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Buying Car Insurance Online Vs Offline: Which is Better?

Written by Sumit Arora
Updated On Oct 16, 20232 min read

Buying car insurance can be conflicting. Read this article to find out which is a better way to purchase car insurance- online or offline.

Purchasing a car would have been thrilling and a huge draw from your finances. This is a very important reason as to why you need to do everything you can to keep your car safe from potential accidents. What is more important is that you keep yourself safe from the financial liabilities that are incurred to fix the damages sustained by your prized four wheels by investing in car insurance. With the advancement in technology, you can purchase your car insurance online or offline depending on your convenience. 

Buying Car Insurance Online Vs Offline: Which is Better?

Buying Car Insurance Online V/S Offline 

The way you pick to purchase your car insurance is completely up to you. It entirely depends on the client’s convenience. While the offline purchase of your car insurance can be very simple and straightforward, going online to make the purchase is usually more efficient and time-saving. This is mainly because you can purchase your car insurance online within minutes from the convenience of your residence. Purchasing your car insurance offline will mean that you have to visit multiple branches of different car insurance companies in order to select a plan that suits your needs the most. On the contrary, you can save time and energy by comparing hundreds of policies with a tab of a few buttons. The following are the benefits of purchasing your car insurance online-

  • Conveniently Compare Hundreds of Policies

The conventional method of purchasing vehicle insurance necessitates a significant amount of legwork on the part of the prospective insured. The first step is to call the insurance company or the insurance agent, either by phone or in person. Following that, the policy should be acquired or repurchased once with another insurance company or agent. In this case, comparing different plans on your features, car insurance rates, and services becomes tough. However, purchasing auto insurance online eliminates the need for physical comparison. Simply go to the website of any insurance aggregator and use the free comparison feature to find the best auto insurance coverage. 

  • Minimal Paperwork 

When you begin purchasing a car insurance policy online, you will be asked basic information about yourself and your car. Based on the answers to these questions, you may pick the type of coverage you want for your automobile. If you renew your policy on time or are ready to acquire a new policy, you can receive your vehicle insurance without any paperwork. That is, no documentation is required to obtain vehicle insurance coverage. An inspection may be requested under specific circumstances, such as a policy breach or a claim. You may be required to present papers such as your personal identity, previous auto insurance policy, and so on.

  • Verify The Legitimacy of The Company 

Social networking offers both benefits and drawbacks. One of the benefits is that individuals may give genuine reviews of the services provided. When purchasing vehicle insurance, you must get coverage from a reputable insurance provider. This guarantees that the claims are processed as quickly as possible. Even if you make the proper amounts to insure the automobile, you will be disappointed if you pick a long-term insurer or do not provide smooth services. Before making a payment through various social media handles, make it a point to pick your desired auto insurance coverage. Based on the evaluations and customer feedback, you may decide whether or not to purchase the coverage.

  • Eliminates The Need For An Agent

When you don't know which plans are best for you, you'll need to get auto insurance through an agent. However, when you buy insurance online, you have access to a vast amount of information. You may only use a search engine to find out the meaning of any sentence on the insurer's website. As a result, the need for an agent is eliminated.

Take Away

With technological developments, purchasing vehicle insurance online has become a simple process. Purchasing insurance online is quick and straightforward. Before obtaining a vehicle insurance policy, be sure to compare them.

Also Read:

Parameters To Consider While Purchasing Car Insurance In India

Types of Insurance At Royal Sundaram And How To Claim It?

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.


This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.
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Written by Sumit Arora
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 Sumit is an insurance industry veteran with more than 20 years in the industry. Sumit is a frequent columnist and speaker at major insurer conventions and is a heard name in insurance circles In his free time, Sumit likes to spend time with his family and go on trips

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