Niva Bupa Health Premia Health Insurance

Health Premia Policy by Niva Bupa Health Insurance is an indemnity-based health insurance policy that offers all rround coverage to you and your family at an affordable premium. The policy comes in three variants namely Silver, Gold, and Platinum, and can be purchased on an individual or family floater basis, as per your requirements. The policy is a comprehensive one that covers you for almost every healthcare expense starting from in-patient hospitalisation expenses, daycare expenses, ambulance expenses, maternity expenses to providing you travel insurance coverage, e-consultation, mental disorder treatment, etc. The policy offers wide coverage to the insured for sum insured options starting from as low as Rs. 1 Lakh and going up to as high as Rs. 3 crore.

Apart from the base coverage, the policy comes with several optional coverage benefits which you can opt for as per your requirement, by paying an extra premium at the time of policy purchase. These include personal accident cover, critical illness cover, enhanced loyalty addition, health coach, hospital cash, among others. The policy offers lifetime renewability benefits to the insured. Also, you can enjoy premium waiver benefit, refill benefit, as well as 15 days free-look period if covered under any variant of Health Premia Policy.