Simple Ways To Check Bike Insurance Expiry Date Online

It takes a lot of money to buy the bike of your dreams, and it's something you want to ride around on. You must obtain motorcycle insurance before you can take the bike on the road because it is illegal to ride a motorcycle without a policy. Simply buying a policy is not sufficient. For two-wheeler policies to remain valid, they must be renewed on time. Each policy has an expiration date. When an insurance policy is expired, it will have to be renewed. It is therefore vital to be aware of expiration date of the policy in order not to miss the renewal date. Expiration dates are easily accessible online.

Policies for two-wheelers typically run between one and three years or up to five years if they are long-term policies. Bike insurance that has expired may result in claim denial and fines. If you've lost track of the policy's expiration date, you may quickly check bike insurance validity online. Therefore, you must renew your bike insurance coverage before it expires. The expiration date may be found in your policy paper, but if for some reason you don't have one, you can always check bike insurance information online. There are plenty of easy methods to go about it.

While two-wheeler insurance policies are unquestionably significant legal records, owners frequently lose them. However, do not worry! If you ever find yourself in such a predicament, you may verify your bike insurance validity check online using the registration number.

Points to Remember before the bike insurance validity check

You can check your bike insurance expiry date check coverage in a few different ways.

However, the online procedure is quicker and easier to use. Here are some things to keep in mind regarding the bike insurance expiration date.

• Prior to the bike insurance policy expiration date, the majority of modern digital insurers issue alerts.
• Don't ride your bike while your insurance is still active.
• The two-wheeler insurance expiration date is simple to find online.

How To Check Bike Insurance Expiry Date Online?

The expiry date is mentioned on the policy documents along with other policy details. There are mainly three ways to check the expiry date online.

The physical policy paper is no longer required, nor do you need to contact your insurer to find out when your bike insurance must be renewed. Thanks to the development of digital technology, there are now new ways to verify the expiration date of two-wheeler insurance expiry date checks. These days, you may easily discover it through internet channels like a website or smartphone app. All you need to verify the auto insurance expiration date online is a smartphone or computer.

You might be looking for step by step process to check bike insurance expiry date online? Here are three ways:

1. Check The Expiry Date Via Insurance Information Bureau

All insurance policy related details can be found on the website of the Insurance Information Bureau (IIB). On this website, follow the below-mentioned steps and view the expiry date in no time.

• Visit the online portal of IIB.
• On the home page, under the Quick Links section, click on 'V Seva'. It will display a form.
• Enter the information required on the form.
• Enter the captcha code and click on 'Submit'.

You can also follow these two simple steps to view the insurance details on the Insurance Information Bureau:

• Visit the IIB portal.
• Fill a query form. An executive will call you on the registered number and assist you.

The page will show your policy details, where you can spot the expiry date. Note that the website has information on insurance policies bought after April 1, 2020. Any policy purchased before that date is not recorded on the website. You can view the details up to three times using the same mobile number and mail ID.

2. Check The Expiry Date Via VAHAN

The Road and Transport Ministry keeps records of all insurance policies on the VAHAN website. Hence, you can view the expiry date of your policy on this website. Follow these steps to view the expiry date:

• Visit the VAHAN e-service website.
• On the menu tab, click on 'Know Your Details'.
• On the next page, enter your vehicle number and the verification code.
• Click on 'Search Vehicle'.

The policy details will then appear on the screen. You can see the expiry date under the 'Insurance Upto' column.

3. Check The Expiry Date Via Your Insurer

Records of your insurance policies are kept by your insurance provider. You can log into the official website of your insurer and view the details. The steps for viewing the policy details may vary from one insurer to another. That being said, most websites allow you to view the details only by entering the registration number of your bike.

A policy document contains all the details of the policy, including its validity. However, you cannot and you do not have to carry your policy documents with you all the time. Check online for all the details in minutes and get them within a few minutes.

Additional Methods to Check Bike Insurance Expiry Date Online 

There are several methods to check bike insurance expiry dates online. All these methods are effective in providing authentic information about insurance expiry dates. The methods are- 

Email: 

You can contact your insurance provider's customer support and request the expiry date of your bike insurance policy via email. This can be done by sharing your Bike's registration number. Some insurers also allow you to check your insurance expiry date directly on their website with the registered email address. However, you can easily access the bike insurance expiry date through email. For ease of assistance, you can also connect with an InsuranceDekho agent on call +91-7551196989.

RTO Website:

The Regional Transport Office (RTO) maintains records of all vehicles and you can check your bike insurance expiry date quickly through it. You need to visit the official website of your state's RTO and fill in the section on vehicle registration details. You will get to know your bike insurance expiry date.

Insurer's Mobile App:

Many insurance companies have developed mobile apps to easily access policy details, including the expiry date. You need to download your insurer's mobile app and log in using your registered mobile number or policy number. The "bike insurance expiry date " is in the Policy Details" section. 

How to Check Bike Insurance Validity Offline?

There are several ways to check Bike Insurance Validity Offline, including-

Visit the RTO Office: 

Visit the RTO office in your area with all necessary identification documents like your driver's licence or Aadhar card. Then, request your information on the bike insurance expiry date, and the staff will assist you in getting the information. 

Contact Your Insurance Provider

Call your insurance provider with the customer service number and provide them with your bike registration number and other identifying information. The customer service representative can inform the status of your bike insurance.

Check Insurance Document

You can quickly check the document for the expiry date if you have a hard copy of your bike insurance policy. The expiry date is generally mentioned clearly on the first page of the policy document.

Visit the Insurance Company’s Office:

You can easily access the bike insurance expiry date by visiting your insurance company's office. The customer service executives will provide you with all the information including the expiry date of your policy.   

Through SMS Services:

Some insurance companies provide SMS services. You need to text a specific number with your policy details, and they’ll reply with the necessary information, including the policy's expiry date.

Points to Remember

• Always check that all details are accurate while getting the essential information.
• If you don’t want to misplace important information, write it down in a diary and keep it with you.
• Maintain contact with your insurance provider, it will help you to stay updated about your insurance. 

How to Renew a Bike Insurance Policy Online After It Has Expired?

Via InsuranceDekho

Step 1: Visit InsuranceDekho website

Visit InsuranceDekho’s website. Select Renew Policy from the header menu on top. 

Step 2: Verify Details

Enter your mobile number and verify through OTP. 

Step 3: Select Your Policy and Review Details

Once in your dashboard, select your specific insurance policy from the list of all your open policies. Review your policy before renewing, make changes if any and then proceed. 

Step 4: Make Payment

To make the payment, choose your preferred payment method like UPI, debit or credit card or through net banking.

Via Insurer

Here are some simple steps to renew a bike insurance policy online after it has expired:

Step 1: Go to your insurance provider's official website and select the "Two-Wheeler Insurance" section.

Step 2: Enter your Bike's registration number in the section and click "Renew".

(If you have a previous policy with a different insurer, you may need to enter additional details like Details of your last policy, the make and model of your Bike, engine capacity, etc.)

Step 3: Choose the coverage of your two-wheeler insurance policy like third-party liability or comprehensive coverage.

Step 4: After completing all the process you must complete the payment to renew your expired bike insurance policy.

Following these simple processes, you can easily renew your bike insurance policy online after it expires. After completing all these steps you will get an updated document to your registered email address or WhatsApp number.

Why is it Important to be aware of the Validity of Bike Insurance?

It is essential to be aware of the validity of Bike Insurance. It is like a safe ground that protects you from unwanted expenses in several situations like accidents, man-made or natural disasters, etc.

Legal Compliance

In India, there is an act called the Motor Vehicles Act that mandates valid bike insurance to drive on public roads. You must at least have third-party insurance; without it, you may have to pay penalties and fines. 

Financial Protection

Valid bike insurance provides all the essential financial protection from various risks. In situations like accidents, theft, or damage to your Bike, insurance pays handsome money to deal with the situation. With it, you may avoid financial problems. 

Protection Against Third-Party Liability

Bike insurance also gives protection for third-party liability. In accident cases, if any damage happens to you, sometimes you need to bear the cost. With valid insurance, you can protect yourself from unexpected financial burdens. 

Smooth Transactions

If you plan to sell your Bike, valid insurance can help you get a good offer and protection. A bike with valid insurance smoothens the transaction process. 

Access to No Claim Bonus

Bike insurance on time allows any No Claim Bonus (NCB) fecality. It helps reduce the premium cost while renewing the policy and provides financial incentives to keep your insurance valid.

Peace of Mind

Bike insurance provides peace of mind and protects you from accidents or unforeseen events. You can drive confidently without worrying about the finance. 

What are the Repercussions of Ignoring the Insurance Expiration Date?

If you don't want your insurance policy to expire and you lose your benefits, it's essential to check the expiration date on your bike insurance periodically. Your insurance policy will expire if you forget the expiration date and fail to renew it even within the grace period offered by insurance providers, leaving you without valid bike insurance coverage. In addition to losing your insurance coverage, you will also forfeit any collected no-claim bonus (NCB) rewards from the policy.

You receive NCBs, which are lower premiums, for each year without a claim. You will need to start again and obtain new bike insurance, as well as repeat the verification and purchasing processes. For this reason, it is essential to verify the validity of your bike insurance promptly and to renew your policy timely.

Conclusion

If you forget to renew your bike insurance policy before its expiry date and your bike insurance policy gets expired, in such a case, it will get terminated due to which you may have to again purchase a new insurance policy. However, insurers provide its policyholders with a grace period to renew their insurance plans even after the expiry date, but they will have to pay a penalty for that. Therefore, in this article, we have tried to give you simple ways to check your bike insurance policy’s date of expiry online, so that you can renew it timely without fail.

If you keep checking your expiry date with the above mentioned ways and renew your insurance policy within the stipulated time, then you can manage to save several benefits such as No Claim Bonus, and so on, which are earned by you and accumulated over the time.

FAQs:

1. How to check my bike insurance expiry date online if I've forgotten my car's registration number?

Since a vehicle's registration number is carved into its number plate, it is theoretically impossible to misplace one.

In other words, as long as the bike may be lawfully ridden, you can easily verify its registration information. Consequently, it won't be too tough to verify your insurance status.

2. If I lose my insurance policy paperwork, can I acquire new ones?

Yes, if you've misplaced them, you may submit an FIR at the local police station to get a new policy paper produced. 

3. What bike registration number is there?

The RTO of a district in one of India's states assigns a unique identifying number to each vehicle that travels on the country's roadways. Every newly acquired car must have one of these registration numbers, which are required by law. Finding information about a two-wheeler's insurance is also made easier with the aid of its registration number.

4. How to check my bike insurance validity?

You can check your bike insurance validity throughInsurance Information Bureau, through Portal (Vahan) or Provider of your Insurance Policy.

5. What should I do if the deadline for my bike insurance renewal is in the future?

For ongoing insurance coverage, it is preferable to renew your motorcycle insurance before the expiration date. At least 5 to 10 days before the insurance expires, you should renew it.

6. How to check insurance validity?

You can check insurance expiry date check online, and you can also check it offline.

Types of Bike Insurance You Should Know:

1. Third Party Two Wheeler Insurance  2. Comprehensive Two Wheeler Insurance Policy

You May Also Like To Read:

What is a Bike Insurance Renewal?

Two Wheeler Insurance Add-ons

Bike Insurance Details by Registration Number

Fine for Driving Two Wheeler Without Insurance

How to Get Duplicate Two Wheeler Insurance Copy Online

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.