Niva Bupa CritiCare Health Insurance

CritiCare Policy by Niva Bupa Health Insurance offers you financial assistance in case you are diagnosed with any of the 20 listed critical illnesses. The policy pays you a lump sum amount on diagnosis of any of these illnesses. It covers you for the most common illnesses that occur amongst Indians such as heart attack, stroke, kidney failure, cancer, open chest CABG, and heart replacement or repair of heart valves. Apart from this, the policy also provides you an additional 10% of the sum insured every year for the subsequent 5 years. You can buy the policy if you are aged between 18 years and 65 years for sum insured options ranging between Rs. 3 Lakh and Rs. 2 crore.

Apart from the coverage benefits, the policy offers lifetime renewability benefits as well. Also, on the premium paid for this policy, you can avail of tax benefits as per the Income Tax Act, 1961. You can buy this policy for 1 year, 2 years, or 3 years as per your budget and other requirements. Kindly note that the policy comes with a waiting period of 90 days after which you would not be able to avail coverage benefits.