Honda Activa Insurance

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​How to Buy Insurance for ​Honda Activa​ via InsuranceDekho

Honda Activa Bike Insurance Summary

Honda Activa is a family of scooters manufactured by Honda Motorcycle & Scooter India. The scooter comes in two variants namely Activa 6G and Activa 125 wherein the former has a 109 cc engine and gives a mileage of 55 kmpl and the latter has a 124 cc engine and gives a mileage of 60 kmpl. The scooter has a maintenance free battery and gets charged with the help of the engine. Honda Activa is one of the favourite scooters of India that offers comfortable ride on road.

Honda Activa Insurance

The most basic form of insurance available for your Honda Activa is third party bike insurance. Also, it is mandatory to have one as per the Indian Motor Tariff. If you miss buying it, then you may be levied a fine of Rs. 2,000 and/or will be imprisoned for up to 3 months. Apart from saving you from being punished, the policy offers you protection against third party liabilities arising due to a misfortune event. So, you must buy one and renew it timely to ride legally on Indian roads.

Types of Insurance Cover

  1. Third Party Bike Insurance Policy: Third party bike insurance policy takes care of other people’s safety while driving. So, it is your basic responsibility to have one. The policy protects you against third party liabilities like bodily injuries, death, and property damage for up to Rs. 1 lakh. The policy provides cover at affordable premiums to keep yourself secured.
  2. Standalone Own-Damage Bike Insurance Policy: Standalone own-damage solely covers for your bike’s damages and losses. The mishap can be an accident, natural calamity, collision, fire, etc.
  3. Comprehensive Bike Insurance Policy: Put together third party bike insurance cover and standalone own-damage cover, you have a comprehensive cover. A comprehensive bike insurance policy covers you against burglary, natural calamities, theft, riots, etc in addition to road accidents.

How to Buy Insurance for Honda Activa from InsuranceDekho

You can buy an insurance policy for Honda Activa online at InsuranceDekho by following a few simple steps. Read the steps below:

Step 1: Visit www.insurancedekho.com.

Step 2: Select ‘Bike’ and enter your bike’s number in the given space. In case you don’t remember your bike’s number, then kindly enter other details like its brand, model, fuel type, variant, registration year, etc. in the ‘Get your Quotes’ section and then proceed.

Step 3: Enter your personal details like Name and Mobile Number to view bike insurance quotes.

Step 4: From various quotes displayed, select the most suitable bike insurance plan for your Honda Activa bike keeping in consideration your budget and requirements.

Step 5: Pay for the chosen policy. You will receive the policy document via email.

Add-ons For Your Honda Activa Bike Insurance

  • Zero Depreciation

    Like other assets, the value of your two wheeler also depreciates constantly with time and the liability of this expense by default rests with the policyholder. A zero depreciation add-on protects you against the depreciation expenses incurred by your bike. Thus, if you opt for a zero depreciation cover, depreciation expense of your bike is not deducted from your claim amount at the time of a claim settlement. This add-on is available with comprehensive bike insurance plans as well as standalone bike insurance plans. This is one of the most popular and recommended bike insurance add-on covers.

  • Invoice Protection

    In case of total loss (more than 70% damage) or theft of your bike, the insurance company pays you the Insured Declared Value of your bike as compensation. However, this Insured Declared Value (IDV) is less than the invoice price which you pay at the time of purchasing your bike. The Invoice Protection add-on cover helps you claim the Invoice Price, i.e. total ex-showroom price of your bike plus taxes plus registration charges, of your bike in case of total loss or theft of your bike.

  • NCB Cover

    No Claim Bonus is the reward which is given to the policyholder for not making any claim during the policy period. This reward is offered by the insurer in the form of a discount on the own-damage premium of the bike insurance policy at the time of policy renewal. The NCB ranges from 20% to 50% of the own-damage premium depending on the number of claim-free years. However, if you make even a single claim during the policy period this NCB gets lost. But, with the NCB Cover, you can keep your NCB intact even after making a claim during the policy period.

  • Engine Protection Cover

    The damages incurred by the engine of the two wheeler are by default not covered under a bike insurance policy. However, if you opt for an Engine Protection Cover, the insurer will be liable to compensate you for damages incurred by the engine of your bike such as damage due to leakage of lubricants, water ingress, hydrostatic lock, damaged gearbox, broken crankshafts or pistons and cylinders. The repair cost of the internal engine parts is often high and can sum up to thousands of rupees or more. Thus, addition of this add-on to your comprehensive or standalone 2 wheeler insurance policy can save you from these expenses.

Check Insurance Quotes of Similar Bikes

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Honda Activa Bike Insurance User Reviews

25 Reviews
Why did they insure their bike with InsuranceDekho
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    The process of buying car insurance at InsuranceDekho is very easy and not at all time taking. Thank you team for all th...
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  • Easy process of claim settlement
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    Bajaj AllianzBy Neeraj RathoreOn:28th July, 2020
  • Got financial assistance when I met with an accident
    My Bharti AXA’s bike insurance policy that I bought for my Honda Activa 6G bike has really helped me a lot in the time o...
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    Bharti AxaBy Abhishek KanwarOn:27th July, 2020
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*Standard T&C Apply. All savings/offers are provided by the Insurers which are subject to modification. For more details on risk factors, terms and conditions, please read the sales brochure of respective insurers carefully before concluding a sale. Girnar Insurance Brokers Private Limited, 4th Floor, Tower B, Emaar Digital Greens, Golf Course Extension Road, Sector-61, Gurugram-122102, Haryana. IRDAI License no 588. Direct Broker (General Insurance) valid till 19th March 2023. Email -support@girnarinsurance.com.