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Aditya Birla Sun Life Term Insurance User Reviews

158 reviews Rate This
Highlights
Claim Settlement Ratio98.04%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For5,035 Policies
Inception2001
Presence386 offices
Total Death Benefit PaidRs. 342.89 Crore

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Choose required coverage to secure your family’s future

50L
1Cr
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Aditya Birla Sun Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.51%
Starting From 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 95.28%
Starting From 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.39%
Starting From 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of Aditya Birla
4.7
Based on
158 User reviews
  • Quick claim settlement

    I filed a claim for Aditya Birla LifeShield Advantage plan, and the claim settlement was quick and hassle-free. I followed the claim intimation instructions mentioned on the website and the claim was processed quickly. 

    S
    Shradha Agnihotri
    On: Sep 23, 2021
  • Queries resolved within minutes

    The customer assistance team of InsuranceDekho is very knowledgeable. I had some queries related to the Aditya Birla DigiShield Plan. The customer care executive resolved my queries and helped me purchase the plan from the website. I am extremely satisfied with the services provided. 

    Y
    Yashika Khanna
    On: Sep 22, 2021
  • Bought a budget friendly term plan

    I had a pre-decided budget for my term insurance plan. I was unsure if I would get a term plan that provides me comprehensive coverage in the budget I have. I contacted the InsuranceDekho’s help desk for assistance, the executive provided me with information and suggested purchasing the Aditya Birla Life Shield plan. I was quite happy with the suggestion and proceeded to purchase the plan. ...

    R
    Rajendar Awal
    On: Sep 15, 2021
  • Purchased suitable term insurance plan

    InsuranceDekho is a good purchasing guide to purchase a suitable term insurance plan. It provides relevant information, lets you compare several term insurance quotes using the online premium calculator, and provides useful instructions to make policy issuance a smooth process. According to my requirements and budget I found ABSLI DigiShield plan suitable for myself. 

    N
    Navpreet Singh
    On: Sep 14, 2021
  • Good customer service

    The InsuranceDekho possess a robust customer care team that assisted me with Aditya Birla DigiShield plan claim process. The executive guided me politely at every step and helped me track my claim settlement. I am extremely satisfied with the services received and will recommend this website to my friends and family. 

    S
    Sarthak Mehrotra
    On: Sep 08, 2021
  • Quick policy issuance

    I am highly impressed with the type of service that InsuranceDekho has offered me. I purchased the Aditya Birla DigiShield plan from the website and the policy was issued within minutes of payment. Policy details and soft copy of policy documents were immediately sent on my registered mail ID as soon as I made the payment. 

    F
    Fatima Ali Khan
    On: Sep 07, 2021
  • Quick claim settlement

    Setting a rider claim under Aditya Birla LifeShield Advantage plan was very easy and quick. As per the instructions mentioned on the InsuranceDekho website, I intimated my insurance provider and submitted the soft copy of the documents required without any hassles. Within no time my claim was settled. 

    P
    Pooja Khatri
    On: Sep 02, 2021
  • Reliable customer assistance

    The customer assistance is very reliable, I had little information about the term insurance plan and little difficulty while purchasing one. The customer care executive helped in the purchase of Aditya Birla LifeShield Advantage Plan. I am extremely satisfied with the service and my purchase with InsuranceDekho. 

    K
    Keshav Sattar
    On: Sep 01, 2021
  • Received expert suggestions

    InsuranceDekho has a knowledgeable customer care team. I was confused and had queries related to purchasing an Aditya Birla DigiShield Plan. I received the best suggestions from the customer care executive, I am quite happy with my experience. 

    S
    Shreyas Bhaskar
    On: Aug 25, 2021
  • Transparent issuance process

    I bought an Aditya Birla Life Shield plan from InsuranceDekho. I must say the policy issuance process is quick, hassle-free and completely transparent. Be it premium payment or policy overview, every step of the process was simple and clear. It was my first purchase with InsuranceDekho and I am highly impressed with the type of service they provide. 

    Z
    Zaidi Zuhair Ali
    On: Aug 18, 2021

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Aditya Birla Sun Life Term Insurance Contact Details

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Claim Process at Aditya Birla Sun Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What Term Insurance plans does Aditya Birla Sun Life Insurance offer?

    Under the Term insurance category, Aditya Birla Sun Life offers five plans namely- Aditya Birla Sun Life Insurance Premium Back Term Plan, Aditya Birla Sun Life Insurance Future Guard Plan, Aditya Birla Sun Life Insurance Protection Plus Plan, Aditya Birla Sun Life Insurance Protection Easy Plan and Aditya Birla Sun Life Insurance Easy Protect Plan.

  • What is the grace period under Aditya Birla Sun Life Term plans?

    According to the Insurance Regulatory Authority of India (IRDAI) regulations, a grace period of 30 days is allowed from the premium due date under the Aditya Birla Sun Life Term plans.

  • When is the right time to purchase the Aditya Birla Sun Life Term insurance plan?

    The best time to buy an Aditya Birla Sun Life term insurance plan when you’re young and in relatively good health. This will help you to get your premium at an affordable rate.

  • What is the claim settlement ratio of Aditya Birla Sun Life insurance?

    Aditya Birla Sun Life insurance has a claim settlement ratio of 97.54% for the financial year 2019-20. 

  • What happens when my Aditya Birla Sun Life term policy expires?

    When the policy expires, and the life assured is alive then no death benefits are paid but if she/he dies then the cover is paid to the beneficiary/nominee.