Tata AIG Health Insurance for Senior Citizen

The plan brings the best possible coverage for elderly people in their retirement years. In the old age, one may not find the assistance of their loved ones, which can enhance the financial pressure on the senior citizens with low pay. The MediSenior Health Insurance Plan offers them the confidence to live without any dependency on anyone. In short, this plan cares for all older citizens with the best medical procedures and financial assistance.

Key Features

• Coverage up to Rs. 5 Lakh is offered under the plan
• Lifelong renewability option is available in the policy
• Pre-hospitalisation expenses are covered for up to 30 days
• Post hospitalisation expenses are covered for up to 60 days
• A wide network of over 3,000 hospitals across the country
• Sum insured enhancement feature is provided under the plan
• Easy portability option is available for the customers
• Policy flexibility option to increase the sum insured

Scope of Coverage

• Around 140 daycare procedures are covered under the policy
• The plan provides the coverage for domiciliary treatment to all
• No claim bonus of 5% on sum insured is offered to policyholders
• Cover for organ donor is provided for organ transplantation
• The expenses of an emergency ambulance are insured up to a specific limit
• 7.5% discount on premium if a two-year premium is paid in advance
• No sub-limit feature present in the plan, that makes it better
• Coverage for in-patient treatment expenses like ICU, medicines, etc.

Eligibility

The minimum entry age under this policy is 61 years and above. There is no maximum ceasing age in this policy.

Exclusions

• Intentionally caused self-injury is not covered under the policy
• There exist no coverage for an aesthetic or cosmetic procedure
• No cover is available for the treatment of congenital diseases
• Treatment of injuries suffered due to war, riots, civil war, etc.
• Procedures to cure mental illness or disorder is not covered

If the above-mentioned points didn’t answer all your queries, you can know more about the product and exclusions in detail by referring to the brochure or policy wording. Also, you can contact our customer support team at our helpline number - 1800-1205-698.