Is pre-acceptance medical check-up required for buying the policy?

No, there is no requirement of any pre-acceptance medical check-ups for buying the policy.

What is the coverage tenure?

The policy’s coverage tenure is 1 year after which the policyholder is required to renew the policy for continuous coverage benefits.

At what age can the policy be bought?

The policy can be bought for individuals who are aged 18 years or more. The maximum entry age, however, is restricted to 65 years.

Is lifelong renewal allowed under the plan?

Yes, the plan can be renewed lifelong without any maximum coverage age.

Will the policy continue after the payment of claim?

No, once a claim has been paid under the policy, the coverage would terminate. No further claims would be provided even if the insured suffers from another covered illness or undergoes another covered surgery.

What is the waiting period for coverage of critical illnesses?

Critical illnesses are covered after an initial waiting period of 90 days which is counted from the date of commencement of risk under the plan.

Does the policy have any co-payment clause?

No, the policy does not have any co-payment clause. The full sum insured is paid if the insured suffers from any of the covered illnesses or undergoes any covered treatments.

Does the policy have any provisions for grace period for renewals?

Yes, a grace period of 30 days is allowed for policyholders to renew the policy beyond the coverage expiry date. If the policy is renewed within the grace period, the coverage would continue without any break.

What is the meaning of free-look cancellation?

Free-look cancellation means cancelling the plan after buying it. The policy allows policyholders a free-look period of 15 days from the date of issuance of the policy. During this period of 15 days the policyholder can choose to discontinue the policy and get the premium refunded.

How to make a claim under the plan?

In case of a claim, the policyholder should contact the insurance company immediately. The company’s representatives would then guide the policyholder about how to go about making a valid claim under the plan.

Tata AIG Critical Illness Health Insurance Wordings

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Highlights

Claim Settlement	Dedicated Team
Claim Settlement Ratio	76.04%
COVID-19 Cover	Yes
Network Hospitals	3,000+
Policies Sold	2,20,583
Renewability	Lifelong

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Tata AIG Critical Illness Policy Brochure

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Jun 03, 2019

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Tata AIG Health Insurance Plan List

Senior Citizen (1)
Family (5)
Individual (5)
Kids (2)
Maternity (1)
Woman (1)
Parents (1)
Critical Illness (2)

Name of Plan	Sum Insured
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
Corona Kavach PolicyMin: 18 years; Max: 65 years	50,000 - 5 lakh	Check Premium
MediCare PremierMin: 91 Days; Max; 65 Years	5 Lakh	Check Premium
MediCare Min: 91 Days; Max: 65 Years	3 Lakh	Check Premium
Wellsurance WomanMin: 18 years; Max: 65 years	3 Lakh	Check Premium
Wellsurance FamilyMin: 6 months; Max 65 years	2 Lakh	Check Premium
Wellsurance Executive Policy Min: 18 Years; Max: 65 Years	3 Lakh	Check Premium
Critical Illness PolicyMin: 18 Years; Max: 65 Years	2.5 Lakh	Check Premium
Medicare Protect PolicyMin: 91 days; Max: 65 years	2 Lakh - 5 Lakh	Check Premium

Tata AIG Health Insurance Top Up List

Individual (1)
Top-up (1)

Name of Plan	Sum Insured
Medicare Plus PolicyMin: 91 days; Max: 65 years	3 Lakh - 1 Crore	Check Premium

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FAQs on Critical Illness Policy Health Insurance Plan

Is pre-acceptance medical check-up required for buying the policy?
No, there is no requirement of any pre-acceptance medical check-ups for buying the policy.
What is the coverage tenure?
The policy’s coverage tenure is 1 year after which the policyholder is required to renew the policy for continuous coverage benefits.
At what age can the policy be bought?
The policy can be bought for individuals who are aged 18 years or more. The maximum entry age, however, is restricted to 65 years.
Is lifelong renewal allowed under the plan?
Yes, the plan can be renewed lifelong without any maximum coverage age.
Will the policy continue after the payment of claim?
No, once a claim has been paid under the policy, the coverage would terminate. No further claims would be provided even if the insured suffers from another covered illness or undergoes another covered surgery.

View More Questions

Claim Process at Tata AIG Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Tata AIG Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Tata AIG Health Insurance
1800-266-778024x7
customersupport@tataaig.com