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How To Make Health Insurance Premium Payment Online?

Updated On Apr 27, 2021

Any health insurance policy is valid for a certain period, such as one, two, or three years. The strategy must be renewed after this period has passed. It is important to renew your health insurance policy so that you can continue to benefit from the coverage opportunities it provides. In the event that a programme isn't extended until it expires. It will expire, and you will lose all accrued incentives, such as No Claim Bonus or waiting period benefits, and you will have to buy the policy all over again, which may be a difficult process.

How To Make Health Insurance Premium Payment Online?

How To Make Health Insurance Premium Payment Online?

It just takes a few minutes to renew your health insurance policy. A health insurance policy may be renewed either online or offline, depending on the user's preference. Most health insurance providers have an online renewal plan because it saves customers time and allows them to pay in a variety of ways. Regardless of mode, health insurance renewal must be prioritised.

Online Payment For Health Insurance Purchase/Renewal - Through the Insurer's Website

Renewal of health insurance is a simple process, particularly when done online. Following the measures outlined below, one may renew their medical insurance policy online via the insurer's website:
Step 1: Go to the insurance company's official website.
Step 2: Navigate to the website's health insurance renewal section.
Step 3: Enter the policy number from your previous health insurance policy as well as your registered mobile number.
Step 4: Review the policy information as well as the policy extension premium.
Step 5: Pay with a credit/debit card or by Net Banking.

Things To Keep In Mind While Paying Health Insurance Premium Online

Here are several pointers to help you make an educated decision when it comes to renewing your medical insurance policy:

  • The policyholder must keep in mind the policy renewal deadline. This is due to the fact that if he or she fails to renew health insurance on time, the insurance provider will give him or her a 15-30 day grace period to settle the outstanding premium. However, if the premium is not paid during the grace period, the health insurance policy will expire, and the insured will lose access to any accumulated benefits.
  • Premiums charged for health insurance premiums are eligible for tax deductions under Section 80D of the Internal Revenue Code of 1961. You may also switch policyholders during the renewal process to get better tax benefits.
  • Carefully read policy documents: Read the policy documents thoroughly and look for terms and conditions such as the renewal provision, exclusions, claim instructions, and so on.
  • At the time of renewal, disclose any new illnesses: To ensure a smooth claim settlement process in the future, one must be honest with the medical information provided not only when purchasing the policy, but also when renewing it.


It's important to note that applying for Medi-claim insurance renewal does not guarantee that the policy will be renewed. A policy can only be renewed if both the insurer and the insured agree to it. This ensures that an insurance provider has the authority to refuse to renew a policy. In addition, the insurer has complete control over the terms and conditions as well as the premium.

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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