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Star Medi Classic Health Insurance User Reviews

393 reviews Rate This
Star
Highlights
Cashless Approval TAT90% Cashless claim settlement within 2 hrs
Claim Settlement Ratio89.90%
Network Hospitals14,000+
Pre-existing Disease Waiting Period1 year
Special BenefitsNo Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs SIRs. 410/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members
Rating of Medi Classic Insurance Policy
4.1
Based on
29 User reviews
  • Two add-on benefits too.

    I had no knowledge about health insurance plans but when I called on the toll free number of insurancedekho 18001205698, they helped me select the good one according to my needs. I really thank them for their efforts and for selling me medi classic insurance policy in just a few minutes online..  

    s
    sunil kumar
    On: Oct 29, 2019
  • Nice services from team

    I really liked the way the sales people at insurancedekho helped me buy this amazing plan from star health. It provides me all the benefits I wanted at low premium. These are-pre hospitalisation expenses, post hospitalisation expenses, in-patient hospitalisation expenses, and many others….    

    S
    Srividhya U
    On: Oct 29, 2019
  • Also covers personal or car accidental injuries

    Mediclassic policy is an average pan that covers my family agianst any sickness, illness or disease. The good news is that it also gives me cover in case of personal or car accidental injuries. I Iam planning to renew this plan as Iam really satisfied with this one.   

    A
    Anilkumar
    On: Oct 16, 2019
  • Fantastic health policy

    all that one ened in a health insurance plan is good coverage and low premium. And my mediclassic insurance plan by star does that for me. I brought it from inusrancedekho and they explained me all the coverage features etc. on call. In case of doubt etc i call on their toll free number 18001205698. I also received the documents on time.   

    D
    Dipak
    On: Oct 16, 2019
  • Good plan,,can get on individual or family basis

    Mediclassic Insurance plan is a satisfactory one that can manage yours and also your family’s expenses. I am aged 45 years and found it to be a good plan for myself considering the advantages I got under it.   

    K
    K p Singh advocate
    On: Oct 03, 2019
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

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  • Nice plan.. Purchase it from insurancedekho

    My friend reffered to me this medi classic plan telling about the list of advantages one can get under it. When I talked to the experts in Insurancedekho, they calculated the premium for me asking about a few details from me about my current health etc. I got this plan within a few minutes and the documents on mail within the stipulated time.   

    s
    sumit chandra
    On: Oct 03, 2019
  • My first experience.. Happy!!

    This is my first experience with Star Health Insurance. I purchased Medi Classic policy of Star Health from InsuranceDekho last year for a sum insured of Rs. 2 Lac. I have used it for almost one year now but have not made any claim yet. The InsuranceDekho portal is user friendly and I am satisfied with it.     

    A
    AJAY SHIVRAM PARADE
    On: Sep 23, 2019
  • availed claim once.. 4/5 stars

     I have used Star Health’s Medi Classic insurance policy which I purchased from InsuranceDekho for a tenure of 2 years. I have availed a claim once last year. I have no complaints with the services as the premium amount is reasonable as compared to policies offered by other companies. I give the company 4 stars for support services.    

    K
    Kaushal
    On: Sep 23, 2019
  • Good claim settlement ratio.

    I chose star health because it had a gd claim settlement ratio and offered me the plan with the requirements that i was looking for. It provides me cover for hospitalisation expenses, ambulance expenses and anesthesia, blood, oxygen etc..glad to have purchased it from ID  

    S
    Subrata Shyam
    On: Invalid date

9625 Star Cashless Network Hospitals in India

FAQs

  • How to buy Star Health Insurance Plan?

    InsuranceDekho provides you easy ways to buy Star Health Insurance Policy. These are: 

    • Online: On the online mode, the policy is generated instantly along with the card and kit. However, this feature is mostly applicable for the cases, where there is no requirement of medical checkup or underwriting. 
    • Telephone - You can also contact the customer care executives at InsuranceDekho on the toll-free number 7551196989 and get all the details of the plan. 
  • Why should I buy a Star Health insurance plan?

    The health insurance policy by Star Health safeguards you and your family for any financial crisis that may arise due to a medical emergency. Purchasing a proper health plan can assist you in saving your hard-earned money and other assets.

  • How many claims can I make in a year?

    You can make any number of claims over the year. But, the number of claims should not exceed the limit of the sum insured.

  • How many network hospitals are covered under Star Health?

    There are more than 9,800 top-quality network hospitals covered under Star Health.

  • Is medical check-up required to buy a Star Health Insurance Policy?

    Yes, the medical check-up is required to buy a Star Health Insurance Policy. But it is applicable only for the people of above 50 years. 

Claim Process at Star Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Star Health Insurance Contact Details

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