover, how can we forget the dreads of pregnancy related disorders that come solely in the share of women?

All in all, it can be said that getting insured is not a choice, but a necessity for women so that they don’t have to face the added financial struggle when already fighting illnesses.

So, if you have seen a strong woman bow down to her illness, and that too primarily because of financial pressure, make sure you are not at the same place, years from now.

Plans for the best health insurance for women cover:

  • Maternity expenses
  • Personal accident cover
  • Hospitalization and post hospitalization expenses for treatment of critical illnesses
  • Livelihood support benefit (benefit for accidental death or permanent full disability)
  • Breast cancer, cervical cancer, ovarian cancer, fallopian tube cancer, uterine cancer, and vaginal cancer

So, what are you waiting for? Consider the best health insurance so that you don’t let the financial pressure affect you in any which way, in case you get diagnosed with a critical illness in the future. Thinking of health insurance for women is not an unwanted expense, but a major health investment to prevent your lifelong savings from going down the drain within no time.

Irrespective of whether you are a breadwinner or not, choose the best possible health insurance plan and gift yourself the much-desired peace of mind for life.

Don’t know what to look for when purchasing health insurance plan?

Learn that an ideal women health insurance plan should comprise features like:

  • Infertility and Maternity-related Cover

    Inability to conceive or infertility has become one of the prime issues for women. Especially, it has become extremely challenging for working women to conceive, be it because of the stress-filled lifestyle or deteriorating health. To add to the struggle, medical needs during pregnancy, at the time of childbirth, and afterwards have become expensive. Getting infertility and maternity cover are a must for most adult working women so that they can at least save themselves from the stress of bearing huge expenses for the same.
  • Critical Illness Cover

    Modern Indian women have no option, but to handle a hectic lifestyle that leads them towards critical illnesses like heart diseases and cancer. With the passage of time, most women have become prone to obesity, hypertension, diabetes, and countless other factors that result in coronary artery diseases. What’s worse is that many women in India have to fight their battle against cancer of breast, cervix, ovaries, and others. Overall, be it of any type, critical illnesses put greater demands on the savings of women. So, make sure you do not disregard critical illness benefits when finalising your choice for a health insurance plan.
  • Premium Benefits

    Buying health insurance at a young age is a beneficial move to make. Why? It is because it is the time when women are quite healthy and free from any form of medical complexity. By opting for health insurance early, you benefit with a lower premium rate. So, don’t be late in buying a health insurance plan to enjoy a lower premium rate and maximum coverage.
  • Recovery Benefits

    Last but not the least, make sure you do not ignore recovery benefits or the cover provided by a health insurance policy for incidentals incurred by the patient, owing to an extended stay in the hospital for recovery. Note that these convalescence benefits may be offered after a period of hospitalisation is completed.​

Ready to give your health and health insurance the much-needed importance? Get started with the search for the best women's health insurance plan right away!

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