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How to Make a Third Party Insurance Claim from Tata AIG?

Published On Sep 30, 2021 11:00 AM By InsuranceDekho

Making a third party insurance claim from TATA AIG is quite easy and instant. Read this article to take a note of the things that you should consider while making a third party claim from TATA AIG.

Third-party car insurance is a simple but required kind of car insurance plan that offers financial protection against third-party damages caused by your covered vehicle to a person, property, or vehicle. Furthermore, according to the Motor Vehicle Act, a third-party car insurance plan is the minimum requirement in the absence of which the car owner can attract a fine of Rs. 2,000 and/or imprisonment of up t0 3 months.

While travelling on the road, car insurance may be a lifesaver, especially in the event of an emergency. You know that if there is a collision or third-party damage, you have car insurance to assist you.

How to Make a Third Party Insurance Claim from Tata AIG?

The claim procedure used by Tata AIG General Insurance Company is detailed below. TATA AIG General Insurance registered a Motor OD Claim settlement ratio of 90.49% in the financial year 2020 and has a strong network of 5000+ cashless garages. A car insurance claim is admissible only if you have not made any default in terms of paperwork, therefore, make sure, the next time you take your four-wheeler out on the road, you have the following paperwork in your vehicle:

  • Driver's License in Good Standing
  • Certificate of Pollution Control
  • Certificate of Registration for a Vehicle
  • Certificate of Automobile Insurance.

How To Make a Third-Party Car Insurance Claim With Tata AIG?

If you have third-party car insurance from TATA AIG but don't know how it may assist you! There are two possible situations in which a third-party claim may be made-

1. If you have caused damage, you must submit a claim with the insurance company following the policy-

  • Gather photographic and video evidence of any injuries or property damage caused to a third-party person, four-wheeler, or other property.
  • Gather the contact information for third-party people, such as their phone numbers, names, and mailing addresses, among other things.
  • You must note any potential eyewitnesses who may be there and get their names and contact information from them.
  • Notify your auto insurance carrier of the occurrence and submit a police report at the nearest police station to document it.
  • The Motor Accident Claims Tribunal Court is where you will file your claim in its traditional form.
  • Observe the correct process and submit all of the necessary papers.
  • Notify your insurance carrier of the court's judgment and let the insurance company determine the amount of compensation you will get for your loss.

2. According to the policy, if the event has affected you, you should file a claim with your vehicle insurance company-

  • Gather photographic and video evidence of any injuries or property damage caused to a third-party person, four-wheeler, or other property.
  • Obtain the contact information for third-party individuals, such as their phone numbers, names, and postal addresses, among other things, by searching online.
  • Taking down the names and contact information of any eyewitnesses who may be there is essential.
  • Immediately file a police complaint at the nearest station.
  • After that, the case will be heard by the Motor Accident Claims Tribunal Court.
  • Make an appearance in court, and bring a copy of the police report, any other required documentation, and any information or proof about the incident.
  • Eyewitnesses should be enlisted to assist you in emphasizing the facts of the case in question.
  • The moral damages will be determined, authorized, and paid by the tribunal court.

Take Away

In the case of an unforeseen accident, the third-party claim coverage provided by TATA AIG vehicle insurance does not provide any protection to the insured four-wheeler in any way. Furthermore, third-party automobile insurance does not provide coverage for injuries or death to the insured vehicle owner unless a personal accident coverage is bought in addition to the policy.

You may also like to read: 

No Claim Bonus in Car Insurance: Know More?

Tips To Avail No Claim Bonus For A Car Insurance Policy  

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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