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Importance of Health Insurance for Students

Published On Nov 21, 2020 5:30 AM By Sakshi Aggarwal

Health insurance is one of the essential assets anyone can have in their life. It is a kind of insurance coverage that provides compensation for medical and surgical expenses. Insurances give coverage to hospitalization, doctor's consultation, medication, surgery, or specialist fees. Many health insurance companies have tie-ups with hospitals. Even if a company does not have a partnership, they reimburse expenditure in an emergency.

Also Read: Insuremile Unveiled a Unique Education Policy in Collaboration with Leading Health Insurers

Why Is Health Insurance Important For Students?

Health insurance provides excellent coverage for students too. The students who study in far off places need assurance towards their health. To get such a guarantee, students should get their coverage through various health insurance plans. Here are some benefits that can be availed through a student health insurance plan:

  • Hospitalization and Outpatient Expenses: Health insurance provides cashless hospitalization. It offers huge assistance in cases of emergency. The expense of dental treatment is also covered in it. Health insurance covers hospitalization, medication, and consultation charges.
  • Cover for Diseases: Health insurance provides coverage for severe illness and pre-existing medical ailments. This also covers mental or nervous disorders, specific injuries, etc.
  • Treatment and Medical Expenses: This assists in medical treatment like tests, surgery, rehabilitation, doctor's consultation, specialist charges, etc. Several complex treatments are also included in health insurance plans.
  • Insurance for Transportation: Health insurance reimburses the expenses of transportation to the hospital or doctor's clinic. This includes the traveling cost to their countries if an emergency requires. This also covers the expenses of the person assigned as your emergency contact while traveling.
  • Accidental Lawsuit: Apart from personal emergency expenses, health insurance also claims to cover the expenses resulting in the damage caused by you. This also covers bodily injury to another person if an accident lawsuit is charged against you.


The life of students is full of struggles. Health insurance can provide great support in such a difficult phase of life. You can avoid last-minute anxiety regarding expenses when staying in distant places. Health insurance is an appropriate way to get your expenses insured while studying in another state or country.

Also Read Here:Health Insurance for Students Studying Abroad

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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