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Aditya Birla Sun Life Term Insurance User Reviews

158 reviews Rate This
Highlights
Claim Settlement Ratio98.04%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For5,035 Policies
Inception2001
Presence386 offices
Total Death Benefit PaidRs. 342.89 Crore

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Choose required coverage to secure your family’s future

50L
1Cr
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Aditya Birla Sun Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.51%
Starting From 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 95.28%
Starting From 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.39%
Starting From 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of Aditya Birla
4.7
Based on
158 User reviews
  • Excellent customer service

    The InsuranceDekho possesses a superb customer support team that assisted me with my Aditya Birla term plan issuance and its claim settlement. I will recommend this insurance company and InsuranceDekho portal to my friends and relatives. 

    Y
    Yash Swaroop
    On: Jul 14, 2021
  • Easy claim settlement

    Aditya Birla ABSLI DigiShield Term plan was my second purchase from InsuranceDekho. Must say that this time too, you guys exceeded my expectations in helping me with a smooth claim settlement process. Kudos to the entire team. 

    H
    Harvinder Bagga
    On: Jul 12, 2021
  • Affordable riders

    I bought the Accidental disability Benefit Rider and Accidental Death Benefit Rider under Aditya Birla DigiShield Plan using the website of InsuranceDekho. When I read about the functions of these riders, I was worried that they might be expensive. But, to my surprise, they turned out to be completely affordable. 

    T
    Trisha Bharti
    On: Jul 09, 2021
  • Best insurance buying guide

    InsuranceDekho is the best buying guide when it comes to finding the most suitable term insurance plan. It provides all kinds of the necessary information to make policy issuance a smooth journey. Based on my requirements I found Aditya Birla ABSLI DigiShield Plan. 

    T
    Tarun Banerjeee
    On: Jul 07, 2021
  • Helpful expert insights received

    To extend the Aditya Birla ABSLI DigiShield Term Insurance plan coverage I landed on InsuranceDekho. I checked the functions of multiple riders and bought the Waiver of Premium Rider and Critical Illness Benefit Rider.   

    S
    Santosh Roy
    On: Jul 05, 2021
  • Transparent website

    The issuance process of Aditya Birla Digishield Plan on InsuranceDekho has been transparent. From getting authentic policy overviews to the premium payment every step was easily comprehensible and crystal clear. Could not ask for a better service. 

    M
    Mohua Nandy
    On: Jul 02, 2021
  • Rapid quotes

    Generating quotes on InsuranceDekho has been a rapid affair. I just submitted some personal details like my age, gender and the type of plan I was looking for. Within a few seconds, a number of potential quotes appeared. From the list, I chose Aditya Birla ABSLI Life Shield Plan. 

    I
    Ishika Jain
    On: Jun 30, 2021
  • Website like no other

    I am a policyholder of Aditya Birla ABSLI DigiShield Plan on InsuranceDekho. The website sends renewal reminders and upcoming premium instalment dates via email, plus I get prompt assistance whenever I have queries. In my opinion, it is a website like no other. 

    E
    Elakshi Sinha
    On: Jun 28, 2021
  • Flexible website

    The flexibility of InsuranceDekho is truly commendable. Here I could easily choose the online payment mode that I preferred. This made paying the premium for Aditya Birla’s ABSLI Life Shield Term Insurance Plan extremely smooth. 

    D
    Debjani Kar
    On: Jun 25, 2021
  • Mobile policy

    I am more than satisfied with the mobile policy issuance of Aditya Birla’s ABSLI DigiShield Term Insurance plan. During the issuance on InsuranceDekho, all document exchange had been conducted online. The policy is easy to carry all the time. 

    A
    Aliya Singh
    On: Jun 23, 2021

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Aditya Birla Sun Life Term Insurance Contact Details

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Claim Process at Aditya Birla Sun Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What Term Insurance plans does Aditya Birla Sun Life Insurance offer?

    Under the Term insurance category, Aditya Birla Sun Life offers five plans namely- Aditya Birla Sun Life Insurance Premium Back Term Plan, Aditya Birla Sun Life Insurance Future Guard Plan, Aditya Birla Sun Life Insurance Protection Plus Plan, Aditya Birla Sun Life Insurance Protection Easy Plan and Aditya Birla Sun Life Insurance Easy Protect Plan.

  • What is the grace period under Aditya Birla Sun Life Term plans?

    According to the Insurance Regulatory Authority of India (IRDAI) regulations, a grace period of 30 days is allowed from the premium due date under the Aditya Birla Sun Life Term plans.

  • When is the right time to purchase the Aditya Birla Sun Life Term insurance plan?

    The best time to buy an Aditya Birla Sun Life term insurance plan when you’re young and in relatively good health. This will help you to get your premium at an affordable rate.

  • What is the claim settlement ratio of Aditya Birla Sun Life insurance?

    Aditya Birla Sun Life insurance has a claim settlement ratio of 97.54% for the financial year 2019-20. 

  • What happens when my Aditya Birla Sun Life term policy expires?

    When the policy expires, and the life assured is alive then no death benefits are paid but if she/he dies then the cover is paid to the beneficiary/nominee.