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Add-ons For Your Honda Activa Bike Insurance
- Zero Depreciation
Like other assets, the value of your bike also depreciates constantly with time and the liability of this expense by default rests with the policyholder. A zero depreciation add-on protects you against the depreciation expenses incurred by your bike. Thus, if you opt for a zero depreciation cover, depreciation expense of your bike is not deducted from your claim amount at the time of a claim settlement. This add-on is available with comprehensive bike insurance plans as well as standalone bike insurance plans. This is one of the most popular and recommended bike insurance add-on covers.
- Invoice Protection
In case of total loss (more than 70% damage) or theft of your bike, the insurance company pays you the Insured Declared Value of your bike as compensation. However, this Insured Declared Value (IDV) is less than the invoice price which you pay at the time of purchasing your bike. The Invoice Protection add-on cover helps you claim the Invoice Price, i.e. total ex-showroom price of your bike plus taxes plus registration charges, of your bike in case of total loss or theft of your bike.
- NCB Cover
No Claim Bonus is the reward which is given to the policyholder for not making any claim during the policy period. This reward is offered by the insurer in the form of a discount on the own-damage premium of the bike insurance policy at the time of policy renewal. The NCB ranges from 20% to 50% of the own-damage premium depending on the number of claim-free years. However, if you make even a single claim during the policy period this NCB gets lost. But, with the NCB Cover, you can keep your NCB intact even after making a claim during the policy period.
- Engine Protection Cover
The damages incurred by the engine of the bike are by default not covered under a bike insurance policy. However, if you opt for an Engine Protection Cover, the insurer will be liable to compensate you for damages incurred by the engine of your bike such as damage due to leakage of lubricants, water ingress, hydrostatic lock, damaged gearbox, broken crankshafts or pistons and cylinders. The repair cost of the internal engine parts is often high and can sum up to thousands of rupees or more. Thus, addition of this add-on to your comprehensive or standalone bike insurance policy can save you from these expenses.
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Honda Activa Bike Insurance User Reviews14 Reviews
- The customer care executive of InsuranceDekho advised me to buy an Acko insurance plan as it holds a solid network of garages. It actually helped me get my Honda Activa in getting it repaired soon after an accident.Divya NigamAcko26th June, 2020
- I got very good experience while making my first time online payment to buy an insurance plan.ARVIMDKUMAR LALMOHAN ACHARYAHonda Activa, MumbaiHDFC ERGO5th June, 2020
- The Insurance Dekho helped me choose the most-suited insurance policy by offering several bike insurance quotes to choose from. I purchased the Shriram insurance plan to cover my Honda Activa.Yamini PandeyShriram4th June, 2020
- Awesome service provided by the team.NIRMAL DEYHonda Activa, PuneBajaj Allianz4th June, 2020
- InsuranceDekho website is the best website to compare and choose from different insurers.sunil singhHonda Activa, LucknowBajaj Allianz4th June, 2020
- It's very quick work by the executive. I like this online service as I did this for the first time due to lock down. It was very comfortable experience.FARZANA BEGAMHonda Activa, ChennaiHDFC ERGO9th May, 2020
- Satisfied with the service. Keep it upSATYANARAYANA MURTY KHonda Activa, ChennaiHDFC ERGO23rd April, 2020
- Good response of your representative and he explained things to me very clearly.Ayesha asmaHonda Activa, TirupatiHDFC ERGO20th April, 2020
- Good work.Anil BhardwajHonda Activa, UdhampurHDFC ERGO3rd April, 2020
- Nice support. Very easy process for everyone. No time wastage, no money wastage. Thanks.Archana ItapeHonda Activa, Pimpri chinchwadKotak Mahindra General Insurance Limited16th November, 2019
Honda Activa FAQ's
Which insurer has the best claim settlement ratio for Honda Activa bikes?
Bharti AXA General Insurance, Acko General Insurance, and ICICI Lombard General Insurance are among the bike insurers with impressive claim settlement ratio for Honda Activa bikes.
From where can I purchase insurance for my Honda Activa bike?
You can compare bike insurance policies offered by all the top-rated insurers in India for Honda Activa at InsuranceDekho and choose the plan which best suits your needs. With InsuranceDekho, you can purchase an insurance policy in just 5 minutes.
Which are the insurance add-ons for Honda Activa bikes?
The most opted insurance add-ons with Honda Activa bikes include zero depreciation add-on, NCB (No Claim Bonus) cover and consumable cover among others.
What all documents do I need to get my Honda Activa bike insurance renewed?
You can get your Honda Activa bike insurance policy renewed paperlessly with InsuranceDekho. You just need to have the following details with you:
1 Previous Year Policy Number
2 Previous Year Policy Expiry Date
3 Vehicle Registration Number
*Standard T&C Apply. All savings/offers are provided by the Insurers which are subject to modification. For more details on risk factors, terms and conditions, please read the sales brochure of respective insurers carefully before concluding a sale. Girnar Insurance Brokers Private Limited, 4th Floor, Tower B, Emaar Digital Greens, Golf Course Extension Road, Sector-61, Gurugram-122102, Haryana. IRDAI License no 588. Direct Broker (General Insurance) valid till 19th March 2023. Email -firstname.lastname@example.org.