ICICI Term Insurance User Reviews
Claim Settlement Ratio | 97.90% |
Customer Care | 10:00 AM to 7:00 PM |
Death Benefit Paid For | 11,212 Policies |
Inception | 2001 |
Presence | 514 Branches |
Total Death Benefit Paid | 1,023.64 Crore |
Term Life Insurance Premium Calculator
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Choose required coverage to secure your family’s future
Best ICICI Term Insurance Plans

- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.51%
Special Exit
Terminal Illness
Nominee's Choice payout
Voluntary Top Up
Tax Benefits

- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.7%
Tax Benefits

- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹97.84%
Waiver of Premium on Disability
Terminal Illness
Life Stage Benefit
Tax Benefits
Quick policy issuance
On the InsuranceDekho website, I purchased the ICICI Prudential IProtect term plan. Without any documentation, the policy was issued in a matter of minutes. The crew helped me complete the procedure smoothly by guiding me through each step. The plan has a lot of advantages.
Read MoreWell managed website
The InsuranceDekho website is really well-organized, which makes searching for various items a breeze. I purchased the ICICI Prudential IProtect term plan from ICICI Prudential. The plan is truly brilliant. After reviewing all of the plans, I determined that this was the best option.
Read MoreDedicated customer service
The customer service on the InsuranceDekho website is excellent. I went to their website to purchase the ICICI Prudential IProtect term plan, and the executive answered all of my questions. The plan has a number of features and perks. I am satisfied with my buy.
Read MoreUser-friendly website
The InsuranceDekho website is really user-friendly. I was able to easily search for numerous features, perks, and policy renewal information while purchasing the ICICI Prudential IProtect term plan. I purchased this term plan within a few minutes. I am glad I purchased this plan and would recommend it to anyone.
Read MoreHassle free renewal process
I had to renew my ICICI IProtect Smart Term plan and I visited InsuranceDekho for the same. The renewal process was quick and hassle free. I renewed my term plan from InsuranceDekho’s website within a few minutes. My experience with InsuranceDekho has been very satisfying. I would recommend this platform to my friends.
Read MoreDedicated customer assistance
I had purchased ICICI Prudential IProtect Return of Premium term insurance plan from InsuranceDekho. While paying the premium I was having difficulties so I contacted the InsuranceDekho’s team. They understood my problem and provided me with a good alternative payment method. The services provided by the InsuranceDekho teams are top notch. -
Read MoreQuick policy issuance
I purchased the ICICI Prudential IProtect term plan from the InsuranceDekho website. The policy was issued within several minutes without any paperwork involved. I was guided well by the team at each step, they helped me complete the process smoothly. The plan comes with amazing benefits.
Read MoreWell managed website
The InsuranceDekho website is very well managed which helped me look for various things at ease. I bought the ICICI Prudential IProtect term plan. The plan is actually amazing. After viewing all the plans, I found this plan to be the best one.
Read MoreDedicated customer service
The InsuranceDekho website provides good customer service. I visited their website to buy the ICICI Prudential IProtect term plan, all my queries were answered by the executive. The plan offers various features and benefits. I am happy with my purchase.
Read MoreUser-friendly website
The InsuranceDekho website is handy to use. While buying the ICICI Prudential IProtect term plan, I could easily look for various features, benefits, and renewal policy information. I am happy that I bought this plan and would recommend this plan to all.
Read More
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Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.
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FAQ About ICICI Term Insurance
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Why should I buy an ICICI Term Insurance plan?
This type of life insurance provides financial protection to the nominee or the beneficiary in case the policyholder dies during the policy term. ICICI Term insurance has an impressive claim settlement ratio of 97.84% FY 2019-20.
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How much ICICI Prudential Term Insurance cover is needed?
As a general thumb rule, you should have ideal term insurance cover up to 10 times of your annual income.
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Are deaths due to COVID-19 is covered under the ICICI Prudential Life Term insurance plan?
Yes, if the policyholder passes away due to COVID-19, its nominee will get the sum assured as a death benefit.
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Does ICICI Prudential Term Insurance policy cover death due to suicides?
Yes, the ICICI Prudential Term Life policy covers death due to suicides.
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Which is the minimum age to buy an ICICI Prudential Term Insurance plan?
You can buy the plan at a minimum age of 18 years.