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ICICI Term Insurance User Reviews

152 reviews Rate This
ICICI Term Insurance
Highlights
Claim Settlement Ratio97.90%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For11,212 Policies
Inception2001
Presence514 Branches
Total Death Benefit Paid1,023.64 Crore

Term Life Insurance Premium Calculator

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Choose required coverage to secure your family’s future

50L
1Cr
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Final Plan Eligibility will depend on some other factors including tobacco habits, education, occupation and income of the life assured / proposer

Best ICICI Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 1398/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Special Exit Benefit
  • Right Green Tick Terminal illness
  • Right Green Tick Accidental Death
See More Plans
Rating of ICICI Prudential
4.6
Based on
152 User reviews

  • Commendable Spirit

    I highly recommend InsuranceDekho for life insurance. They helped my husband find the perfect term plan for ICICIPrudential to protect our family. Vikas from the customer team supported us at every step, and we thank them for their patience. 

    P
    Pooja Jain
    On: Jun 20, 2024

  • Delightful Experience

    I recently purchased the ICICI Term Insurance plan from InsuranceDekho, and the efficiency of their service truly impressed me. From submitting my application to receiving the policy document, everything was handled with great speed. Highly Recommended!!

    N
    Naveen Kumar
    On: Mar 05, 2024

  • A recommended term plan

    In my opinion as well as other customers, the Sampoorna Raksha Supreme is a highly recommended plan. Based on the coverage it offers, this is a must-buy plan

    A
    Akshita Bajaj
    On: Mar 01, 2024

  • Great Customer Care Team

    My experience of buying the ICICI Prudential term Insurance plan from InsuranceDekho was amazing. I bought this policy in the comfort of my home Online. Thanks to everyone who helped me in the process. I would recommend this amazing insurance company to everyone.

    P
    Paras Chauhan
    On: Feb 01, 2024

  • Great Company

    I am thankful to Insurancedekho company for suggesting ICICI Prudential Term Insurance. I claimed my insurance policy, for which the claim was settled very easily and quickly. The customer service was very helpful throughout the process. They made sure that my claim was settled smoothly and quickly. Great experience! 

    S
    Sandeep Rawal
    On: Dec 06, 2023

  • Peace of Mind Guaranteed

    I opted for the ICICI Prudential Term Insurance Policy through InsuranceDekho, and I couldn't be happier. The process was seamless, and it gives me peace of mind knowing my family is financially secure.

    A
    Aman Pandey
    On: Oct 18, 2023

  • Hassle-Free Claims Settlement

    Making a claim for the ICICI Prudential Term Insurance Policy with InsuranceDekho was hassle-free. They had a straightforward process, and their claims team was prompt and efficient in handling my request.

    R
    Rupali Yadav
    On: Sep 21, 2023

  • Comprehensive Coverage

    I bought the ICICI Prudential Term Insurance Policy from InsuranceDeko. And it is good to know that it covers a wide range of scenarios, ensuring my family is protected no matter what happens.

    A
    Ashima Chakrobarty
    On: Sep 15, 2023

  • Detailed explanation

    InsuranceDekho provides a detailed explanation about each plan they offer. After going through all the plans in detail, I chose the ICICI Prudential Term Insurance Policy. I chose this plan because it met all my requirements. I am quite happy with my purchase.

    N
    Nitaben Patel
    On: Sep 04, 2023

  • Knowledgeable customer assistance team

    Before purchasing the ICICI Prudential Term Insurance Policy I had my doubts regarding the term plan. I contacted the helpline number of InsuranceDekho to seek assistance. The customer care specialist helped me understand the plan and even assisted me through the purchasing process. 

    A
    Aditya Gupta
    On: Aug 10, 2023

  • Easy claims settlement

    Filed a claim for ICICI Prudential Term Insurance Policy on the InsuranceDekho website. Firstly the claim procedure was quite easy, I followed the instructions stated on the website and secondly, the claim settlement was within the expected time period.

    V
    Vinay Gandhi
    On: Aug 07, 2023

  • High claim settlement ratios

    While conducting research to purchase a good term insurance plan I found a list of insurance companies based on the claim settlement ratios. This list helped me choose an insurance provider I can fully rely on. Finally, I purchased an ICICI Prudential Term Insurance Policy.

    K
    Kunal Thankur
    On: Jul 31, 2023

  • Prompt Policy Delivery

    When I purchased my ICICI Prudential Term Insurance Policy from InsuranceDekho, I was impressed by the promptness of policy delivery. After completing the application process, I received my policy documents within a short period. This efficient service ensured that I had the necessary coverage in place without any unnecessary delays.

    M
    Meena Thiyam
    On: Jul 19, 2023

  • Online Paperwork

    I am pleased with the services offered by InsuranceDekho. I bought the ICICI Prudential Term Insurance Policy from the company’s website. I loved this online way of purchasing a term insurance policy. All paperwork was done online. Thanks to the customer support executives for helping me get secured with the best health plan. Recommendable job done by you guys! 

    T
    Tavish Sharma
    On: Jul 17, 2023

  • Budget-Friendly Premiums

    If you're on a tight budget, the ICICI Prudential Term Insurance Policy from InsuranceDekho is an attractive choice. The premiums are generally more affordable compared to other types of term insurance. I appreciated the flexibility to choose a coverage amount and term length that fit my financial situation comfortably. This policy allowed me to protect my family without straining my budget.

    S
    Shivani Bansal
    On: Jun 28, 2023

  • Transparent and Comprehensive Coverage

    The ICICI Prudential Term Insurance Policy I chose from InsuranceDekho offers transparent and comprehensive coverage. The policy documents clearly outline the benefits leaving no room for confusion. It's reassuring to know that my family will be well taken care of if need be.

    P
    Priyanka Panka
    On: Jun 23, 2023

  • Unmatched features

    There is no doubt that theICICI Prudential Term Insurance Policy available on InsuranceDekho offers unmatched features. And the best part was that I was able to enjoy all the available benefits at a very affordable price. 

    N
    Naresh Chaupal
    On: Jun 21, 2023

  • I was able to compare the different plans

    On the website of InsuranceDekho, I was easily able to compare the different term plans. I eventually bought the ICICI Prudential Term Insurance Policy only after comparing all the term plans and understanding the pros and cons of each plan.

    S
    Saisha Atolia
    On: Jun 16, 2023

  • Easy Application Process

    The application process for the ICICI Prudential Term Insurance Policy was incredibly simple and hassle-free. I didn't have to go through extensive paperwork, and the online platform at InsuranceDekho made it convenient to complete the necessary formalities.

    M
    Mahir Jain
    On: Jun 14, 2023

  • No Hidden Fees or Surprises

    I am pleased that the ICICI Prudential Term Insurance Policy has no hidden fees or surprises. They are transparent about the costs involved, and I know exactly what I am paying for without any unexpected charges. Thanks to InsuarnceDekho for the wonderful policy.

    F
    Farida Khan
    On: Jun 07, 2023

  • Purchased at ease

    I bought the ICICI Prudential Term Insurance Policy from the InsuranceDekho website. I am happy that I bought this plan, now I feel secure for any future circumstances. It was easy to buy the plan. I just had to follow certain easy steps and complete the purchasing process. 

    R
    Rahul Jain
    On: May 31, 2023

  • Substantial benefits

    The ICICI Prudential Term Insurance Policy has been a game-changer for me and my family. It offers substantial benefits at an affordable price, ensuring that my loved ones will be taken care of if anything happens to me. I appreciate the flexibility of the term length options. It's a practical and reliable solution that I'm glad I invested in.

    S
    Sandeep Pujari
    On: May 29, 2023

  • Understood the benefits of a term plan

    With the help of the team members of InsuranceDekho, I was able to understand the benefits of different term plans easily. Upon understanding the benefits, I finally decided to buy the ICICI Prudential Term Insurance Policy from InsuranceDekho.

    P
    Pankaj Dutta
    On: May 24, 2023

  • Price comparison

    It is very easy to compare term insurance plans on InsuranceDekho’s website using the online term insurance premium calculator tool. I compared and selected ICICI Prudential Term Insurance Policy from InsuranceDekho.

    H
    Himanshi Solanki
    On: May 18, 2023

  • I got personalized advice at home

    The team of InsuranceDekho made a visit at home and helped me in selecting the desired term plan. So, I opted for personalized advice and bought the ICICI Prudential Term Insurance Policy from InsuranceDekho. 

    M
    Mahima Joshi
    On: May 11, 2023

  • No need to do the paperwork

    I recently bought the ICICI Prudential Term Insurance policy from the InsuranceDekho website and I was very impressed to see that we did not have to do any paperwork.  I was able to upload the documents on the portal rather than submitting the paperwork. I was highly impressed by the paper-free policy issuance offered by InsuranceDekho. It is a very great initiative taken by the team to provide a seamless experience for everybody. 

    S
    Suresh Tyagi
    On: May 08, 2023

  • 7 days availability

    The InsuranceDekho website provides its services on all 7 days of the week. I bought the ICICI Prudential Term Insurance plan. Their 7 days availability made it easier for me to get my policy renewed on the website with the help of a customer care executive even on a Sunday. I am happy with this service they offer, and also with the plan I bought. 

    S
    Swati Iyengar
    On: May 04, 2023

  • Must-buy policy

    The ICICI Prudential Term Insurance Plan is a must-buy policy that I recently bought at InsuranceDekho. I bought it on a friend’s recommendation even after already having a regular health insurance policy. I recommend everyone to buy this policy. 

    O
    Onkar Randhawa
    On: Apr 27, 2023

  • Premium calculation

    The InsuranceDekho website is quite easy to use. I found an online premium calculator tool on the portal to compare the plans. The online tool was very easy to use and displayed several term plans according to my budget and requirements. After comparing, I chose the ICICI Prudential Term Insurance plan from their website. It was very easy for me to look for benefits and everything on their website 

    K
    Kunika Sharma
    On: Apr 24, 2023

  • Guided by experts

    The process of buying the ICICI Prudential Term Insurance Policy at InsuranceDekho was guided by a team of experts. The team looked after my queries on priority as well as made sure that I face no problem in buying the plan. 

    K
    Kunal Mehra
    On: Apr 12, 2023

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ICICI Term Insurance Contact Details

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Claim Process at ICICI Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • Why should I buy an ICICI Term Insurance plan?

    This type of life insurance provides financial protection to the nominee or the beneficiary in case the policyholder dies during the policy term. ICICI Term insurance has an impressive claim settlement ratio of 97.84% FY 2019-20.

  • How much ICICI Prudential Term Insurance cover is needed?

    As a general thumb rule, you should have ideal term insurance cover up to 10 times of your annual income. 

  • Are deaths due to COVID-19 is covered under the ICICI Prudential Life Term insurance plan?

    Yes, if the policyholder passes away due to COVID-19, its nominee will get the sum assured as a death benefit.

  • Does ICICI Prudential Term Insurance policy cover death due to suicides?

    Yes, the ICICI Prudential Term Life policy covers death due to suicides.

  • Which is the minimum age to buy an ICICI Prudential Term Insurance plan?

    You can buy the plan at a minimum age of 18 years.

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