
- Save upto 75%*Lowest Bike Premiums
- 11.5 Lakh+Happy Customers
- Claim Support7 days a week
*TP price for less than 75cc two-wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply
- Car No.
- Select Plan
- Policy Issued
Top Bike Insurance Plans

No Inspection Needed
Immediate Policy Issurance
No Paper work

No Inspection Needed
Immediate Policy Issurance
No Paper work
Two Wheeler Insurance Policy in Bangalore
With an ever-increasing rise in the number of two wheelers, Bangalore now has the second largest two wheeler population in India. According to the records by Karnataka state transport department, approximately 69% of Bangalore’s vehicle population is accounted for by two wheelers. Apart from the untrustworthy public transport system, the other reasons for a growing density of two wheeler population in Bengaluru include cheap travel, efficiency in fuel, easy parking facility, and congested roads.
Problems Faced By Bike Owners In Bangalore
Bike owners in Bangalore face the following problems:
Mass Migration of Youth
With the migration of youth towards Bangalore on a large scale in search of job opportunities lead to a great pressure in developing the infrastructure of the city to match with the pace of growing population. However, it couldn't really match the level and hence lead to huge traffic issues especially in areas such as Outer ring road, St John’s etc.
Rise in Income and Increase in Traffic
With the rise in income level and living standard of people, more individuals now wish to own a two wheeler, which is now well supported by new schemes related to buying a vehicle like the ease in installment options, online transactions, etc.
Rash Driving
Bengaluru is jammed with youth, who flocked towards the city in search of better job opportunities. The young working population here never misses a chance to explore this adventurous city with various getaways and party locations. Moreover, due to late night parties and drunk driving, it results in accidents consequently hurting the bike riders and pedestrians most of the time.
How To Choose The Best Bike Insurance Policy in Bangalore?
You can choose the best insurance policy for your bike while keeping in following the following tips in mind:
Compare Bike Insurance Plans
Begin by comparing various bike insurance plans online in order to make an informed and well analyzed decision. The policyholder can compare various plans in respect of coverage offered inclusion, exclusion cost, etc.
Choose a Reliable Insurance Company
While buying insurance, always choose a reliable insurance company. Also, keep in mind to check the claim settlement ratio of the insurance provider to know how efficient they are in the claim process.
Know Adequate Coverage Requirement
Make a proper assessment of your coverage requirement and budget before buying insurance. Bike insurance is typically of three kinds i.e. Third party, Standalone own damage, and Comprehensive. Dependent upon the usage, expenditures, and other liabilities, select a plan that offers optimum coverage.
Opt for Additional Covers
In order to make your coverage more exhaustive, look for add on covers for your existing bike insurance policy. These add ons involve additional premium amount and common add ons include zero depreciation cover, engine safe cover, passenger assistance cover, return to invoice, etc.
Types of Bike Insurance in Bangalore
There are basically three broad types of bike insurance coverage offered to the policyholders by the insurance companies. They are:
Third Party/Liability Only Policy
Third party policy is mandated in all states, wherein drivers are now legally bound to buy the liability coverage for a third party which is decided by the Indian Motor Tariff. It basically consists of two covers:
- Third Party Property Damage (up to Rs. 1 lakh)
- Third Party Bodily Injury/Death
Standalone Own Damage Policy
If you wish to safeguard your bike from loss/damage caused because of fire, accident, natural calamities or theft, in that case, it is ideal to purchase a standalone own damage policy.
Comprehensive Bike Insurance Policy
Comprehensive coverage allows the policyholder to safeguard their bike from damages caused due to theft, fire, accidents, vandalism, etc. It also provides coverage to policyholders against any third party liability or bodily injury. It gives complete protection to the bike owner.
Basis of Coverage | Third Party Plan | Standalone Own-Damage Plan | Comprehensive Plan |
Damages to a third party vehicle | ✓ | ✘ | ✓ |
Third party bodily injuries/death | ✓ | ✘ | ✓ |
Damages to a Third party property | ✓ | ✘ | ✓ |
Loss/Damage to own bike | ✘ | ✓ | ✓ |
Calculate Your Bike Insurance Price Online
Select your bike brand
- Honda
- Hero
- TVS
- Hero Honda
- Bajaj
Which city is your bike registered in?
- New Delhi
- Bangalore
- Mumbai
- Chennai
When did you buy your bike?
How InsuranceDekho Can Save Your Bike in Bangalore?
InsuranceDekho offers an easy buying and renewal process for your bike insurance online. With this facility, now the bike owners are not required to wait in long queues in order to get their two wheelers insured. We assist you in:
Paperless and Fast Buying Process
You can choose the optimum policy as per your individual needs from a range of policies offered by top insurance companies online. The virtual buying process is paperless, transparent, and involves quick buying of a bike insurance plan.
Timely Renewal Reminders
You get timely renewal reminders that are completely free of cost. Even if you forgot to get your bike renewed on time and wish to go for a last minute renewal, you can simply contact us at 7551196989 or go to our website.
Availability of All Add-on Covers
With the number of youngsters in Bangalore riding heavy duty and expensive bikes, it is important to get their bike insured with additional benefits alongside the existing insurance policy. InsuranceDekho offers all major bike insurance add-on covers including zero depreciation cover, protection of NCB, Loss of Personal Belongings etc.