Canara HSBC OBC User Reviews
|Claim Settlement Ratio||97.10%|
|Customer Care||8:00 AM to 8:00 PM|
|Death Benefit Paid For||1,252 Policies|
|Total Death Benefit Paid||106.53 Crore|
On the InsuranceDekho website, the payment option is safe and secure. On their website, I purchased the Canara HSBC OBC eSmart Term plan. Making the payments gave me confidence. The plan includes all of the features I was looking for. The purchase made me happy and delighted.
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- Tax benefit upto 1,50,000*
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The Term Plan is a pure protection plan that provides financ...07 October 2021
Canara HSBC OBC Term Insurance Contact Details
Insurance Dekho755 1196 989Mon to Sun 10:00 AM to 7:00 PM
Canara HSBC OBC Term Insurance1800-891-0003Mon to Sun 8:00 AM to 8:00 PM
Claim Process at Canara HSBC OBC Term Insurance
Claim IntimationIn the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
Submission of DocumentsClaim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
Claim EvaluationOnce the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
Claim SettlementIf claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.
FAQ About Canara HSBC OBC Term Insurance
What is the maximum policy term under Canara HSBC OBC Life Insurance term insurance plans?
The maximum policy term under the iSelect Star Term Plan is 62 years, except for the whole life coverage where it is fixed at 99 years minus the age of the policyholder at entry. Under the POS Easy Bima Plan, it is 20 years.
When should be the ideal time to purchase a Canara HSBC OBC Life Insurance term insurance policy?
It depends on the situation. Students can go for a term insurance policy when entering college to guard against liabilities like education loans. The perfect time to do so is between 33 to 40 years as it secures your family against financial risks. However, anyone between 18 and 65 years can avail the term insurance policy.
Is there any maximum amount of insurance in the Canara HSBC OBC Life Insurance term insurance policy?
In the case of the POS -Easy Bima Plan, it is Rs 15 lakhs. In the iSelect Star Term Insurance policy, it is Rs 3 crores for Accidental Death Benefit policies and Rs 1 crore for Accidental Total Partial Disability policies.
What is the maximum maturity age in the Canara HSBC OBC Life Insurance term insurance policy?
In the case of the whole life coverage plan, it is 99 years, whereas, for the standard insurance plan, it is 80 years for the maturity of a Canara OBC term insurance policy.
What is the prime benefit of obtaining a Canara HSBC OBC Life Insurance term insurance policy?
The prime benefit available at Canara HSBC OBC is that you can insure your life for a high sum by paying a low premium.