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Can You Claim Car Insurance With A Temporary Registration Number?

Published On Aug 14, 2022 10:00 AM By InsuranceDekho

Can You Claim Car Insurance With A Temporary Registration Number?

You need to understand the significance of a temporary vehicle registration number before beginning the auto insurance claim procedure for a recently purchased vehicle. Your vehicle's temporary registration number permits you to lawfully operate it on public roads.
Additionally, it takes time to provide a permanent registration number. As a result, you must have a temporary vehicle identification number that is given to you by your auto dealer and is good for one month. You must register your vehicle with the closest Regional Transport Office (RTO) within this time in order to receive the permanent registration number as soon as feasible. To know more about claiming car insurance with a temporary registration number, read on.

Can You Claim Car Insurance With A Temporary Registration Number?

How To Raise A Claim For Car Insurance With A Temporary Registration Number?

You may submit a claim for auto insurance with a temporary registration number, yes. Even if you don't have a permanent car number, your insurance provider will pay for the damage to your four-wheeler. All you have to do is adhere to the claim procedure and provide the needed paperwork.
A car insurance coverage for a recently purchased vehicle is also based exclusively on the frame and engine numbers. Your specific insurance will get in touch with you to change the number in their records once you have the permanent registration number for the vehicle.
Following is the procedure through which an insurer may connect with you -
When making a call for comment, greeting, support, or endorsements, the insurer will inquire about the vehicle's registration number and modify it in its database.
When your insurance is up for renewal, the insurer will get in touch with you and request your permanent registration number. Keep in mind that in order to get your insurance renewed, you must give them the permanent car registration number.

Process Of Claiming Car Insurance With A Temporary Registration Number

An automobile with a temporary registration number can be claimed in the same way as a vehicle with a permanent registration number. To refresh their system and streamline the claim procedure, your insurance will need the engines and serial numbers of your automobile.
There are several processes involved in raising auto insurance claims. The procedures you must take to submit an online claim for your auto insurance using a temporary registration number are as follows -
Intimating Your Insurer - Informing your insurance of the accident and giving them all the details regarding the losses is the first step in the claim procedure. The temporary registration number provided by your dealer will be requested of you. When sharing the incident's specifics with your insurance, be honest. The likelihood of a claim being rejected rises with inaccurate or false information.
Submitting The Claim Form - To file a claim under your auto insurance policy, the insurer will require customers to download the claim form via their mobile app or their website and submit it. Complete the form completely, including all relevant papers, and submit it. In the event of offline mode, customers can go to the insurance company's local branch office or request your agent to assist you with the claim form.
Assessment & Evaluation - A surveyor chosen by your insurance will assess the losses and harm done to your automobile. The surveyor creates an assessment report that your insurance will use to decide whether to accept or reject your claim.
Repairing of Vehicle - You must submit your automobile for repairs when the insurance company authorises your claim. Your automobile will be towed to the closest network garage for repairs if your claim is settled without cash. Once it has been fixed, you may drive away from the workshop without paying for the repairs since your insurer will cover them. You will have to transport your automobile to an unapproved garage in the event of such a reimbursement claim, and you will have to pay the price once the damages have been repaired. The insurance will then need to receive all of your bills. The insurance provider will credit your bank account with the claim reimbursement after verifying your supporting documentation.


When an automobile is purchased, it receives a temporary registration number. If your automobile is insured, you can be paid for any losses and damages if an accident occurs while you are still awaiting a permanent registration number. As a result, you must get auto insurance as soon as your vehicle leaves the dealership.


This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.
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