Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Track & Policy DownloadLogin

Two Wheeler Insurance in Bangalore

Motor Dots
Bike Insurance starting from ₹1.5/day*
Bike Insurance starting from ₹1.5/day*
  • Save upto 75%*
    Lowest Bike Premiums
  • 11.5 Lakh+
    Happy Customers
  • Claim Support
    7 days a week

*TP price for less than 75cc two-wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

Top Bike Insurance Plans

Comprehensive
Third Party
Own Damage
Starting From 714
Key Features:
  • Right Green Tick No Inspection Needed
  • Right Green Tick Immediate Policy Issurance
  • Right Green Tick No Paper work
Starting From 812
Key Features:
  • Right Green Tick No Inspection Needed
  • Right Green Tick Immediate Policy Issurance
  • Right Green Tick No Paper work
See More Plans

Two Wheeler Insurance Policy in Bangalore

With an ever-increasing rise in the number of two wheelers, Bangalore now has the second largest two wheeler population in India. According to the records by Karnataka state transport department, approximately 69% of Bangalore’s vehicle population is accounted for by two wheelers. Apart from the untrustworthy public transport system, the other reasons for a growing density of two wheeler population in Bengaluru include cheap travel, efficiency in fuel, easy parking facility, and congested roads.

Problems Faced By Bike Owners In Bangalore

Bike owners in Bangalore face the following problems:

Mass Migration of Youth

With the migration of youth towards Bangalore on a large scale in search of job opportunities lead to a great pressure in developing the infrastructure of the city to match with the pace of growing population. However, it couldn't really match the level and hence lead to huge traffic issues especially in areas such as Outer ring road, St John’s etc.

Rise in Income and Increase in Traffic

With the rise in income level and living standard of people, more individuals now wish to own a two wheeler, which is now well supported by new schemes related to buying a vehicle like the ease in installment options, online transactions, etc.

Rash Driving

Bengaluru is jammed with youth, who flocked towards the city in search of better job opportunities. The young working population here never misses a chance to explore this adventurous city with various getaways and party locations. Moreover, due to late night parties and drunk driving, it results in accidents consequently hurting the bike riders and pedestrians most of the time.

How To Choose The Best Bike Insurance Policy in Bangalore?

You can choose the best insurance policy for your bike while keeping in following the following tips in mind:

Compare Bike Insurance Plans

Begin by comparing various bike insurance plans online in order to make an informed and well analyzed decision. The policyholder can compare various plans in respect of coverage offered inclusion, exclusion cost, etc.

Choose a Reliable Insurance Company

While buying insurance, always choose a reliable insurance company. Also, keep in mind to check the claim settlement ratio of the insurance provider to know how efficient they are in the claim process.

Know Adequate Coverage Requirement

Make a proper assessment of your coverage requirement and budget before buying insurance. Bike insurance is typically of three kinds i.e. Third party, Standalone own damage, and Comprehensive. Dependent upon the usage, expenditures, and other liabilities, select a plan that offers optimum coverage.

Opt for Additional Covers

In order to make your coverage more exhaustive, look for add on covers for your existing bike insurance policy. These add ons involve additional premium amount and common add ons include zero depreciation cover, engine safe cover, passenger assistance cover, return to invoice, etc.

Types of Bike Insurance in Bangalore

There are basically three broad types of bike insurance coverage offered to the policyholders by the insurance companies. They are:

Third Party/Liability Only Policy

Third party policy is mandated in all states, wherein drivers are now legally bound to buy the liability coverage for a third party which is decided by the Indian Motor Tariff. It basically consists of two covers:

  • Third Party Property Damage (up to Rs. 1 lakh)
  • Third Party Bodily Injury/Death

Standalone Own Damage Policy

If you wish to safeguard your bike from loss/damage caused because of fire, accident, natural calamities or theft, in that case, it is ideal to purchase a standalone own damage policy.

Comprehensive Bike Insurance Policy

Comprehensive coverage allows the policyholder to safeguard their bike from damages caused due to theft, fire, accidents, vandalism, etc. It also provides coverage to policyholders against any third party liability or bodily injury. It gives complete protection to the bike owner.

Basis of Coverage

Third Party Plan

Standalone Own-Damage Plan

Comprehensive Plan

Damages to a third party vehicle

Third party bodily injuries/death

Damages to a Third party property

Loss/Damage to own bike

Calculate Your Bike Insurance Price Online

Select your bike brand

  • Honda
  • Hero
  • TVS
  • Hero Honda
  • Bajaj

Which city is your bike registered in?

  • New Delhi
  • Bangalore
  • Mumbai
  • Chennai

When did you buy your bike?

Disclaimer: Actual Premium might vary basis your location, age and number of members

How InsuranceDekho Can Save Your Bike in Bangalore?

InsuranceDekho offers an easy buying and renewal process for your bike insurance online. With this facility, now the bike owners are not required to wait in long queues in order to get their two wheelers insured. We assist you in:

Paperless and Fast Buying Process

You can choose the optimum policy as per your individual needs from a range of policies offered by top insurance companies online. The virtual buying process is paperless, transparent, and involves quick buying of a bike insurance plan.

Timely Renewal Reminders

You get timely renewal reminders that are completely free of cost. Even if you forgot to get your bike renewed on time and wish to go for a last minute renewal, you can simply contact us at 7551196989 or go to our website.

Availability of All Add-on Covers

With the number of youngsters in Bangalore riding heavy duty and expensive bikes, it is important to get their bike insured with additional benefits alongside the existing insurance policy. InsuranceDekho offers all major bike insurance add-on covers including zero depreciation cover, protection of NCB, Loss of Personal Belongings etc.

Bike Insurance Companies Reviews & Ratings

What users are saying
  • Excellent Guidance

    When my bike was stolen, I was worried about the expenses. My friend recommended InsuranceDekho, and they provided excellent guidance on how to claim my ICICI bike insurance. The whole process was hassle free, and I got my claim settled without any issue.

    S
    Icici Lombard bike Insurance
    By Simran Kaur
    On: 2nd July, 2024
  • Smooth Claim Experience

    I was on a trip to Shimla when my bike’s tire got punctured. I had Reliance bike insurance, and with InsuranceDekho’s help, the claim process was smooth. The reimbursement was quick, and I didn't have to worry about the costs at all.

    N
    Reliance bike Insurance
    By Nikhil Patil
    On: 1st July, 2024
  • Reliable Service

    My bike’s chain broke while on a trip, and I was worried about the repair costs. Luckily, my GoDigit Insurance policy covered it. With InsuranceDekho’s help, I filed a claim and got it approved. The support was reliable and efficient.

    R
    Digit bike Insurance
    By Rohan Verma
    On: 27th June, 2024
  • Helpful Services

    I needed to get my bike’s engine repaired, and the costs were covered under my Reliance bike insurance. InsuranceDekho provided good guidance, and the claim approval took very less time. I’m really satisfied with their customer service.

    S
    Reliance bike Insurance
    By Sneha Rao
    On: 27th June, 2024
  • Quick Customer Support

    My bike’s battery died unexpectedly last week. I called InsuranceDekho for assistance with my ICICI bike insurance. They helped me get in touch with a mechanic, and I didn’t have to pay the repair costs.

    V
    Icici Lombard bike Insurance
    By Vikram Chawla
    On: 27th June, 2024

Contact Details

For any assistance or query, call us on

Bike Insurance News

FIND RTO OFFICES BY STATE IN INDIA

FIND RTO OFFICES BY CITY IN INDIA

#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.