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Aditya Birla Sun Life Term Insurance User Reviews

158 reviews Rate This
Highlights
Claim Settlement Ratio98.04%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For5,035 Policies
Inception2001
Presence386 offices
Total Death Benefit PaidRs. 342.89 Crore

Term Life Insurance Premium Calculator

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Aditya Birla Sun Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.51%
Starting From 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 95.28%
Starting From 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.39%
Starting From 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of Aditya Birla
4.7
Based on
158 User reviews
  • Easy to purchase

    Purchasing a term insurance policy was quite an easy task with InsuranceDekho, the whole purchasing process was digital, time saving and very convenient. I purchased the Aditya Birla DigiShield term plan from InsuranceDekho within a few minutes and without any hassles. Very satisfied with my purchase with InsuranceDekho.

    S
    Suddhashil Banker
    On: Dec 21, 2021
  • Purchased a good term plan

    I was able to compare several term plans according to my requirements and budget using the online term insurance premium calculator. Comparing term plans was quite easy at InsuranceDekho. I purchased the Aditya Birla DigiShield plan as it fulfilled my requirements under my budget.

    R
    Ritika Wadhwa
    On: Dec 14, 2021
  • Best term plans offered

    As I was looking through different term insurance plans offered by InsuranceDekho, I noticed some of these plans are provided by leading insurance companies in India. This convinced me to purchase Aditya Birla DigiShield term insurance plan from InsuranceDekho.

    H
    Himanshu Chug
    On: Nov 24, 2021
  • Purchased an amazing term plan

    I purchased Aditya Birla LifeShield Advantage Plan from InsuranceDekho. I am very happy with my purchase. Before purchasing the policy I had very little knowledge about the term plan, the information on the website helped me understand the working of this term plan.

    H
    Hima Saunak
    On: Nov 23, 2021
  • Claim settlement was hassle free

    Filed a claim for Aditya Birla DigiShirld plan. I must say the claim settlement process was completely hassle-free and the claim was settled within the time. The claims team at InsuranceDekho kept me notified at all times. 

    J
    Jagriti Kaushik
    On: Nov 18, 2021
  • Knowledgeable customer assistance team

    Before purchasing the Aditya Birla LifeShield Advantage Plan I had my doubts regarding the term plan. I contacted the helpline number of InsuranceDekho to seek assistance. The customer care specialist helped me understand the plan and even assisted me through the purchasing process. 

    M
    Mithil Bipen
    On: Nov 16, 2021
  • Hassle-free comparisons

    I had a predefined budget to purchase a term insurance plan. I was very confused before I used the online premium calculator available on the InsuranceDekhos website. The premium calculator tool displayed term plans that fit my budget and provided me comprehensive coverage. I purchased the Aditya Birla DigiShield Plan after comparing several plans. 

    R
    Ritivik Vedula
    On: Nov 11, 2021
  • Received the best guidance

    I was a bit confused while purchasing the Aditya Birla LifeShield Advantage plan so I contacted the helpline number of InsuranceDekho. The customer support specialist clarified my doubts and helped me purchase the plan. 

    P
    Pallav Mehra
    On: Nov 09, 2021
  • Best term plans offered

    I found some of the best term plans on InsuranceDekho. I was really interested in purchasing a Aditya Birla DigiShield plan and I found good information on the term plan on the website. The information helped me understand the plan and I finally purchased it. 

    T
    Tejas Saxena
    On: Nov 03, 2021
  • Superb services

    Ever since I have come in contact with the InsuranceDekho team, I have become a big fan of the company. You guys provide the best services and guide in the best possible way. It is because of your support that I was able to buy the Aditya Birla ABSLI Savings Plan without any issue. 

    V
    Vinayak Pathak
    On: Oct 28, 2021

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Aditya Birla Sun Life Term Insurance Contact Details

Reach us for help anytime

Claim Process at Aditya Birla Sun Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What Term Insurance plans does Aditya Birla Sun Life Insurance offer?

    Under the Term insurance category, Aditya Birla Sun Life offers five plans namely- Aditya Birla Sun Life Insurance Premium Back Term Plan, Aditya Birla Sun Life Insurance Future Guard Plan, Aditya Birla Sun Life Insurance Protection Plus Plan, Aditya Birla Sun Life Insurance Protection Easy Plan and Aditya Birla Sun Life Insurance Easy Protect Plan.

  • What is the grace period under Aditya Birla Sun Life Term plans?

    According to the Insurance Regulatory Authority of India (IRDAI) regulations, a grace period of 30 days is allowed from the premium due date under the Aditya Birla Sun Life Term plans.

  • When is the right time to purchase the Aditya Birla Sun Life Term insurance plan?

    The best time to buy an Aditya Birla Sun Life term insurance plan when you’re young and in relatively good health. This will help you to get your premium at an affordable rate.

  • What is the claim settlement ratio of Aditya Birla Sun Life insurance?

    Aditya Birla Sun Life insurance has a claim settlement ratio of 97.54% for the financial year 2019-20. 

  • What happens when my Aditya Birla Sun Life term policy expires?

    When the policy expires, and the life assured is alive then no death benefits are paid but if she/he dies then the cover is paid to the beneficiary/nominee.