ICICI Term Insurance User Reviews
Claim Settlement Ratio | 97.90% |
Customer Care | 10:00 AM to 7:00 PM |
Death Benefit Paid For | 11,212 Policies |
Inception | 2001 |
Presence | 514 Branches |
Total Death Benefit Paid | 1,023.64 Crore |
Term Life Insurance Premium Calculator
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Choose required coverage to secure your family’s future
Best ICICI Term Insurance Plans
- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.51%
- Zero Cost Benefit
- Terminal Illness
- Nominee's Choice payout
- Voluntary Top Up
- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹95.28%
- Waiver of Premium on Disability
- Terminal Illness
- Life Stage Benefit
- Special Exit Benefit
- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.39%
- Terminal illness
- Special Exit - Option to get your premiums back
- Renewability Option
Dedicated customer service
The customer service on the InsuranceDekho website is excellent. I went to their website to purchase the ICICI Prudential IProtect term plan, and the executive answered all of my questions. The plan has a number of features and perks. I am satisfied with my buy.
Compared the plans at ease
InsuranceDekho is a platform that lets you compare various insurance plans easily and thereby choose the most appropriate plan. I visited their website and chose the ICICI Prudential IProtect term plan. It was worth buying this plan for the benefits it offered allowed me to meet all my needs.
Various plan options
There are many plan options available to choose from on the InsuranceDekho website. I recently visited them and chose the ICICI Prudential IProtect term plan from their website. The plan is unique in itself and offers varied features and benefits. Loved the plan.
Affordable plans
InsuranceDekho's website offers affordable plans for its customers. This was the reason why I bought the ICICI Prudential IProtect term plan from their website. The plan has all the needful benefits and is a must-buy plan. Happy with the purchase.
Well managed website
The InsuranceDekho website is very well managed which helped me look for various things at ease. I bought the ICICI Prudential IProtect term plan. The plan is actually amazing. After viewing all the plans, I found this plan to be the best one.
Quick policy issuance
On the InsuranceDekho website, I purchased the ICICI Prudential IProtect term plan. Without any documentation, the policy was issued in a matter of minutes. The crew helped me complete the procedure smoothly by guiding me through each step. The plan has a lot of advantages.
Well managed website
The InsuranceDekho website is really well-organized, which makes searching for various items a breeze. I purchased the ICICI Prudential IProtect term plan from ICICI Prudential. The plan is truly brilliant. After reviewing all of the plans, I determined that this was the best option.
Dedicated customer service
The customer service on the InsuranceDekho website is excellent. I went to their website to purchase the ICICI Prudential IProtect term plan, and the executive answered all of my questions. The plan has a number of features and perks. I am satisfied with my buy.
User-friendly website
The InsuranceDekho website is really user-friendly. I was able to easily search for numerous features, perks, and policy renewal information while purchasing the ICICI Prudential IProtect term plan. I purchased this term plan within a few minutes. I am glad I purchased this plan and would recommend it to anyone.
Hassle free renewal process
I had to renew my ICICI IProtect Smart Term plan and I visited InsuranceDekho for the same. The renewal process was quick and hassle free. I renewed my term plan from InsuranceDekho’s website within a few minutes. My experience with InsuranceDekho has been very satisfying. I would recommend this platform to my friends.
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Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.
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FAQs
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Why should I buy an ICICI Term Insurance plan?
This type of life insurance provides financial protection to the nominee or the beneficiary in case the policyholder dies during the policy term. ICICI Term insurance has an impressive claim settlement ratio of 97.84% FY 2019-20.
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How much ICICI Prudential Term Insurance cover is needed?
As a general thumb rule, you should have ideal term insurance cover up to 10 times of your annual income.
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Are deaths due to COVID-19 is covered under the ICICI Prudential Life Term insurance plan?
Yes, if the policyholder passes away due to COVID-19, its nominee will get the sum assured as a death benefit.
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Does ICICI Prudential Term Insurance policy cover death due to suicides?
Yes, the ICICI Prudential Term Life policy covers death due to suicides.
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Which is the minimum age to buy an ICICI Prudential Term Insurance plan?
You can buy the plan at a minimum age of 18 years.