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How To Check Car Insurance Expiry Date online?

Written by Amit Jain
Updated On Jan 03, 20242 min read
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Steps To Check Car Insurance Validity

Car insurance is essential. First, third-party liability insurance is required. Second, comprehensive motor insurance offers an additional layer of defence against the damages caused to your own car. Every policyholder should be aware of the state of their auto insurance. Every insurance company has a time limit, and the majority must be renewed annually. A lapsed policy might also result in a hefty fine. 

As a result, at a certain point, you might wish to review the state of your auto insurance policy, as well as the policy's duration if your automobile is still covered, and other pertinent information. You may determine the status of your auto insurance coverage in a number of methods, both online and offline.

How To Check Car Insurance Expiry Date online?

Validity of a Car Insurance Policy

The validity of a car insurance policy is usually one year from the date of issuance. It is important to renew the policy annually to maintain continuous coverage. Most insurance companies also provide a grace period after the policy expiration date, allowing some additional time to renew without a lapse in coverage. However, it is crucial to be aware that driving without valid insurance is illegal and can have legal consequences. Therefore, it is essential to check the policy expiration date and renew the policy in a timely manner to ensure that you have a valid and active car insurance policy in place.

Checking Using Information Bureau For Insurance

The IIB website is one place where you can check the expiry of your insurance plan online (Insurance Information Bureau). To do this, take these steps:

  • Check out the IIB website.
  • When asked to, enter the information about your car.
  •  Select "SUBMIT" from the menu.
  •  View the policy information that should be accessible to you at this point. The specifics of the previously relevant policy can be viewed if there is no policy that is now applicable.
  •  Try searching for information using the vehicle's engine or chassis number if you are not able to see any information. 

Checking Using VAHAN E-Service

You can check the status of your auto insurance policy through VAHAN e-services as an alternative to IIB. Please describe how to achieve this. 

  • Visit the website for VAHAN e-services.
  •  Go to "Know Your Vehicle" and click.
  •  When prompted, enter both the verification code and the car registration number.
  •  Select "Search Vehicle" from the menu.
  •  View the insurance expiration date and other pertinent information about your car, which is now viewable.

Checking Using QR Code

The simplest way to check a car insurance expiry date is to scan a QR code to check the status of your auto insurance. Every auto insurance policy must include a QR code that contains the relevant information, according to a rule set forth by the Insurance Development and Regulatory Authority. You can view all the pertinent information about your insurance coverage by scanning the QR code using your smartphone.

End Note

You can verify the expiry of your auto insurance coverage in a number of methods, from different internet discussion boards to directly calling the RTO Office. It becomes easy and available to you when you are aware of the important stages of each process. It's important to keep in mind when your auto insurance policy expires. Set a clock or other form of reminder, if necessary.

Because of our hectic and fast-paced lifestyles, insurance companies know that it is simple to miss such occasions, therefore they provide their clients a grace period of 30 days. In case of any delay for more than 90 days, you can lose out on the NCB too. . The insurance coverage cannot be renewed if this occurs. The client will need to purchase brand-new car insurance renewal and go through the inspection procedure which may lead to an increase in premium as well. 

Also Read: 

What Are The Factors To Be Considered While Purchasing Car Insurance

What Are The Various Types Of Car Insurance Policy Available In India?

Disclaimer

This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.
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Written by Amit Jain
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 Amit is an upcoming name in the motor industry be it new cars/ bikes or used ones. Amit in his last stint worked as a consultant for major Fortune 500 companies across the globe. In his free time, Amit likes to play cricket.

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