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How to Reach HDFC ERGO Customer Care

Published On Aug 21, 2023, Updated On Aug 23, 2023

How to Reach HDFC ERGO Customer Care

HDFC ERGO General Insurance Company Limited emerged through a collaboration between the former Housing Development Finance Corporation Ltd. (HDFC), a prominent Housing Finance Institution in India, and ERGO International AG, the main insurance arm of the Munich Re Group.

Following the execution of the Amalgamation Scheme of HDFC into HDFC Bank Limited, a prominent private sector bank in India, the company now operates as a subsidiary of the bank. The firm provides a comprehensive array of general insurance options spanning motor, health, travel, home, and personal accident coverage for individual customers. 

In addition, it delivers corporate insurance offerings such as property, marine, and liability insurance. Operating through an extensive branch network and a round-the-clock support team, the company is dedicated to delivering seamless customer service and pioneering insurance solutions. 

Why choose HDFC ERGO services? 

There are some specific benefits of reaching out to HRDF ERGO customer care and opting for insurance policies. These benefits are:

  • Claim Settlement Rate – 1 Claim/ minute 
  • Health Insurance Claim Approval- Within 38 minutes 
  • Nearly 12000+ Cashless Network
  • Get 2x coverage from Day 1, i.e., secure benefit 
  • HDFC ERGO offers 100% base coverage restore benefit 
  • It also offers a no-cost instalment option to credit and debit card holders

How to Reach HDFC ERGO Customer Care

Rooted in these principles, the grievance redressal process of HDFC ERGO ensures that concerns are addressed with the same unwavering dedication. The three levels of the redressal process are:

Grievance Redressal Process

  • Level 1

At the initial level, you can address your grievances through various channels, including sending an email to, utilising the Grievance Form or reaching out at 022-62426226 or specifically to Senior Citizens. Rest assured; you can anticipate a conclusive response within 15 days after your complaint has been received. 

  • Level 2 

Should your concern persist after Level 1, or if you remain dissatisfied with the resolution or haven't received a response within the stipulated 15-day period, you can escalate the matter by contacting

  • Level 3 

If the grievance remains unresolved even after these steps, you have the option to pursue the next level of redressal through the Ombudsman Centres. 

Additionally, other methods for easy customer support are:

  • WhatsApp service: HDFC ERGO also enables its customers to connect through WhatsApp- 8169 500 500 and offers a streamlined approach. 
  • Servicing related support: In the event of any claim, call HDFC ERGO's toll-free helpline no. 022 6234 6234 / 0120 6234 6234 and register your claim at the earliest. 
  • To buy a new policy, call on 022 6242 6242

HDFC ERGO has other touchpoints and offers its services at registered service addresses as well. Here are the details:

  • Registered & Corporate Office

1st Floor, HDFC House, Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400020

  • Customer Service Address 

D-301, 3rd Floor, Eastern Business District (Magnet Mall), LBS Marg,
Bhandup (West) Mumbai-400078

You can also email in the event of - 

Network garages Issues:

Authorisation Issues:

For any other services: Toll-Free Number: +80008250825 (Add the respective country code before dialling. For country code, Click Here)

India Landline number+91-120-4507250 (Number is chargeable and accessible 24 X 7)

Process To Claim HDFC Ergo Car Insurance

Lastly, HDFC ERGO has also streamlined the process of making claims. The steps are:

  • Locate our network garages either on or by using their toll-free number
  • Drive your vehicle to the nearest network garage, or arrange for towing to ensure its safety if necessary. 
  • A dedicated surveyor from the HDFC team will thoroughly assess the incurred damages.
  • Complete the required claim form with all relevant details and furnish the necessary documents as specified.
  • Regular updates on the progress of your claim through SMS and email notifications.
  • Once your vehicle is restored and ready for use, settle your portion of the claim directly with the garage. The remaining balance will then be resolved by HDFC in collaboration with the network garage. 
  • A detailed claim computation sheet will be provided for a comprehensive record outlining the complete breakdown of the settlement. 


Operating as a subsidiary of HDFC Bank Limited, HDFC ERGO delivers a diverse array of insurance choices while maintaining a strong focus on delivering smooth customer service. The process of addressing grievances underscores their resolute dedication. 

Employing tools like WhatsApp service and efficient claims procedures, HDFC ERGO ensures a straightforward encounter. They firmly establish their role as a reliable insurance ally through these endeavours.

Frequently asked questions 

1-What insurance options does HDFC ERGO provide for customers?

HDFC ERGO offers car insurance, health insurance, travel insurance, home insurance , personal accidents, and corporate solutions like property, marine, and liability coverage.

2-How does HDFC ERGO address customer grievances? 

HDFC ERGO employs a three-tier grievance redressal process which ensures hassle-free customer solutions. 

3-What methods do HDFC ERGO offer for customer support and claims processing?

HDFC ERGO facilitates support through WhatsApp and helpline numbers for claims registration and policy purchases (022 6242 6242). Their claims process streamlines tasks such as locating network garages, vehicle assessment, and transparent settlement breakdowns.

4-What are some specific benefits offered by HDFC ERGO to customers?

Answer: HDFC ERGO provides swift claim settlement rates, rapid car insurance claim approvals, an extensive cashless network, coverage restoration benefits, and flexible instalment options for credit and debit cardholders.

5- Where is the service address for HDFC ERGO? 

Certainly, HDFC ERGO can be reached at its Registered Office in Mumbai and Health Insurance Claim Office in Noida. 


This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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