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How to Do Self-Inspection Video for Car Insurance Policy Renewal?

Published On Sep 06, 2023

How to Do Self-Inspection Video for Car Insurance Policy Renewal?

Renewing your car insurance policy is a crucial task that ensures you remain protected on the road. With technological advancements, self-inspection videos have become an efficient way to facilitate the renewal process. In this guide, we'll walk you through the steps to create a self-inspection video for your car insurance policy renewal.

Tips To Do Self-Inspection Video For Car Insurance Policy Renewal

Step 1: Gather Your Tools

Before you start recording, make sure you have a smartphone or camera with a good quality camera, a stable internet connection, and a measuring tape. You may also need a notepad to jot down any observations during the inspection.

Step 2: Find a Suitable Location

Choose a well-lit area for the video recording. An outdoor spot with natural lighting is ideal. This will help you capture clear details of your car's condition.

Step 3: Exterior Inspection

Begin by recording the exterior of your car from various angles. Walk around the vehicle and capture its front, back, sides, and roof. Pay close attention to any existing damages, dents, scratches, or paint chips.

Step 4: Wheels and Tires

Focus the camera on each wheel, capturing its condition and tire tread depth. Make sure to record any noticeable wear and tear or damage.

How to Do Self-Inspection Video for Car Insurance Policy Renewal?

Step 5: Under the Hood

Pop the hood and record the engine compartment. Highlight the engine's condition, fluid levels, and any visible issues. This step can help you spot potential problems that might affect your car's performance.

Step 6: Interior Inspection

Open the doors and showcase the car's interior. Record the condition of the seats, dashboard, controls, and any accessories. If your insurance policy covers the interior, this step is crucial.

Step 7: Accessories and Modifications

If you've added aftermarket accessories or modifications to your car, make sure to document them in the video. These can include a sound system, custom rims, or other upgrades.

Step 8: Lighting and Electricals

Turn on the car's lights, indicators, and other electrical components. Capture their functionality in the video. This will help ensure all your car's systems are working.

Step 9: Paperwork and Documentation

Towards the end of the video, display your car's license plate, registration, and VIN. These details help confirm the identity of the vehicle being insured.

Step 10: Upload and Share

Once you've recorded the video, review it to ensure you've covered all aspects of your car. Trim and edit the video if needed. Finally, upload the video to the insurer's designated platform or share it through the provided method.

Importance of Self-Inspection Videos

  1. Accuracy and Transparency:

Self-inspection videos provide insurers with a visual record of your car's condition. This helps minimise disputes over pre-existing damages and ensures a transparent renewal process.

  1. Convenience:

Traditional inspection methods often require scheduling appointments and waiting for an inspector. Self-inspection videos allow policyholders to complete the process at their convenience, eliminating the need for appointments.

  1. Time and Cost Savings:

Creating a self-inspection video is quicker and more cost-effective than arranging an in-person inspection. It saves time for both the policyholder and the insurer.

Tips for Creating an Effective Self-Inspection Video:

  1. Clear Lighting: Choose a well-lit area to record the video. Natural daylight works best as it reveals the true condition of your car's exterior.
  1. Steady Footage: Use a tripod or stabilise your smartphone to prevent shaky footage. Clear and steady video makes it easier for the insurer to assess the car's condition.
  1. Comprehensive Coverage: Don't rush through the video. Take your time to capture every angle and aspect of your vehicle. A thorough video reduces the chances of missing any details.
  1. Narration: Consider adding narration to the video. While capturing the visuals, verbally describe any damages or features. This adds an extra layer of clarity for the insurer.

Benefits Beyond Renewal

While self-inspection videos are primarily aimed at insurance policy renewals, they can also be valuable in other scenarios. If you decide to sell your car, having a recent self-inspection video can provide potential buyers with a transparent view of your vehicle's condition. Additionally, in the unfortunate event of an accident, having a pre-accident self-inspection video can help streamline the claims process.

Privacy and Data Security

As you create a self-inspection video, be mindful of your surroundings and any personal information that might be visible. Ensure that license plate numbers, VINs, and personal documents are not inadvertently revealed in the video. Prioritise data security by uploading the video through secure platforms provided by your insurer.


Creating a self-inspection video for car insurance policy renewal might seem like a detailed process, but it's a valuable step in ensuring a smooth renewal experience. By following these steps, you not only provide your insurer with an accurate representation of your car's condition but also contribute to a transparent and hassle-free policy renewal process. Remember, attention to detail is key, so take your time during the inspection to accurately capture every aspect of your vehicle.


  1. Is a self-inspection video mandatory for renewing my car insurance policy?

 A: While not mandatory across all insurers, many now offer the option of submitting a self-inspection video. It's a convenient way to visually record your car's condition, ensuring transparency during the renewal process.

  1. How secure is it to share my self-inspection video with the insurer?

A: Reputable insurers provide secure and encrypted platforms for uploading self-inspection videos. Make sure to use the official channels provided by your insurer to ensure the safety of your information.

  1. Can I edit my self-inspection video before submitting it?

A: Yes, you can edit the video for clarity and brevity. However, it's essential to maintain honesty and accuracy. Avoid altering the content in a way that could misrepresent the true condition of your vehicle.

  1. What if I discover new damages after submitting the self-inspection video?

A: If you find additional damages after submitting the video, it's best to inform your insurer as soon as possible. They will guide you on the next steps and whether a re-evaluation of the video is necessary.

  1. Will a self-inspection video impact my premium rates?

A: Self-inspection videos are used to assess your car's condition for accurate coverage. They are not intended to impact your premium rates directly. However, maintaining a record of your car's good condition could have positive effects over time.

  1. How detailed should my self-inspection video be?

A: Your self-inspection video should be comprehensive and capture all relevant details. Ensure you cover the exterior, interior, accessories, modifications, and any damages. Taking your time during the recording process will lead to a more accurate representation of your vehicle.


This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.
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