What Are the Repercussions of Driving Without Insurance?
What Are the Repercussions of Driving Without Insurance?
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The Motor Vehicles Act of 1998 states that driving without auto insurance is prohibited. In India, all motor vehicles must have Third-Party Liability Insurance in order to operate lawfully. With the increase in challan amount following the change to the Motor Vehicle Act of 2019, it is even more crucial to be aware of them in order to avoid expensive traffic penalties.
Consequences Of Driving A Car Without Insurance
Motor insurance is required by Indian law for all vehicle owners, and a fee is imposed for failure to do so. You will face the repercussions if you are found driving without insurance. If the vehicle is not insured, a fine will be assessed. If you are discovered driving without insurance for the second time, you will be fined Rs 4000 and may be imprisoned for up to 3 months. Driving without insurance has a variety of penalties in various nations, however, the following are some of the more prevalent ones: Your driver's license may be suspended if you are caught driving without insurance. In situations like these, your car registration may be revoked.
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Payment of Fines and Challans
The first thing you should do after breaking a traffic law is cooperate with the traffic cops and explain your side of the story. If you are driving without insurance and are stopped by an officer, you should pull over to the side of the road where the officer directs you. If the officer asks you to provide your car's registration certificate and your driver's license, simply show him whatever he needs and you will be allowed to go without penalties. On the other hand, if you keep these documents, the officer would be able to issue a challan for operating a car without insurance right away. Both online and offline methods are available for paying the challan penalty amount.
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Using the Internet to Pay a Penalty
- Go to the State Transportation Department's official website first.
- Now look for the area that says "e-challan payment" or "traffic violation payment." To proceed, locate the tab and click it. Now is the time to input the card number, challan number, and any additional information about the traffic offense.
- After the preceding information, you must input the captcha code. You may also use a debit or credit card to pay for the challan amount. You may also make payments using digital wallets using the payment system. Finally, you'll receive a receipt and a confirmation message after completing the transaction.
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Offline Mode for Payment of Fines
If you want to pay your challan in person rather than online or electronically, go to the nearest traffic police station. Now is the time to call the appropriate officer to find out the precise amount of the penalty you must pay. To be free of any charges, just pay the amount owed and clear your debts. If you pay your penalty in full, you will be able to drive your automobile without limitation in the future, whether for personal or business purposes.
Take Away
Driving recklessly is exciting, but it may also be deadly. While having proper automobile insurance is a must for every owner-driver in India, we must also drive carefully, stay under the speed limit, and obey all traffic laws. Make sure you always have a valid auto insurance policy with you when driving so you can drive lawfully and avoid incurring costly fines.
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