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Reasons for Car Accident in India

Updated On Oct 18, 2023

Reasons for Car Accident in India

Road accidents in India have become so common that it costs 3-5% of India’s GDP or Gross Domestic Product. As per the data collected on road accidents in India, it is in fact found that behind 70% of road accidents in India, individuals of the age group between 18-45 years are involved. In fact, road accidents have become so common in India that every year there is only an increase in the number of road accidents as compared to the previous year. The reasons for these road accidents in India are several. So, in today’s blog let us understand all about the reasons behind the car accident in India. 

Reasons for Car Accident in India

Reasons for Car Accident in India

Sometimes it’s the driver’s mistake, on other occasions, it is due to the pedestrian that road accidents occur on Indian roads. Some of the common reasons behind road accidents in India are as follows:

  • Driving Under the Consumption of Alcohol: One of the most common reasons for road accidents in India is when drivers are riding their vehicle under the consumption of alcohol. Thus, it is always advisable to avoid riding when you have consumed alcohol and instead take a cab. 
  • Reckless Driving: Reckless driving involves rash driving, driving at high speed, and other such cases. All of these reckless driving behaviours result in car accidents in India. It is thus suggested to drive within legal limits even if you are in a hurry. It is best to avoid speeding up and adhere to the said limits.
  • Not Wearing Seat Belts: Wearing a seat belt is very important when it comes to driving on Indian roads. Many a time, riders miss wearing a seat belt and fail to understand its importance. With a seat belt, your position is maintained as well as the injuries due to car accidents are also reduced. Thus, wearing a seat belt also ensures the safety of drivers.
  • Driving in a Distracted Manner: If you are driving in a distracted manner, then that is also the cause of car accidents in India. Distracted behaviour involves talking over the phone while driving, sending messages while driving, reading, or being involved in any such activities which become the cause of road accidents.
  • Bad Road Condition: Another reason for road accidents in India is the bad and unmaintained road conditions. Terrible road condition is also the reason behind the car’s damage and sometimes becomes soo frustrating for the driver that often results in car accidents. Moreover, wet and slippery roads are also the reason behind road accidents. 
  • Tailgating: Tailgating is yet another reason for road accidents in India. This means that when a driver starts driving very close to yours and this results in a number of road accidents. It is best to keep a safe distance between the vehicle to avoid the situation of tailgating. 

Importance of Car Insurance to Deal with Road Accidents

In order to avoid such road accidents burning a hole in your pocket, it is better to buy a car insurance plan. With a car insurance plan, you can stay assured of getting financial coverage against any uncertainty that may take place on the road. Apart from providing financial help to get your car repaired after a road accident, you can also get coverage in case your car is lost or stolen with car insurance plans. Moreover, if you have a car insurance plan, you lead a stress-free life and do not worry about the uncertainties that may take place on road. So, it is best to buy car insurance plans and get protection against any unfortunate event that may arise on road. Before buying a car insurance plan, it is better to do a detailed comparison and accordingly purchase a car insurance plan.

Take Away

Thus, there are a variety of reasons that results in car accidents such as tailgating, reckless driving, driving under the consumption of alcohol, and many more. Get a car insurance plan to get protection against road accidents.

Also read: Hit and Run Accident Coverage in Car Insurance


This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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