Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin
Hurry Up!
Save upto ₹75,000 on taxes in 80D. Buy a health insurance now!
View Plans

Find Yourself Health Insurance Policies Providing Dental Cover

Updated On Feb 16, 2021

When buying a health insurance , people often focus on health insurance options that cover major illnesses or diseases. Moreover, they are more interested in learning whether or not their health insurance covers hospitalisation, ambulance expenses, organ donor expenses, maternity, new born baby cover, etc. Not many people consider dental cover when making their health insurance selection. Contrary to what most individuals believe, dental insurance is also a significant element that should be given the desired consideration when finalising a health insurance policy. 

Dental Insurance - Why Consider It?

It’s really good if your oral health is first-rate and your teeth are absolutely great. But, don’t forget that dental or oral issues can occur at any point of time. As far as the reasons are concerned, they could be any, be it due to an illness or accident or not taking proper care of your teeth. Here is when dental insurance comes across as relieving. 

Dental insurance should be a crucial part of your financial planning. The reasons why you should also consider dental or oral care in your health insurance policy include:

  • Prevent Paying for Expensive Dental Care - If you want to save yourself from paying expensive bills of dental surgeries or other expensive procedures, opt for dental insurance in your policy. By seeing your dentist on a regular basis, you will also be able to prevent dental problems from becoming major issues. 
     
  • Keep Dental Health Intact - Having dental cover in your health insurance policy will mean regular checkups for you, which in turn, will ultimately ensure that your oral health is well maintained. 
     
  • Ensure Peace of Mind - Choosing a health insurance policy with a dental cover will gift you peace of mind. In case, anything adverse happens to your teeth at any given time, at least your smile will be protected and so will be your financial stability.

Health Insurance Policies Providing Dental Cover 

Talking about standalone dental insurance plans in India, there is as such no choice available. However, there are general insurance plans that you can pick to avail oral care or dental care. 

The two choices that you have of Health Insurance Offering Dental Cover include - 

  • Easy Health - Apollo Munich

Apollo Munich's Easy Health is a comprehensive health insurance policy. Offering a vast range of benefits in all its three variants, namely Standard, Exclusive, and Premium, Easy Health is an affordable health insurance policy that many choose to go with to ensure their financial stability and mental & physical health. 

When it comes to dental cover, note that it is the Premium variant of Easy Health that provides the benefit. 

Under a vast sum insured ranging between Rs. 4 Lakh up to Rs. 50 Lakh, Easy Health Premium offers outpatient dental treatment after a waiting period of 3 years. 

While for sum insured Rs. 4 Lakh up to Rs. 10 Lakh, you can avail the benefit up to 1% of sum insured, subject to a maximum of Rs. 5,000; whereas, you are allowed up to 1% of sum insured, subject to a maximum of Rs. 7,500 for sum insured range Rs. 15 Lakh up to Rs. 50 Lakh. 

Exclusions for dental coverage under the policy include cosmetic surgery, dental prosthetics, dentures, dental implants, orthognathic surgery, orthodontics, jaw alignment, etc. 

If willing to uncover more about the policy in detail, visit Apollo Munich - Easy Health (Premium)
 

  • Smart Health Insurance Plan & Smart Super Health Insurance - Bharti AXA

Bharti AXA’s Smart Health Insurance Plan is a popular health insurance choice. Covering people for hospitalisation expenses due to any accident, injury or illness, the plan is one of the best products of Bharti AXA’s range that saves one from losing their peace of mind as well as lifelong savings from going down the drain in one go. 

Available with sum insured options ranging between Rs. 2 Lakh up to Rs. 5 Lakh, the policy provides cover for out-patient emergency dental treatment, due to an accident. To gain detailed information about the policy, visit Bharti AXA Smart Health Insurance Plan right away! 

Important Note:

Smart Super Health Insurance is Bharti AXA’s yet another gem that provides dental cover. However, you can avail the cover under its Uber variant, with sum insured ranging between Rs. 20 Lakh up to Rs. 100 Lakh. While you can avail Rs. 5000 for outpatient dental emergency (due to accident) for sum insured Rs. 20 Lakh and Rs. 30 Lakh; the sum insured range from Rs. 50 Lakh up to Rs. 100 Lakh provides Rs. 7,500 for outpatient dental emergency (due to accident). 

To know more in detail, check Smart Super Health Insurance

If willing to talk to our experts about these policies, initiate contact at 18001205698.

Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
  • Couple
  • Family
  • Parents

Age of eldest insured member ?

Where do you live ?

Metro
Non-Metro
Disclaimer : Actual Coverage might vary basis your location, age and number of members

Best Health Insurance Plans In India

  • Cover 5 L
    Starting at 832/month*
    No room rent limit 100% no claim bonusUnlimited restoration benefits3 years PED waiting period
    View All Features
  • Cover 10 L
    Starting at 739/month*
    No room rent limit Unlimited restoration benefits50% no claim bonus4 Years PED Waiting period
    View All Features
  • Cover 5 L
    Starting at 447/month*
    No room rent limit 33% no claim bonus100% restoration benefits3 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 1,312/month*
    No room rent limit 50% no claim bonus100% restoration benefits3 yrs PED waiting period
    View All Features
  • Cover 5 L
    Starting at 448/month*
    Single Private A/C Room 20% no claim bonus100% restoration benefits1 year PED waiting period
    View All Features
  • Cover 5 L
    Starting at 664/month*
    No room rent limit 20% no claim bonus100% restoration benefits2 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 675/month*
    No room rent limit 50% no claim bonusUnlimited restoration benefits3 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 690/month*
    Single Private A/C Room 100% restoration benefits3 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 546/month*
    Twin sharing room Zero no claim bonus100% restoration benefits2 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 566/month*
    No room rent limit 20% no claim bonus100% restoration benefits3 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 1,770/month*
    Zero no claim bonusNo restoration benefits1 year PED waiting period
    View All Features
  • Cover 40 L
    Starting at 62/month*
  • Cover 2 L
    Starting at 146/month*
  • Cover 5 L
    Starting at 806/month*
    Single Private Room 10% no claim bonus100% restoration benefits2 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 476/month*
    60% no claim bonus150% restoration benefits4 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 526/month*
  • Cover 5 L
    Starting at 855/month*
    25% no claim bonus100% restoration benefits4 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 448/month*
    Single Private A/C Room 20% no claim bonus100% restoration benefits1 year PED waiting period
    View All Features
  • Cover 5 L
    Starting at 396/month*
    No room rent limit Room rent upto 2% of SI Room rent upto 1% of SI No room rent limit
    View All Features
  • Cover 5 L
    Starting at 738/month*
    No room rent limit 50% no claim bonus100% restoration benefits3 yrs PED waiting period
    View All Features
Note: Premium is shown for 18yr old individual of Delhi
Show More

Health Insurance News

People Also Read

Must BuyMust Buy

Why to Buy Health Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 75,000*
  • Claim support everyday 10AM-7PM
  • 66 Lacs+ happy customers

Latest Health Insurance Articles