Check Car Insurance Status Easily Online on Parivahan Sewa, Vahan, IIB & RTO
Updated On Oct 14, 2023
How can I check my car insurance status? Let's learn.
It is very important that you update your car insurance from time to time as well as check its status as every car insurance policy comes with an expiry date. Whether you choose the online or offline route, timley insurance policy check helps to assess the policy period, check if your car is still insured, or gather any other relevant details. Thus, in today's blog, we are going to discuss some of the easy ways of check car insurance status online.
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Why is it important to do an insurance policy status check?
Being aware of your vehicle's insurance status is of utmost importance, as driving a vehicle without valid motor insurance is against the law. In accordance with The Motor Vehicles Act, every vehicle is required to possess at least a Third-party Liability Insurance Plan. In today's digital age, the process of verifying vehicle insurance status has become simple, swift, and convenient. The following reasons underline the significance of checking insurance status:
- Timely Policy Renewal: If you check car insurance status online, you can renew your policy promptly.
- Avoiding Penalties and Fines: By confirming that your vehicle has valid insurance, you can steer clear of penalties or traffic fines.
- Safeguarding Against Liabilities: Verifying insurance status ensures that you maintain continuous coverage for third-party liabilities and financial obligations arising from accidents and damage to your vehicle.
Ways to Check Car Insurance Online Through IIB Portal, VAHAN e-services, Parivahan Sewa
In today's digital world, every one of us prefers doing everything from the comfort of our homes. Agreed? The internet indeed has made everything extremely easy, so even for insurance policy check, the online method seems the best option.
Through IIB Portal
The Insurance Information Bureau or IIB is the repository of data and was introduced by IRDAI or the Insurance Regulatory and Development Authority of India. It was introduced with a vision to help the policyholders not only track their car insurance policy but also track their accident records.
So, listed below are some of the steps as well as guidelines that you must adhere to when you check the car insurance policy through the IIB portal:
Guidelines to Check Car Insurance Through IIB Portal
- You need to be careful while verifying the status using IIB. Making a single mistake might lead you to have to redo the whole procedure.
- Listed below are certain guidelines that you must remember while checking car insurance through the IIB portal:
- First and foremost, be aware of the registration details, like the registration number. Please provide your car registration number following the format UP-65-TA-XXXX without including any special characters or spaces.
- A maximum of three attempts will be allowed, either through mobile number or email address.
- Also, remember that it takes two months for the data to reflect on the IIB portal after it has been uploaded. So, make sure that you track only after the completion of two months. For instance, if you bought car insurance for your new vehicle on March 31, 2021, the information will become visible on IIB starting from June 1, 2021.
- In case the vehicle is new, then you need to submit the engine number as well as the chassis number.
- Please note that the available details will include the insurance policy details only from April 1, 2010, onwards.
- Should the IIB portal fail to present insurance or other crucial information, a visit to the Regional Transport Office (RTO) might be necessary.
- Last but most important, the following information should be required when you track on the IIB portal: vehicle owner name, vehicle registration number, vehicle wonder's address, mobile number, email address, etc.
Steps To Follow To Check Car Insurance Through IIB Portal
Listed below are the essential steps to follow while checking the car insurance on the IIB portal:
Step 1: Visit the official website of IIB.
Step 2: Go to the quick links displayed on the homepage and choose "V-Seva"
Step 3: After clicking the link, the Accident Vehicle Information Retrieval System webpage will appear on the screen
Step 4: Enter the details of your vehicle as you are prompted to do so. Details include vehicle name of said vehicle's owner, address of vehicle's owner, mobile number and email ID, place and date of the accident, vehicle number, registration number, etc.
Step 5: Then, fill in the captcha and click on the "SUBMIT" button.
Step 6: View the policy details which should now be available to you. If there is no currently applicable policy, then the details of the previously applicable policy will be available to be viewed.
Step 7: If you are unable to view any information, try to search by the vehicle engine number or the vehicle chassis number.
An alternative to checking car insurance details on IIB Portal is to explore the VAHAN e-services.
Through VAHAN e-services
VAHAN serves as the nationwide vehicle registry, compiling and offering vehicle registration information to both regulators and citizens. As of August 3, 2022, VAHAN has registered approximately 5,44,643 electric two-wheelers and 54,252 electric four-wheelers. Additionally, 18,47,539 four-wheelers and 2,95,245 two-wheelers using alternative fuel types such as ethanol, LNG, solar, and CNG are also registered within the system.
Due to its comprehensive collection of data mandated by the Motor Vehicles Act 1988, the portal conveniently allows you to retrieve a vehicle's insurance details as well. The steps to check the status of the policy via VAHAN e-services are as follows:
Step 1: Visit the official web page of VAHAN e-services.
Step 2: Then click on the 'know your vehicle' icon.
Step 3: Enter the vehicle registration number as prompted and the verification code.
Step 4: Click on the 'Search Vehicle' button.
Step 5: Finally, view the insurance expiry date, which will now be visible alongside other relevant details of your vehicle.
Through QR Code
Another easy way to check the car insurance policy is through the QR Code. As the IRDAI has made it a compulsion for insurers to ensure that every car insurance policy has a corresponding QR code, so, it becomes easier to check the car insurance details through this code.
So, to grab the details, just scan the code through the code scanner available on your mobile phone. Followed by this, you will be able to view all the details pertaining to your car insurance plan.
Through Parivahan Sewa
To verify the status of your vehicle insurance online using Parivahan Sewa, follow these steps:
Step 1: Go to the official Parivahan Sewa website at https://parivahan.gov.in/parivahan/
Step 2: Click on the 'Information Services' tab located in the menu.
Step 3: From the drop-down menu, select 'Know Your Vehicle Details.'
Step 4: The Vahan NR E-Services page will open in your web browser.
Step 5: Log in by providing your Registered Cell Phone Number.
Step 6: Upon logging in, input the Verification Code and your Vehicle's Registration Number.
Step 7: Proceed to choose the 'Search Vehicle' option.
Step 8: On the resulting page, you will find details about your vehicle, including the expiration date of your insurance coverage.
Ways to Check Car Insurance Status Offline
In addition to the multiple ways of checking car insurance through online modes, you can also do the same through an offline process. Once you acquire a new vehicle, it's necessary to register it with the Regional Transport Office (RTO). Since the RTO maintains records of all registered vehicles, you can easily verify your insurance details and confirm the expiration date of your insurance coverage through the RTO. For doing the same, you simply need to visit your nearest RTO or Regional Transport Office. RTO is looked after by the Government of India and is responsible for keeping a complete record of vehicles. So, once you visit the concerned RTO, you can also get complete information on your car insurance policy.
To check the status of your vehicle insurance policy online at the RTO, you have to follow the instructions below-
Step 1: Find the RTO Website.
Step 2: Skip to the 'Online Services' for the citizen's option.
Step 3: Click on the 'Related Online Services' tab next.
Step 4: Choose the 'Vahan Citizen Services' option.
Step 5: Select the RTO information related to your vehicle's registration.
Step 6: Now click the 'Status' option from the menu bar, then choose 'Know Your Vehicle Details.'
Step 7: Fill in your vehicle's Engine Numbers and Chassis and the Registration Number.
Step 8: Enter the CAPTCHA code.
Step 9: Together with the Expiration Date of your vehicle insurance policy, you will find information on the Parivahan Vehicle.
If you prefer not to check car insurance status online, you can obtain the information by contacting your insurance provider. They will be able to furnish the necessary details. Here are the offline methods to verify vehicle insurance status:
Contact Your Insurance Company: Call your car insurance company and furnish them with your car registration number or policy number. This will allow you to retrieve the insurance details over the phone.
Visit the Insurer's Office: You can visit the office of your insurance provider in person to acquire the policy details and verify your vehicle's insurance status.
Thus, it can be concluded that there are various ways of checking the status of your car insurance renewal, ranging from a variety of online forums to directly contacting the Regional Transport Office (RTO). Moreover, with the relevant steps for each process mentioned above, tracking car insurance policy is now made simple and accessible to you. In case you need further assistance with your car insurance plan, feel free to connect with InsuranceDekho today.
1. How often should I do an insurance policy check?
It's advisable to check your car insurance status periodically, especially around the time of policy renewal. This helps ensure that your coverage remains active and that you can renew your policy on time without any lapses.
2. Can I check my car insurance status if I've just purchased a new vehicle?
Yes, you can. For new vehicles, you might need to provide additional information like the engine number and chassis number to verify insurance status. Keep in mind that it might take a couple of months for the data to reflect on certain portals, so it's recommended to check after this period.
3. What should I do if I can't find my insurance details through online methods?
If online methods like IIB Portal or VAHAN e-services do not provide the information you're looking for, you can consider visiting your Regional Transport Office (RTO). They can assist you in verifying your insurance status and providing the necessary details.
4. Can I check my car insurance status offline?
Yes, you can. If you prefer offline methods, you can contact your insurance provider directly by calling their customer service. Alternatively, you can visit their office in person and provide your car registration number or policy number to retrieve your insurance details.