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Tata AIG Health Insurance for Individual

The Mediprime policy is an individual plan that provides all-around health protection at nominal investment. Also, available on a floater basis, it brings peace of mind and assurance to smile continuously with confidence. The plan is offered to customers between the age group of 18 years to 65 years for 1 and 2 years of the policy term. The Mediprime health insurance policy holds the requirement of pre-medical screening for the people above the age of 45 years.

Key Features

  • The plan offers a wide range of coverage up to Rs. 10 Lakh
  • Entry age of the plan is between 18 years to 65 years
  • The health insurance plan owns a two-year term policy option
  • Offers lifelong renewability feature to all the policyholders
  • Coverage offered for pre and post hospitalisation expenses
  • Covers in-patient treatment expenses like room rent, ICU charges, nursing charges, etc.
  • There is no co-payment under this policy
  • Timely settlement of claims in a hassle-free manner

Scope of Coverage

  • Covers more than 140-day care procedure
  • Offer the cover for vaccination-related expenses
  • Coverage for non-allopathic procedures like Ayurveda, etc.
  • Domiciliary treatment available on doctor’s advice
  • Dental treatment coverage only in case of an accident
  • Health check-up is allowed after 4 regular claim-free years
  • Organ donor related expenses are covered under the plan
  • Tax benefits can be achieved on the premium amount


The plan is offered to the customers between the age group of 18 years to 65 years.


  • Expenses on the procedures to cure mental illness or disorder
  • Treatment and medication of intentionally caused self-injury
  • The cost incurred on aesthetic or cosmetic procedures
  • Expenses made on the treatment pertaining to the congenital diseases
  • Treatment of injuries suffered due to war, warlike situations, riots, etc.

If you want to find out more about the product and exclusions in detail, then you can go through the brochure and/or policy wording. You can also get in touch with our customer support at the helpline number - 1800-1205-698.

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Health Insurance News


  • Can I buy more than two individual health insurance policies for myself?

    Yes, you can purchase more than one health insurance policies but must declare the same to the health insurance companies.

  • Are cosmetic surgeries included in health insurance for individuals?

    No, cosmetic surgeries are excluded from the coverage in individual health insurance policies. 

  • What happens if I cancel my individual health insurance policy?

    If you want to cancel your health insurance policy before the end date, your insurance will cease to exist. As per the policy terms, you will get a part of your premium refunded. This will vary from plan to plan. 

  • How is the premium for individual health insurance determined?

    The premium for individual health insurance depends on the age of the person to be insured and the amount of coverage that he requires. Other factors include coverage for pre-existing diseases, health conditions and so on. 

  • Who all can be covered under the individual health insurance policy?

    Health insurance plans for individual cover a person only. It reimburses the expenses for hospitalisation and medical expenses arising from treatment of an illness or injury as mentioned in the policy document.

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