Benefits of Engine Protection Cover in Car Insurance!

Published On Mar 31, 2021 11:00 AM By InsuranceDekho

Engine protection is an important add-on cover under a car insurance policy. Here are the benefits of purchasing it.

The engine is the heart of a car and no car can function properly if its engine is in a bad condition. Hence, it is crucial to always keep the engine of your car in perfect condition. However, the engine can start troubling as the car ages or after being used a lot. Also, if the car is driven several times in water logging areas or floods, it can harm it in a significant manner too. 

Being the most important part of the car, the engine repair and replacement can cost you dearly. The problem arises because the cost of engine repair due to wear and tear is never covered under a standard car insurance policy as it is designed to cover the damages of the insured car only if it meets with an accident. However, you can still get the damage incurred by your car’s engine covered by choosing an Engine Protection add-on cover.

What Is Engine Protection Add-on Cover?

The Engine Protection is an add-on cover offered under a car insurance policy. It tends to cover any damage or loss sustained by the engine of the insured car or its parts due to water ingression, leakage of lubricant oil, damage to the hydrostatic lock and engine parts like gearbox, cylinder, pistons, etc. Simply, this cover provides coverage for the repair or replacement of any part of the car engine.

Benefits of Engine Protection Add-on Cover

Engine protection add-on cover is considered the most crucial add-on covers provided by car insurance companies. Here are some benefits of opting for an engine protection cover:

1. Covers the Most Expensive Part

The engine is assumed to be the most expensive part of a car due to which replacing or repairing it could go out of budget for most car owners. But, with the inclusion of an engine protection add-on cover, all the repair and replacement work of your car’s engine will be covered. 

2. Offers Financial Assistance 

You may not be able to bear the car engine damage repair with merely a basic car insurance plan. However, if you purchase an engine protection add-on cover, the repair cost for the car engine or replacement of its parts shall be covered by your insurer that comes as great financial support.

3. Suitable for Flood Prone Areas

Car owners who live in low-lying areas that are prone to floods or water-logging frequently get the engine of their car damaged due to water ingression. In such cases, this add-on cover brings a huge relief by ensuring the coverage of car engine repair whenever water enters inside the engine.

4. Great Help for New Cars

If you own a new car and its engine gets damaged due to any reason other than an accident, it can burn a big hole in your pocket as engine parts of a new car will be highly expensive. But, an engine protection add-on cover can easily compensate for its cost no matter how expensive it is.

5. Ensures Longevity of Car

Proper functioning of the engine of a car is necessary to guarantee its longevity. If the engine of your car gets damaged and could not be repaired due to a financial crunch, then it can end up malfunctioning your car. As this add-on covers the repair of the engine, it ensures the functioning and longevity of your car.

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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