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All You Need to Know About Car Insurance Policy Renewals

Wish

Written by Udit Varshney

Updated Oct 15, 2023

Every car insurance policy comes with a validity period post which it needs to be renewed. You can get the renewal of your car insurance policy before the expiry date or after the expiry date.

A car insurance policy is an agreement between the insurance policy company and the owner of the car, wherein the former promises to provide compensation in case of loss or damage that might occur due to an accident involving the latter’s car.

 A car insurance plan provides you with financial aid against loss or damage due to accidents, third-party liabilities, natural or man-made disasters, and any such unforeseen circumstances. However, every car insurance policy comes with a validity period post which it needs to be renewed.

All You Need to Know About Car Insurance Policy Renewals

What is Car Insurance Renewal?

The car insurance policy you bought, must be renewed to avail of the benefits without a pause.  The car insurance policy has a term or time limit for which it is valid and you have to renew the policy before the expiry of the current policy. This will let you enjoy the benefits like no claim bonus.

How To Renew Car Insurance Policy Before Expiry?

To avail uninterrupted benefits of car insurance policy, renew it before the date of expiry.

To renew your car insurance policy online, follow these steps :

1. Visit the website of your car insurance company and log in to the renewal section.

2. Enter necessary details like the Policy number of the policy to be renewed, mobile number, date of birth, etc.

3. Choose the most preferable insurance plan.

4. Select the add-ons( if required)

5. The premium amount of your insurance policy will be displayed.

6. Pay your premium using any online mode of payment available.

7. Once the payment is made successfully, your car insurance policy will be renewed.

You will receive a digital copy of the insurance policy on your registered mail ID from the insurance company. 

How To Renew Car Insurance Policy After Expiry?

There are many reasons and circumstances under which your car insurance policy might lapse or, you may forget to renew it before the date of expiry.

In such cases, you must not drive the car and go through the process of renewing the car insurance policy mentioned above. The following steps will be added in the previous process:

1. When renewing an expired car insurance policy, your car has to go through an inspection by a surveyor. Once surveyed, you can follow the hassle-free online process of renewal.

2. You will have to upload the documents like photographs of the vehicle (in case of self-inspection).

You can change the company of insurance after the date of expiry, if not satisfied with the previous company’s policy provisions. 

You may also like to read:- How Zero Depreciation Cover Can Help During Car Insurance Claim Settlement? 

Benefits of Online Renewing Your Car Insurance Policy

Online mode of renewal of car insurance policy has its advantages and is very prominent among the customers. 

Reasons to switch to the online mode of the process:

  • Quick and Smooth Process

For buying/renewing your car insurance policy, all you need is good connectivity to the internet and you can complete the process by staying at home anytime. This mode is paperless and less time-consuming, which makes insurance policies more accessible.

  • Customization at Your Fingertips 

Being in your comfort zone, you can choose the desired add-ons and preferable covers for your insurance policy. 

  • Secure and Transparent  

Your data is safe with the company of insurance and is protected. Payments are made through secured gateways, with no exposure to fraudulent risks. Informed decisions are made and digital copies are received via mail.

Must Check

Car Insurance Renewal

Car Insurance Calculator

Also Read:

Top Car Insurance Companies in Terms of Claim Settlement in India (2021)

Conclusion

Always explore companies and brands of insurers over the internet. You may refer to the reviews by customers online. There are various plans and good add-ons to take advantage of, so, always check them out. Online renewal of your car insurance policy will be done with little to no paperwork in much less time.

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

Wish

Written by Udit Varshney

Udit has built B2C segments across various industries and has had significant contributions to the insurance sector. Read More

Disclaimer

This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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