Pramerica User Reviews
Claim Settlement Ratio | 98.61% |
Customer Care | Mon to Sat 9:30 AM to 6:30 PM |
Death Benefit Paid For | 560 Policies |
Inception | 2013 |
Presence | 138 Offices |
Total Death Benefit Paid | 22.44 Crore |
The plan was reasonably priced
I decided to buy the Pramerica Life Term Insurance Policy as this plan matched my budget expectations. I used the online term calculator to calculate the premium for this amazing term plan
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- Tax benefit upto 1,50,000*
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FAQs
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What is the age to purchase a Pramerica Term Insurance policy?
The age to purchase a Pramerica Term Insurance policy is between 18 and 50 years. The Trushield Policy has terms of 7, 10, 12, 15, 20 years thus the maximum age at which it can be purchased is 50 years, and the policy term for U-protect policy is 10 years -30 years and the maximum age for purchase is the same.
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What is the minimum and maximum value of sum assured in Pramerica Term Insurance plans?
The minimum sum assured in a Pramerica TruShield plan is Rs 5 lakhs, and the maximum is Rs. 50 crores. The minimum amount assured in DHFL Pramerica U-Protect plan is Rs. 25 lakhs, and there is no maximum limit which is subject to underwriting.
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What is the premium payment frequency in Pramerica Term Insurance policies?
Pramerica TruShield plan has an option of monthly, annual, or single premium payment, whereas the U-Protect plan has yearly and half-yearly premium options.
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Which Term Insurance policy in Pramerica provides the premium amount at maturity?
Pramerica TruShield term insurance returns the premium minus the tax amounts to the policyholder if they are alive at maturity otherwise the sum assured at the inception of the policy is offered to the family of the policyholder in an unfortunate event of death.
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What is the maximum age at maturity for a policyholder in a Pramerica term insurance plan?
The maximum age at maturity for a Pramerica term insurance policyholder is 65 years.