How To Get A Duplicate Copy Of Your Bharti AXA Car Insurance?
Published On Dec 07, 2021 10:00 AM By InsuranceDekho
Bharti AXA offers automobile insurance products to protect you from unexpected costs in the event of an unforeseen occurrence. In addition, the insurance provides cashless services in over 2,500 garages, as well as a rigorous claims settlement procedure and a slew of additional perks.
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A legal contract that obligates the insurance company to provide benefits to the policyholder in exchange for a certain premium or amount. The contract is frequently predetermined and is thus created in a complete manner using legal language. Before signing the insurance, read it thoroughly to avoid misinterpretations and coverage gaps in the event of an accident. When a person purchases an auto insurance plan, the Bharti AXA insurance company delivers the insurance plan document to the policy buyer's registered address as a legal insurance plan purchase receipt within a few days.
How To Get Duplicate Car Insurance Papers?
You may get a duplicate copy of your auto insurance paperwork in two ways: online or offline. The online approach entails downloading a copy of your insurance document, whereas the offline process is receiving a hard copy of your policy document. Both processes are really simple. Let's start with the offline procedure, which has been employed in the past. The steps to getting duplicate vehicle insurance coverage are as follows.
Notify Your Auto Insurance Company
The first thing you should do is notify your motor insurance provider that your automobile insurance policy paperwork has been lost. Try to tell your insurance provider as soon as possible so that they may begin the process of providing a duplicate policy paper as soon as feasible. You can phone your insurer's claim helpline or toll-free number to notify them. You may also send them an email to notify them of the loss. On the insurance company's website, you may find the phone number/toll-free number as well as the email address.
Make a Police Report
You must submit an FIR (First Information Report) at the local police station once you notice you have misplaced your auto insurance policy paperwork. Remember to get a copy of the police report since you'll need it to submit to your insurance carrier. The FIR serves as documentation of your claim of being unable to locate your auto insurance documents and must be presented in order to get duplicate policy papers.
Place An Add-In The Newspaper
In addition to filing a police report, you will need to place an ad in the newspaper to acquire a duplicate copy of your auto insurance paperwork. The ad should be placed in a publication that is distributed throughout the state where you misplaced your policy paperwork. The cost of printing the advertising will not be covered by the insurance provider. As a result, when choosing a newspaper to place your ad in, bear the cost in mind.
Fill Out An Application and Send it to the Insurer
Following that, you must submit a formal request to your auto insurance carrier for a duplicate copy of your policy paperwork. The application should explain how you misplaced your policy papers and include information such as your name, vehicle insurance policy number, coverage type, and date of issuance, among other things. Send a physical copy of the application, as well as a copy of your police FIR, to your insurance.
Obtain a Bond of Indemnity
Finally, to receive duplicate policy documents, you must obtain an indemnity bond and submit it to your auto insurance company. Your whole name should be on the bond, as well as the signatures of two witnesses. You'll need to purchase stamp paper as well as get the bond validated by a notary. Once you've submitted the indemnity bond to your insurer, your request for duplicate auto insurance paperwork will be handled.
Car insurance policy document has a legal character, no inaccurate or misleading material should be put in it. However, if any incorrect information is contained in the vehicle insurance policy paper, the best approach to correct it is to call your insurance company's customer service representative and request that the necessary modifications be made to the policy document.
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Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.