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Significance of Roadside Assistance Service In Car Insurance

Published On Apr 29, 2021, Updated On Jul 23, 2021

Whether you're travelling inside the city limits or on the outskirts of town on a road trip, you want the ride to go as smoothly as possible. Problems with a car trip can be very inconvenient. If you encounter a problem, your journey is halted, and you must determine why your car is acting strangely and correct the problem. This has the potential to throw your schedule off. You could, for example, forget an important detail.

A comprehensive car insurance policy may be supplemented with Roadside Assistance. You can get assistance from an insurance provider if you have car-related problems when driving with this Add-on. Major car insurance firms in India provide roadside assistance both online and offline.

Significance of Roadside Assistance Service In Car Insurance

Significance of Roadside Assistance Service In Car Insurance

The importance of roadside assistance service in car insurance are listed below:

  • Roadside Assistance (RSA) 24 Hours a Day for Car Insurance

The RSA policy is often referred to as a Car Breakdown Policy. This is because this Add-on is useful if your car breaks down when you're on the drive. All you have to do in this situation is contact your Roadside Assistance provider (insurance company) and let them know about the issue and your location. They'll try to assist you over the phone or send a mechanic to your place. They will arrange for the vehicle to be towed to a nearby garage for repairs if the issue is not resolved. This way, you won't have to think about coping with the problem because the insurance provider will take care of it.

  • Breakdown Insurance Claim with Roadside Assistance Coverage

It's simple to file a claim for your Roadside Assistance plan. 

  • Contact the insurer, provide your policy information for verification, and assistance will be provided.
  • You'll have to provide your name and policy number when you contact the insurance company.
  • Some businesses can obtain this information by calling your registered mobile phone number and asking you to validate the information. 

If your insurance provider doesn't have a deal with the garage, you'll have to apply the repair bill and wait for the insurer to reimburse you according to the terms and conditions. To prevent inconvenience, the insurance provider will usually pay the bill on their own.

  •  How to Buy RSA Cover/Breakdown Cover

 The RSA Cover/Breakdown Cover can be bought on the website of your choice insurance provider. When obtaining or renewing your car's comprehensive insurance policy, you must add the coverage. If you have any issues purchasing the Add-on, contact the insurer. If you're buying the policy through an agent or a dealership, tell the executive to include the coverage in your policy and check to see if it's been done before you pay. When buying any insurance package or add-on, make sure you read the fine print.

 Take Away

If a car owner's vehicle breaks down or suffers a mechanical problem on the road or at home, Roadside Assistance (RSA) coverage provides much-needed relief. Being stuck in a strange location without access to a mechanic can be extremely frustrating. Having this add-on can be highly beneficial in difficult situations.

Read More:

Understand Roadside Assistance Cover In Car Insurance

Roadside Assistance Add-on in Two-wheeler Insurance – 24×7 RSA Benefits

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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