Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin

Aditya Birla Sun Life Term Insurance User Reviews

158 reviews Rate This
Highlights
Claim Settlement Ratio98.04%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For5,035 Policies
Inception2001
Presence386 offices
Total Death Benefit PaidRs. 342.89 Crore

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

Date of Birth

calendericon

Do you smoke or chew tobacco?

  • Yes
  • No

Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Aditya Birla Sun Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.51%
Starting From 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 95.28%
Starting From 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.39%
Starting From 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of Aditya Birla
4.7
Based on
158 User reviews
  • Excellent customer service

    InsuranceDekho has a very knowledgeable and professional customer care executive team that assisted me with my Aditya Birla DigiShield Plan policy issuance and claim settlement. The customer care executive provided me with effective solutions. I would recommend InsuranceDeko to my friends and family. 

    I
    Isha Malik
    On: Aug 17, 2021
  • On time claim settlement

    I filed a claim for my Aditya Birla’s DigiShield plan by following the instructions mentioned on the InsuranceDekho’s website. The claim was settled on time and I am extremely satisfied that I chose InsuranceDekho. 

    V
    Vikrant Raviraj
    On: Aug 11, 2021
  • Hassle-free claim settlement

    Claim settlement with InsuranceDekho is hassle free and quick, the claim settlement team at InsuranceDekho aims at providing claims without any hassle and as early as possible. The team is very polite and understands your needs. I was able to file a claim for the Aditya Birla DigiShield Plan with help instructions mentioned on the website. 

    K
    Karishma Behl
    On: Aug 10, 2021
  • Customer-friendly website

    The InsuranceDekho website provides quality information which makes the purchasing decision making quite easy. The website is very easy to use and customer friendly. I purchased Aditya Birla DigiShield Plan and I am extremely satisfied with my purchase. 

    S
    Sakshi Joshi
    On: Aug 04, 2021
  • Premium calculator eases the purchasing process

    The online premium calculator tool at InsuranceDekho makes comparing and selecting a good term insurance plan, so simple and easy. With minimum information required, the calculator was able to display term plans that fit my budget and coverage needs. I selected the Aditya Birla DigiShield plan after using the premium calculator tool. 

    N
    Nazir Inani
    On: Aug 03, 2021
  • Excellent customer service

    Never have I been so satisfied with customer services of a company. I had my doubts regarding my Aditya Birla DigiShield Term plan, but the way the customer service team at InsuranceDekho handled my concerns, it was exemplary to see. 

    J
    Jagmeet Singh
    On: Jul 28, 2021
  • Quick claim settlement

    My claim settlement experience for Aditya Birla DigiShield Plan went fine. I followed all the steps mentioned at the InsuranceDekho website. The overall process was simple and I had no issues in filing a claim. 

    S
    Shivansh Gaur
    On: Jul 26, 2021
  • Superior website

    I got my Aditya Birla Digishield Plan issued with the help of InsuranceDekho. The whole process went smoothly and was completely transparent. Be it premium or claim, the website everything was well described at the site.   

    K
    Keshav Awasthy
    On: Jul 23, 2021
  • Received the best ever guidance

    I felt misinformed during my last experience of insurance purchase. But, my experience with InsuranceDekho was superb. I received the best advice and bought the Aditya Birla DigiShield Plan. 

    P
    Prakhar Agarwal
    On: Jul 21, 2021
  • Great experience with InsuranceDekho

    I had multiple doubts regarding my Aditya Birla DigiShield Plan. I had various questions in mind that the expert team at InsuranceDekho answered every single time. Glad to admit that I bought the plan after careful consideration and the team guided me absolutely right. 

    V
    Vinit Rathi
    On: Jul 16, 2021

Term Insurance Riders

Popularly Opted Term Insurance Sum Assured

Must BuyMust Buy

Why to Buy Term Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 1,50,000*
  • Claim support everyday 10AM-7PM
  • 66 Lacs+ happy customers

Term Insurance News

Aditya Birla Sun Life Term Insurance Contact Details

Reach us for help anytime

Claim Process at Aditya Birla Sun Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

Best Insurance Advisors in Your City.

FAQs

  • What Term Insurance plans does Aditya Birla Sun Life Insurance offer?

    Under the Term insurance category, Aditya Birla Sun Life offers five plans namely- Aditya Birla Sun Life Insurance Premium Back Term Plan, Aditya Birla Sun Life Insurance Future Guard Plan, Aditya Birla Sun Life Insurance Protection Plus Plan, Aditya Birla Sun Life Insurance Protection Easy Plan and Aditya Birla Sun Life Insurance Easy Protect Plan.

  • What is the grace period under Aditya Birla Sun Life Term plans?

    According to the Insurance Regulatory Authority of India (IRDAI) regulations, a grace period of 30 days is allowed from the premium due date under the Aditya Birla Sun Life Term plans.

  • When is the right time to purchase the Aditya Birla Sun Life Term insurance plan?

    The best time to buy an Aditya Birla Sun Life term insurance plan when you’re young and in relatively good health. This will help you to get your premium at an affordable rate.

  • What is the claim settlement ratio of Aditya Birla Sun Life insurance?

    Aditya Birla Sun Life insurance has a claim settlement ratio of 97.54% for the financial year 2019-20. 

  • What happens when my Aditya Birla Sun Life term policy expires?

    When the policy expires, and the life assured is alive then no death benefits are paid but if she/he dies then the cover is paid to the beneficiary/nominee.