How To Obtain A Duplicate Copy Of Your Car Insurance Policy

Obtaining duplicate vehicle insurance coverage is not a difficult process. In fact, buying vehicle insurance online makes acquiring duplicate coverage a lot easier. Follow the procedures outlined below to obtain a duplicate copy of your auto insurance policy online.

How to Recover Your Stolen Car Insurance Policy

1. Contact your insurance company right away.

When you realize you've misplaced your automobile insurance document, the first thing you should do is contact the insurer right away. Contact the insurer by calling their toll-free number or sending an email. It's recommended that you contact your insurer as soon as possible about the loss of your auto insurance policy. As a result, the insurer will be able to begin the process of providing a duplicate insurance copy.

2. Submit a police report (First Information Report)

After notifying your insurer, go to the local police station and submit a FIR for the misplaced vehicle insurance plan. Provide the insurer with a copy of the FIR as well as a written application. When filing for a duplicate vehicle insurance plan, this step will assist you defend your stance.

3. Place an ad in the newspaper for the documents that has been misplaced.

The next step is to place an ad in the local newspaper announcing the loss of your automobile insurance coverage. You should be aware that the cost of ad publishing will have to be paid out of your own pocket.

4. Submit a duplicate auto insurance application to your insurer.

You'll also need to submit a formal request to your insurer for a duplicate auto insurance policy. In the application, make sure to provide your full name, insurance policy number, date of issuance, and coverage type, among other things. Attach a copy of the FIR with information of how you lost your vehicle insurance policy.

5. Obtain a bond of indemnification.

Finally, in order to obtain a duplicate automobile insurance policy, you must obtain an indemnity bond. A notary is required to recognize the indemnification bond. Make sure the paper has your entire name, signature, and two witnesses' signatures. You must pay the stamp paper charge to get the indemnity bond out of your own cash. Once you receive the bond, you must submit it to the insurer, who will then give you a duplicate auto insurance policy.

Download a copy of car insurance

We recognize that getting a duplicate auto insurance policy is a time-consuming process. However, we now live in the digital age. For their consumers, several insurers have made this procedure simple and painless.

The usual procedure is as follows:

• Log in to your insurer's official website using your credentials.
• You will be able to examine a softcopy of your insurance after successfully logging in.
• Take a printout of this document after downloading it.
• This eliminates the need for the traditional approach of obtaining a duplicate automobile insurance policy. Other services, such as auto insurance renewal and claim submission, are also available online.

To sum it up

When operating a vehicle, a car insurance coverage is required. It is imperative that you keep a copy of this document with you at all times. It not only comes in useful in the event of a mishap, but it also helps you avoid getting punished.

Also Read: Factors That Influence Car Insurance Premium For SUV And Sedan