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ICICI Term Insurance User Reviews

146 reviews Rate This
ICICI Term Insurance
Highlights
Claim Settlement Ratio97.90%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For11,212 Policies
Inception2001
Presence514 Branches
Total Death Benefit Paid1,023.64 Crore

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best ICICI Term Insurance Plans

1 Crore
1.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.51%
Starting From ₹ 706/Month
24hr Claim Settlement
Key Features:
  • Special Exit
  • Terminal Illness
  • Nominee's Choice payout
  • Voluntary Top Up
  • Tax Benefits
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 787/Month
24hr Claim Settlement
Key Features:
  • Tax Benefits
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹97.84%
Starting From ₹ 857/Month
24hr Claim Settlement
Key Features:
  • Waiver of Premium on Disability
  • Terminal Illness
  • Life Stage Benefit
  • Tax Benefits
See More Plans
Rating of ICICI Prudential
4.6
Based on
146 User reviews

  • Quick policy issuance

    On the InsuranceDekho website, I purchased the ICICI Prudential IProtect term plan. Without any documentation, the policy was issued in a matter of minutes. The crew helped me complete the procedure smoothly by guiding me through each step. The plan has a lot of advantages.

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    P
    Pawan Raj
    On: Feb 15, 2022

  • Well managed website

    The InsuranceDekho website is really well-organized, which makes searching for various items a breeze. I purchased the ICICI Prudential IProtect term plan from ICICI Prudential. The plan is truly brilliant. After reviewing all of the plans, I determined that this was the best option.

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    P
    Priya Sood
    On: Feb 14, 2022

  • Dedicated customer service

    The customer service on the InsuranceDekho website is excellent. I went to their website to purchase the ICICI Prudential IProtect term plan, and the executive answered all of my questions. The plan has a number of features and perks. I am satisfied with my buy.

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    R
    Rita Kumari
    On: Feb 11, 2022

  • User-friendly website

    The InsuranceDekho website is really user-friendly. I was able to easily search for numerous features, perks, and policy renewal information while purchasing the ICICI Prudential IProtect term plan. I purchased this term plan within a few minutes. I am glad I purchased this plan and would recommend it to anyone.

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    A
    Amit Singh
    On: Feb 10, 2022

  • Hassle free renewal process

    I had to renew my ICICI IProtect Smart Term plan and I visited InsuranceDekho for the same. The renewal process was quick and hassle free. I renewed my term plan from InsuranceDekho’s website within a few minutes. My experience with InsuranceDekho has been very satisfying. I would recommend this platform to my friends.

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    P
    Priyanka Vij
    On: Feb 08, 2022

  • Dedicated customer assistance

    I had purchased ICICI Prudential IProtect Return of Premium term insurance plan from InsuranceDekho. While paying the premium I was having difficulties so I contacted the InsuranceDekho’s team. They understood my problem and provided me with a good alternative payment method. The services provided by the InsuranceDekho teams are top notch.  -

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    R
    Ravinder Kaur
    On: Feb 05, 2022

  • Quick policy issuance

    I purchased the ICICI Prudential IProtect term plan from the InsuranceDekho website. The policy was issued within several minutes without any paperwork involved. I was guided well by the team at each step, they helped me complete the process smoothly. The plan comes with amazing benefits. 

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    R
    Raj Aggarwal
    On: Feb 04, 2022

  • Well managed website

    The InsuranceDekho website is very well managed which helped me look for various things at ease. I bought the ICICI Prudential IProtect term plan. The plan is actually amazing. After viewing all the plans, I found this plan to be the best one.

    Read More
    S
    Suraj Kumar
    On: Feb 03, 2022

  • Dedicated customer service

    The InsuranceDekho website provides good customer service. I visited their website to buy the ICICI Prudential IProtect term plan, all my queries were answered by the executive. The plan offers various features and benefits. I am happy with my purchase. 

    Read More
    M
    Mitali Garg
    On: Feb 02, 2022

  • User-friendly website

    The InsuranceDekho website is handy to use. While buying the  ICICI Prudential IProtect term plan, I could easily look for various features, benefits, and renewal policy information. I am happy that I bought this plan and would recommend this plan to all.

    Read More
    M
    Manya Mishra
    On: Feb 01, 2022

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ICICI Term Insurance Contact Details

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Claim Process at ICICI Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQ About ICICI Term Insurance

  • Why should I buy an ICICI Term Insurance plan?

    This type of life insurance provides financial protection to the nominee or the beneficiary in case the policyholder dies during the policy term. ICICI Term insurance has an impressive claim settlement ratio of 97.84% FY 2019-20.

  • How much ICICI Prudential Term Insurance cover is needed?

    As a general thumb rule, you should have ideal term insurance cover up to 10 times of your annual income. 

  • Are deaths due to COVID-19 is covered under the ICICI Prudential Life Term insurance plan?

    Yes, if the policyholder passes away due to COVID-19, its nominee will get the sum assured as a death benefit.

  • Does ICICI Prudential Term Insurance policy cover death due to suicides?

    Yes, the ICICI Prudential Term Life policy covers death due to suicides.

  • Which is the minimum age to buy an ICICI Prudential Term Insurance plan?

    You can buy the plan at a minimum age of 18 years.

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