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Reasons Why Buying Car Insurance Online Is A Smart Choice

Published On Jan 31, 2021 10:00 AM By InsuranceDekho

With the rise of digital channels being used to sell all types of goods, it was only a matter of time that this wave hit the insurance sector, and people turned to the internet for everything, from insurance purchase to insurance claim.

A car insurance policy is essential as a car is a luxurious product that is apt to damage. The Indian Motor Vehicles Act makes it mandatory for every car owner to hold a legitimate car insurance policy. Several car insurance companies functioning in the country and sell policies online and offline.

Reasons Why Buying Car Insurance Online Is A Smart Choice

Top Reasons Why Buying Car Insurance Online Is A Smart Choice

If you have purchased a car lately, try buying car insurance online as it can offer you some exceptional conveniences. Mentioned below are some of the reasons why buying online car insurance can be a smart choice:

  • Comparing Insurance Plans Online Become Easy

Before buying a car insurance plan, you should compare it with the other available alternatives. You can compare car insurance policies easily online from the convenience of your home. The online comparison assists you save a lot of time while thoroughly looking into diverse plans in a short period.

  • Online Car Insurance Plans Are Inexpensive

The main reason to take an online insurance plan for your car is that it is quite inexpensive from the plans available offline. Usually, offline car insurance plans are managed by agents who might charge a fee to the insurance firm for selling their product. The situation is diverse in online policy purchases where you need to pay the necessary processing fee and no additional expenditures. Thus, you save your money by buying a policy online as it entails 0% commission charges.

  • Easy Renewal Procedure

Every car insurance plan has a particular legitimacy period, after which it should be renewed. In case of offline plans, you will need to consult with the agent and pay the renewal charges to renew your plan. While, if you renew a car insurance plan online, you can pay digitally immediately and in a trouble-free and safe manner.

  • Online Insurance Plans Require Minimum Paperwork

Offline car insurance plans include lots of paperwork which you need to fill-up during the purchase. This takes a lot of time. In addition, you have to ensure no errors take place in any paper while filling the documents. Online plans are smart to buy as you can correct any mistakes and fill up the online proposal forms with minimum or no paperwork.

  • Wide Policy Options

With online comparison tools offered, it is now simple to compare policies. You can select those features that suit your necessities and build a package as per your needs in an effortless and apparent manner before you finish the purchase of your car insurance online.

  • No Chances Of Manipulation

Online purchase of an insurance plan is a transparent procedure. Thus, it has no chances of manipulating any type, be it your policy terms or premium amount.


The significance of car insurance is clear, and the most apparent advantage of purchasing online car insurance is that you save money and time. What matters is the correct balance of understanding your car insurance requirements, being aware of the coverage and terminology, and doing your due research before buying car insurance. If you remember this when buying your car insurance, you will be able to make a prudent decision.

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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