Is there any sub-limit applicable under Arogya Sanjeevani Policy, Tata AIG?

Yes. A sub-limit of 2% of the sum insured subject to a maximum of Rs. 5000/- per day is applicable for room rent, boarding, nursing expenses under Arogya Sanjeevani Policy of Tata AIG Insurance Company. Besides, 5% subject to a maximum of Rs. 10,000/- per day is also applicable on ICU/ICCU. For details, click here .

Does Arogya Sanjeevani Policy, Tata AIG cover cataract surgery?

Yes. Arogya Sanjeevani Policy, Tata AIG covers cataract surgery, up to 25% of the sum insured or Rs. 40,000, whichever is lower per eye under one policy year.

Is there any co-payment clause under the Arogya Sanjeevani Policy, Tata AIG??

Yes. The policy is subject to a co-payment of 5% on the claim amount for every claim.

What are the options for AYUSH Treatment under Arogya Sanjeevani Policy offered by Tata AIG General Insurance Company?

The insurance company will indemnify the expenses incurred for the treatment under Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy (AYUSH) for every policy year sum insured limit.

What sum insured options does the insurer have?

Tata AIG under Arogya Sanjeevani Policy offers different sum insured options, including Rs. 1 Lakh, 1.5 Lakh, 2 Lakh, 2.5 Lakh, 3 Lakh, 3.5 Lakh, 4 Lakh, 4.5 Lakh, 5 Lakh.

Can I enjoy tax benefit under Arogya Sanjeevani Policy, Tata AIG?

Yes. You can enjoy tax saving benefits under Section 80D of the Income Tax Act.

What is modern treatment under the Arogya Sanjeevani Policy, Tata AIG?

The Arogya Sanjeevani Policy, Tata AIG provides coverage for modern treatment up to 50% of the Sum Insured. The list of modern treatment procedures includes: Uterine Artery Embolization & High Intensity Focused Ultrasound (HIFU) Balloon Sinuplasty Deep Brain Stimulation Oral Chemotherapy Immunotherapy- Monoclonal Antibody to be given as injection Intra vitreal Injections Robotic Surgeries Stereotactic Radio Surgeries Bronchial Thermoplasty Vaporisation of the Prostate (Green laser treatment or holmium laser treatment) Intra Operative Neuro Monitoring (IONM) Stem Cell Therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions to be covered only

Is the cumulative bonus benefit available under the Arogya Sanjeevani Policy offered by Tata AIG General Insurance Company?

Yes. You can enjoy 5% of the sum insured as the cumulative bonus in every claim-free year, which is subject to a maximum of 50% of the sum insured under the current policy year. However, you need to renew the policy with the company without a break. For details, call us at 7551196989.

Is the portability feature available under the plan?

Yes. You can switch the insurer at the time of policy renewal in case you are not satisfied with the service.

What is not covered under Arogya Sanjeevani Policy offered by Tata AIG General Insurance Company?

It is important to note that Arogya Sanjeevani Policy of Tata AIG comes with a waiting period of 48 months. After this period, the policy will cover pre-existing diseases. However, there are some permanent exclusions as well. To know them, click here .

Tata AIG Arogya Sanjeevani Health Insurance Wordings

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Highlights

Claim Settlement	Dedicated Team
Claim Settlement Ratio	76.04%
COVID-19 Cover	Yes
Network Hospitals	3,000+
Policies Sold	2,20,583
Renewability	Lifelong

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Tata AIG Arogya Sanjeevani Policy Brochure

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Tata AIG Health Insurance Plan List

Senior Citizen (1)
Family (5)
Individual (5)
Kids (2)
Maternity (1)
Woman (1)
Parents (1)
Critical Illness (2)

Name of Plan	Sum Insured
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
Corona Kavach PolicyMin: 18 years; Max: 65 years	50,000 - 5 lakh	Check Premium
MediCare PremierMin: 91 Days; Max; 65 Years	5 Lakh	Check Premium
MediCare Min: 91 Days; Max: 65 Years	3 Lakh	Check Premium
Wellsurance WomanMin: 18 years; Max: 65 years	3 Lakh	Check Premium
Wellsurance FamilyMin: 6 months; Max 65 years	2 Lakh	Check Premium
Wellsurance Executive Policy Min: 18 Years; Max: 65 Years	3 Lakh	Check Premium
Critical Illness PolicyMin: 18 Years; Max: 65 Years	2.5 Lakh	Check Premium
Medicare Protect PolicyMin: 91 days; Max: 65 years	2 Lakh - 5 Lakh	Check Premium

Tata AIG Health Insurance Top Up List

Individual (1)
Top-up (1)

Name of Plan	Sum Insured
Medicare Plus PolicyMin: 91 days; Max: 65 years	3 Lakh - 1 Crore	Check Premium

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FAQs on Arogya Sanjeevani Policy Health Insurance Plan

Is there any sub-limit applicable under Arogya Sanjeevani Policy, Tata AIG?
Yes. A sub-limit of 2% of the sum insured subject to a maximum of Rs. 5000/- per day is applicable for room rent, boarding, nursing expenses under Arogya Sanjeevani Policy of Tata AIG Insurance Company. Besides, 5% subject to a maximum of Rs. 10,000/- per day is also applicable on ICU/ICCU. For details, click here.
Does Arogya Sanjeevani Policy, Tata AIG cover cataract surgery?
Yes. Arogya Sanjeevani Policy, Tata AIG covers cataract surgery, up to 25% of the sum insured or Rs. 40,000, whichever is lower per eye under one policy year.
Is there any co-payment clause under the Arogya Sanjeevani Policy, Tata AIG??
Yes. The policy is subject to a co-payment of 5% on the claim amount for every claim.
What are the options for AYUSH Treatment under Arogya Sanjeevani Policy offered by Tata AIG General Insurance Company?
The insurance company will indemnify the expenses incurred for the treatment under Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy (AYUSH) for every policy year sum insured limit.
What sum insured options does the insurer have?
Tata AIG under Arogya Sanjeevani Policy offers different sum insured options, including Rs. 1 Lakh, 1.5 Lakh, 2 Lakh, 2.5 Lakh, 3 Lakh, 3.5 Lakh, 4 Lakh, 4.5 Lakh, 5 Lakh.
Can I enjoy tax benefit under Arogya Sanjeevani Policy, Tata AIG?
Yes. You can enjoy tax saving benefits under Section 80D of the Income Tax Act.
What is modern treatment under the Arogya Sanjeevani Policy, Tata AIG?
The Arogya Sanjeevani Policy, Tata AIG provides coverage for modern treatment up to 50% of the Sum Insured. The list of modern treatment procedures includes:

Uterine Artery Embolization & High Intensity Focused Ultrasound (HIFU)

Balloon Sinuplasty

Deep Brain Stimulation

Oral Chemotherapy

Immunotherapy- Monoclonal Antibody to be given as injection

Intra vitreal Injections

Robotic Surgeries

Stereotactic Radio Surgeries

Bronchial Thermoplasty

Vaporisation of the Prostate (Green laser treatment or holmium laser treatment)

Intra Operative Neuro Monitoring (IONM)

Stem Cell Therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions to be covered only
Is the cumulative bonus benefit available under the Arogya Sanjeevani Policy offered by Tata AIG General Insurance Company?
Yes. You can enjoy 5% of the sum insured as the cumulative bonus in every claim-free year, which is subject to a maximum of 50% of the sum insured under the current policy year. However, you need to renew the policy with the company without a break. For details, call us at 7551196989.
Is the portability feature available under the plan?
Yes. You can switch the insurer at the time of policy renewal in case you are not satisfied with the service.
What is not covered under Arogya Sanjeevani Policy offered by Tata AIG General Insurance Company?
It is important to note that Arogya Sanjeevani Policy of Tata AIG comes with a waiting period of 48 months. After this period, the policy will cover pre-existing diseases. However, there are some permanent exclusions as well. To know them, click here.

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Claim Process at Tata AIG Health Insurance

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Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Tata AIG Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
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1800-266-778024x7
customersupport@tataaig.com