How to Buy Car Insurance Online in India?
Buying car insurance online is a simplified process in India. To understand the 5 stages involved in the process, read here.
When we purchase a car, we are excited as well as invested in its maintenance. We drive it with utmost care and tend to protect it from any incident or accident. But there are a few things which we cannot control. For instance, earthquakes, fires, landslides, hurricanes, lightning, etc. Incidents like these do not let you escape the financial risks of being a car owner. As it would be hard on your pocket if you want to get your car repaired in such events. Which is why, getting your car insured as well as renewed timely is imperative. It offers you wide coverage against all such events thereby offering you the much-needed financial back up at all times.
In this article, we will discuss various stages that are involved in the process of buying or renewing a car insurance policy online in India.
1. Research About Car Insurance
The first stage of buying or renewing a car insurance policy is to be informed about the subject. You can read about car insurance online in order to gain information about different types of car insurance plans, various terms related to car insurance like deductibles, No Claim Bonus, etc. This will help you choose the most suitable car insurance policy online as per your requirements.
Don’t Forget to Read: What You Must Know About Car Insurance Renewal
2. Compare Car Insurance Plans Online
Like every other item that you purchase, car insurance plans should also be compared. Comparing car insurance plans is the next stage that requires you to compare different features and benefits offered under different car insurance policies online. This is sure to help you shortlist the most suitable car insurance plan as per your needs. For this, you can use several comparison tools. For instance, InsuranceDekho’s car insurance premium calculator is sure to make the comparison easy for you.
3. Select Car Insurance Plan Online
Third stage in the process of buying car insurance plans is shortlisting the most suitable policy as per your requirements. Make sure that the car insurance plan chosen by you meets your requirements for the insurance coverage, availability of add-on covers, and required customer services.
Also Read Here: Car Insurance Guide for Second Hand Car
4. Choose Required Add-ons
The next stage is to include add-on(s) in your car insurance policy, if required. Add-on benefits offer you extra coverage and you can purchase them voluntarily by paying an extra premium. Note that it is not mandatory to buy add-on covers with a car insurance policy but it is definitely recommended for additional coverage.
5. Make Payment For Premium
The last stage is paying the required car insurance premium online. When buying a car insurance policy online at InsuranceDekho, you can choose from flexible modes of payment offered and pay the car insurance premium via a secured payment gateway. To calculate car insurance premium, you can also use InsuranceDekho’s car insurance premium calculator, which is a free and an easy to use tool.
Conclusion
Buying a car insurance policy for your car is important to protect it against misfortune events. To avoid any hassle at the time of claim settlement, you must go through the inclusions, exclusions and other terms and conditions under your policy.
When buying car insurance plans online at InsuranceDekho, you can also avail additional benefits such as quick claim settlement, services at numerous cashless garages, and affordable premiums. So, wait no more and get a reliable policy for your car today!
Read More Here: Tricks To Reduce Car Insurance Premium For Old Cars
Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.
