Honda Dio Insurance

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​How to Buy Insurance for ​​​​​Honda Dio​ via InsuranceDekho

Honda Dio Bike Insurance Summary

Honda Dio is a scooter available in two variants and six colors in India. Powered by a 109 cc engine, the scooter gives a mileage of 50 kmpl. It comes with attractive features like a silent starter, external fuel filler cap, tumble flow, side stand engine inhibitor, and friction reduction technology. Also, both of its front and rear brakes are drum brakes. The 105 kg scooter has an automatic gearbox as well. It is evident from the design of the scooter that it targets the younger consumers.

Honda Dio Bike Insurance

In India, having a third party insurance as the basic legal requirement as per the Indian Motor Tariff. It covers for the third party liabilities and as a responsible citizen, you must own one to avoid being punished with a fine of Rs. 2,000 and/or imprisonment for up to 3 months. Every bike is eligible to be covered with a third party bike insurance cover and so is your Honda Dio. So, you must own one and keep renewing it timely before expiration to be able to ride legally in the country.

Types of Insurance Cover

  1. Third Party Bike Insurance Plan: Third Party bike insurance plan is the most basic type of cover available, purchasing which is mandatory by law in India. The plan covers for third party liabilities in case of an unfortunate event for up to Rs. 1 lakh.
  2. Standalone Own-Damage Bike Insurance Plan: Standalone own-damage plan is a more useful plan for you as it solely covers for your bike’s own damages and losses. You can buy this plan only when you already have a third party bike insurance plan.
  3. Comprehensive Bike Insurance Plan: Comprehensive bike insurance plan is a mix of third party bike insurance plan and standalone own damage bike insurance plan. It is not mandatory to purchase but can protect you against both third party liabilities as well as own-damages incurred by your bike. You can also buy add-ons when purchasing a comprehensive bike insurance policy.

How to Buy Insurance for Honda Dio from InsuranceDekho

Buying insurance for Honda Dio online at InsuranceDekho is an easy and hassle free process. You can buy an insurance policy for Honda Dio online at InsuranceDekho by following a few simple steps. Read the steps below:

Step 1: Visit www.insurancedekho.com.

Step 2: Select ‘Bike’ and enter your bike’s number in the given space and click on ‘Get your Quotes’. In case you don’t remember your bike’s number, then please enter its brand, model, fuel type, variant, registration year, etc.

Step 3: Enter your personal details (Name and Mobile Number) and view quotes.

Step 4: From various quotes displayed, select the most suitable bike insurance plan for your Honda Dio bike as per your requirements and budget.

Step 5: Pay for the chosen policy. You will receive the policy document via email.




Add-ons For Your Honda Dio Bike Insurance

  • Zero Depreciation

    Like other assets, the value of your two wheeler also depreciates constantly with time and the liability of this expense by default rests with the policyholder. A zero depreciation add-on protects you against the depreciation expenses incurred by your bike. Thus, if you opt for a zero depreciation cover, depreciation expense of your bike is not deducted from your claim amount at the time of a claim settlement. This add-on is available with comprehensive bike insurance plans as well as standalone bike insurance plans. This is one of the most popular and recommended bike insurance add-on covers.

  • Invoice Protection

    In case of total loss (more than 70% damage) or theft of your bike, the insurance company pays you the Insured Declared Value of your bike as compensation. However, this Insured Declared Value (IDV) is less than the invoice price which you pay at the time of purchasing your bike. The Invoice Protection add-on cover helps you claim the Invoice Price, i.e. total ex-showroom price of your bike plus taxes plus registration charges, of your bike in case of total loss or theft of your bike.

  • NCB Cover

    No Claim Bonus is the reward which is given to the policyholder for not making any claim during the policy period. This reward is offered by the insurer in the form of a discount on the own-damage premium of the bike insurance policy at the time of policy renewal. The NCB ranges from 20% to 50% of the own-damage premium depending on the number of claim-free years. However, if you make even a single claim during the policy period this NCB gets lost. But, with the NCB Cover, you can keep your NCB intact even after making a claim during the policy period.

  • Engine Protection Cover

    The damages incurred by the engine of the two wheeler are by default not covered under a bike insurance policy. However, if you opt for an Engine Protection Cover, the insurer will be liable to compensate you for damages incurred by the engine of your bike such as damage due to leakage of lubricants, water ingress, hydrostatic lock, damaged gearbox, broken crankshafts or pistons and cylinders. The repair cost of the internal engine parts is often high and can sum up to thousands of rupees or more. Thus, addition of this add-on to your comprehensive or standalone 2 wheeler insurance policy can save you from these expenses.

Check Insurance Quotes of Similar Bikes

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Honda Dio Bike Insurance User Reviews

6 Reviews
Why did they insure their bike with InsuranceDekho
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    Iffco TokioBy Namish KhuranaOn:24th September, 2020
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    The renewal procedure of InsuranceDekho portal is fantastic. It helped me to renew my bike insurance policy of Liberty G...
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    LibertyBy Kiran MazumdarOn:8th September, 2020
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    The renewal process of InsuranceDekho portal is quite awesome. It made me easily renew my bike insurance cover of Tata A...
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    Tata AigBy Vinod RaiOn:2nd September, 2020
  • Instant renewal procedure
    The renewal process of InsuranceDekho platform is awesome. I could easily renew my bike insurance plan of Acko General I...
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    AckoBy Vinod SinghalOn:21st August, 2020
  • Top-notch insurance services
    The InsuraceDekho provided me with the best insurance services like policy purchase, claim assistance, policy renewal, e...
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    ShriramBy Bijendra SinghOn:26th June, 2020
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*Standard T&C Apply. All savings/offers are provided by the Insurers which are subject to modification. For more details on risk factors, terms and conditions, please read the sales brochure of respective insurers carefully before concluding a sale. Girnar Insurance Brokers Private Limited, 4th Floor, Tower B, Emaar Digital Greens, Golf Course Extension Road, Sector-61, Gurugram-122102, Haryana. IRDAI License no 588. Direct Broker (General Insurance) valid till 19th March 2023. Email -support@girnarinsurance.com.