Ways to Check Your Car Insurance Policy Number

Car insurance documents have a significant role while driving anywhere in India, as per Motor Vehicles Act, 1988, no individual is allowed on the roads of India without the possession of an active car insurance. Disregarding such rules results in fines and other vehicle-related tickets. You must always carry car insurance documents along with licenses and other documents  to avoid any legal trouble. The car insurance policy number can be assessed via using the following methods-

Ways to Find Your Car Insurance Policy Number

You can find your car insurance policy number in the following ways - 

• Online Mode

You can visit the official website of your insurance provider and access your account to access the details of your policy. You might need details like the registration number of the car, registered mobile number or email address to access the policy document. With the convenience of smartphones, you can download the insurance company’s mobile app and access your account from anywhere and during any time. Moreover, you can check the inbox in your email to track and search for the policy document which the insurance company may have sent.

• Offline Mode

You can communicate with the insurance agent or visit the insurer’s branch to know more about your present car insurance. The insurance branch or the agent of the company can check and get the insurance policy number of your car. This is an authentic method of finding your policy number, however, most insurance companies are using the internet to make their products more accessible to customers and have an online presence to fulfill different requirements.

• VAHAN eService

The VAHAN web portal is an online platform with a proper database of vehicle details. You can check the engine details, chassis number, owner details and check the status of the insurance of a particular vehicle via its registration number. This method may not provide the policy number, however, it is helpful especially to check the validity of the insurance if you want to purchase a used car.

• Checking on Insurance Information Bureau

The Insurance Information Bureau (IIB) maintains a complete database of vehicle insurances in India and vehicle records in a digitalised format. You can log in to the web portal of IIB to access the vehicle insurance policy number.moreover, if you have met with any accident and it involves a third party, you can track the status of the other party’s insurance policy. This can be accessed through VAHAN, a web portal run by the Transport Ministry where you check the validity of the insurance.

• Contact Your Insurance Provider

You may call your insurance company or write an email to the concerned department to find the important policy details. Most insurance companies employ the customer support team to assist the customers with such requests. You might have to provide certain information to access your insurance documents and get the policy number.

Also Read: 

How To Lower Premium of Your Car Insurance?

Top Factors That Determine The Premium of Your Car Insurance Plan

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.