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Important Document Required For Car Insurance Claim

Published On Apr 10, 2021 10:00 AM By InsuranceDekho

This article mentions the important documents required for filing a car insurance claim. It begins with an introduction of what a car insurance claim is and the two ways by which it can be availed by a car insurance holder and concludes by mentioning the list of important documents.

The claim settlement process is a vital part of your car insurance policy where an insurance company reimburses your money in case your car has sustained damages due to an accident or a natural disaster. It can be a tricky process but following each step minutely makes it a less complicated process. 

In car insurance, a claim settlement can either be a cashless one or a reimbursement. In case of cashless settlement, a car owner needs to take their car to a garage registered under their insurance company where they need not pay anything extra from their pockets, for the payment towards repairs and replacement will be directly paid to that garage by their insurance provider. In case of reimbursement claim, a car owner needs to pay the initial costs of repairs and replacement themselves and then receive a refund from the car insurance company after informing them about the same. 

Whichever way you might choose to settle your claim, one way of ensuring a fast claim settlement process is by providing all the right information at once and supplying supporting documents without missing out on any one. In this article, we are going to tell you about the different documents required for filing a car insurance claim. 

Important Document Required For Car Insurance Claim

Documents Required For Filing Car Insurance Claim

The following are a list of important documents that must be submitted while filing a claim to ensure a speedy claim settlement process - 

  • Car Insurance Policy Documents
  • Car Details
  • Name of Policyholder
  • Contact Number, Email 
  • Registration Certificate of your car
  • Duly signed and filled in Claim Intimation Form
  • Copy of FIR
  • Copy of Driving License
  • Estimated repairs
  • Medical documents in case of bodily injuries 
  • Original documents of other expenses incurred

In case you want to opt for a cashless claim settlement process, you must include the following documents in addition to the ones mentioned above such as - 

  • Invoice of repair
  • Receipt of payment
  • Cancelled Cheque 

In case you want to a reimbursement of your car’s market follow, you have to submit the following documents along with others, namely- 

  • Copy of FIR 
  • Vehicle Non-Traceable Report
  • Car’s Sale Invoice 

Take Away

These are the important documents that you have to submit for a claims settlement of your car in case of damages caused by an accident or theft. Accidents are unforeseen and they leave us vulnerable to several financial problems. If we own a car then our liabilities will also increase due to the additional expenses involved in paying for the repair and replacement of damaged car parts. Hence, it is always a wise decision to secure our car with an insurance policy for extended financial support during exigencies such as accidents. 

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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