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Aditya Birla Sun Life Term Insurance User Reviews

158 reviews Rate This
Highlights
Claim Settlement Ratio98.04%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For5,035 Policies
Inception2001
Presence386 offices
Total Death Benefit PaidRs. 342.89 Crore

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Aditya Birla Sun Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.51%
Starting From 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 95.28%
Starting From 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.39%
Starting From 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of Aditya Birla
4.7
Based on
158 User reviews
  • Received the best guidance

    I had some queries related to my Aditya Birla digishield plan term plans which I had purchased from InsuranceDekho. So I contacted the customer care number of InsuranceDekho to get my queries resolved, the customer care assistant listened to my queries and provided me with effective solutions. Thanks to InsuranceDekho for helping me clear my doubts. 

    K
    Kushagra Kangra
    On: Feb 16, 2022
  • Robust customer care service

    The InsuranceDekho website's customer service is outstanding. I purchased the Aditya Birla Digishield term plan from InsuranceDekho and I required some assistance at the time of purchasing the plan. I called the helpline number, the customer care executive was quite pleasant to work with and assisted me in completing the procedure quickly.

    A
    Abhishek Marwah
    On: Feb 10, 2022
  • Affordable plans

    I wanted a plan that could fulfil all my requirements and also fits into my budget easily. One of my friends suggested that I visit the InsuranceDekho website because they have quite affordable plans. I bought the Aditya Birla Sun Life Insurance DigiShield plan. And, he was right the plan was actually affordable and had amazing benefits. 

    S
    Sandhya Puri
    On: Feb 09, 2022
  • 7 days availability

    The InsuranceDekho website provides its services on all 7 days of the week. I bought the Aditya Birla Digitised term plan. Their 7 days availability made it easier for me to get my policy renewed on the website with the help of a customer care executive even on a Sunday. I am happy with this service they offer, and also with the plan I bought. 

    S
    Sejal Suri
    On: Feb 07, 2022
  • Knowledgeable customer care team

    InsuranceDekho has quite a knowledgeable team. I wanted to know about the Aditya Birla DigiShield plan in detail, so I called the customer care number of InsuranceDekho. The executive was very knowledgeable and polite, he was able to explain the plan details and the purchasing processing without any hesitation. With the help of the guidance received I purchased the plan from InsuranceDekho. 

    K
    Kamal Yadav
    On: Feb 06, 2022
  • Detailed information

    The InsuranceDekho website provides detailed information about each plan they provide, and each service they provide. After going through each and every plan, I chose the Aditya Birla DigiShield term plan. I love the plan for all its benefits and features. 

    A
    Amar Singh
    On: Feb 04, 2022
  • The easy claim settlement process

    I filed a claim on the InsuranceDekho website since I was secured with the Aditya Birla Digitised term plan. The process was quick and easy. I got my claim settled in very little time. Thanks to the team for their guidance and assistance.

    A
    Anushka Sehra
    On: Feb 03, 2022
  • Secured payment

    I was looking for a good term insurance plan and came across the Aditya Birla Digitalised term plan on the InsuranceDekho website. The payment method is quite secure and encrypted. I am happy that I bought this plan.  

    D
    Dev Arora
    On: Feb 02, 2022
  • Customer care service

    The customer care service of the InsuranceDekho website is impressive. I bought the Aditya Birla Digishield term plan. While buying the plan, I wanted some guidance in the purchasing process. I contacted the team and they attended to me very nicely and helped me in completing the process easily. 

    S
    Subohi Aggarwal
    On: Feb 01, 2022
  • Detailed explanation

    InsuranceDekho has detailed information about each plan. I was looking for a good term insurance plan and read about the Aditya Birla Digishield term plan. I found it relevant as per my needs and finally purchased this plan. 

    S
    Sara Gupta
    On: Jan 31, 2022

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Aditya Birla Sun Life Term Insurance Contact Details

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Claim Process at Aditya Birla Sun Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What Term Insurance plans does Aditya Birla Sun Life Insurance offer?

    Under the Term insurance category, Aditya Birla Sun Life offers five plans namely- Aditya Birla Sun Life Insurance Premium Back Term Plan, Aditya Birla Sun Life Insurance Future Guard Plan, Aditya Birla Sun Life Insurance Protection Plus Plan, Aditya Birla Sun Life Insurance Protection Easy Plan and Aditya Birla Sun Life Insurance Easy Protect Plan.

  • What is the grace period under Aditya Birla Sun Life Term plans?

    According to the Insurance Regulatory Authority of India (IRDAI) regulations, a grace period of 30 days is allowed from the premium due date under the Aditya Birla Sun Life Term plans.

  • When is the right time to purchase the Aditya Birla Sun Life Term insurance plan?

    The best time to buy an Aditya Birla Sun Life term insurance plan when you’re young and in relatively good health. This will help you to get your premium at an affordable rate.

  • What is the claim settlement ratio of Aditya Birla Sun Life insurance?

    Aditya Birla Sun Life insurance has a claim settlement ratio of 97.54% for the financial year 2019-20. 

  • What happens when my Aditya Birla Sun Life term policy expires?

    When the policy expires, and the life assured is alive then no death benefits are paid but if she/he dies then the cover is paid to the beneficiary/nominee.