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Aditya Birla Sun Life Term Insurance User Reviews

158 reviews Rate This
Highlights
Claim Settlement Ratio98.04%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For5,035 Policies
Inception2001
Presence386 offices
Total Death Benefit PaidRs. 342.89 Crore

Term Life Insurance Premium Calculator

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Aditya Birla Sun Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.51%
Starting From 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 95.28%
Starting From 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.39%
Starting From 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of Aditya Birla
4.7
Based on
158 User reviews
  • Reminder feature

    The InsuranceDekho website has a reminder feature. I had bought the Aditya Birla Digishield plan for myself sometime back from their website. I loved the plan so much for its benefits. Now, the plan needs to be renewed from time to time, for this, the reminder feature on their website keeps track and keeps reminding me from time to time to renew my policy

    J
    Jhanvi Arora
    On: Jan 28, 2022
  • Easy comparisons

    Comparing plans at InsuranceDekho is quite an easy task. While choosing fit term insurance for myself, I could easily compare different plans and finally chose the Aditya Birla Digishield plan for myself. I chose this plan because it offered the benefits I was looking for for a really long time. I would highly recommend this plan to all

    G
    Garvit Singh
    On: Jan 27, 2022
  • Best term plans offered

    I found some of the best term plans on InsuranceDekho. I was really interested in purchasing an Aditya Birla DigiShield plan and I found good information on the term plan on the website. The information helped me understand the plan and I finally purchased it. 

    D
    Dheeraj Rawat
    On: Jan 20, 2022
  • Safe payment modes

    Recently I purchased Aditya Birla DigiShield from InsuranceDekho’s website. The payment procedure was safe and secured. I am very satisfied with my purchase with InsuranceDekho.

    A
    Anil Mehra
    On: Jan 19, 2022
  • Budget-friendly plans

    At InsuranceDekho I was able to find some best term plans. It was very easy to compare some of the best term insurance plans on the website. After comparing I purchased Aditya Birla digishield plan from InsuranceDekho without any hassles.

    S
    Saurav Singh
    On: Jan 19, 2022
  • Affordable riders

    At the time of purchasing the Aditya Birla LifeShield Advantage term plan from InsuranceDekho, I got to know about some useful and affordable riders that can help in increasing the coverage of this term plan. I purchased some riders that were suitable for my term plan. 

    M
    Manas Batra
    On: Jan 18, 2022
  • Received the best guidance

    I was a bit confused while purchasing the Aditya Birla LifeShield Advantage plan so I contacted the helpline number of InsuranceDekho. The customer support specialist clarified my doubts and helped me purchase the plan. 

    P
    Pritam Mehra
    On: Jan 17, 2022
  • Price comparison

    It is very easy to compare term insurance plans on InsuranceDekho’s website. I compared and selected Aditya Birla DigiShield from InsuranceDekho.

    G
    Giridhar Niral
    On: Jan 14, 2022
  • Affordable riders

    At the time of purchasing the Aditya Birla LifeShield Advantage term plan from InsuranceDekho, I got to know about some useful and affordable riders that can help in increasing the coverage of this term plan. I purchased some riders that were suitable for my term plan. 

    N
    Ninad Modem
    On: Jan 13, 2022
  • Received the exceptional guidance

    I had some queries associated with my Aditya Birla DigiShield time period plans which I had bought from InsuranceDekho. So I contacted the consumer care quantity of InsuranceDekho to get my queries resolved, the purchaser care assistant listened to my queries and furnished me with superb solutions. Thanks to InsuranceDekho for assisting me clear my doubts. 

    S
    Sangu Koli
    On: Jan 12, 2022

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Aditya Birla Sun Life Term Insurance Contact Details

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Claim Process at Aditya Birla Sun Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What Term Insurance plans does Aditya Birla Sun Life Insurance offer?

    Under the Term insurance category, Aditya Birla Sun Life offers five plans namely- Aditya Birla Sun Life Insurance Premium Back Term Plan, Aditya Birla Sun Life Insurance Future Guard Plan, Aditya Birla Sun Life Insurance Protection Plus Plan, Aditya Birla Sun Life Insurance Protection Easy Plan and Aditya Birla Sun Life Insurance Easy Protect Plan.

  • What is the grace period under Aditya Birla Sun Life Term plans?

    According to the Insurance Regulatory Authority of India (IRDAI) regulations, a grace period of 30 days is allowed from the premium due date under the Aditya Birla Sun Life Term plans.

  • When is the right time to purchase the Aditya Birla Sun Life Term insurance plan?

    The best time to buy an Aditya Birla Sun Life term insurance plan when you’re young and in relatively good health. This will help you to get your premium at an affordable rate.

  • What is the claim settlement ratio of Aditya Birla Sun Life insurance?

    Aditya Birla Sun Life insurance has a claim settlement ratio of 97.54% for the financial year 2019-20. 

  • What happens when my Aditya Birla Sun Life term policy expires?

    When the policy expires, and the life assured is alive then no death benefits are paid but if she/he dies then the cover is paid to the beneficiary/nominee.