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In India, Does Health Insurance Cover Kidney Stones?

Published On Apr 25, 2022 10:00 AM By InsuranceDekho

Health illnesses can lead to high expenses while getting treatment in a hospital. That’s why buying a health insurance plan is the right choice because it will help to get high protection against various ailments. Not only that, it even gives ways to claim the amounts for minor and terminal illnesses that will help experience peace of mind significantly. 

What is a Kidney Stone?

A kidney stone is a hard object that is primarily made from chemicals in the urine. It forms within a person’s kidney or urinary tract that can lead to several discomforts. Kidney stones involve four different types which will affect the lives of a person. Therefore, anyone who wants to get relief from kidney stones should undergo high-quality treatment in a hospital.

In most cases, the stone may stone in the kidney and travel down the urinary tract, and deposit in the ureter. Dehydration is the main reason that causes kidney stones which require more proper medical attention. Some other factors responsible for the problem include obesity, eating too much salt or sugar foods, a sedentary lifestyle, etc.

Symptoms of Kidney Stones

Kidney stones can lead to some symptoms, and one should be aware of them properly that will help choose a treatment based on them. Some of them include blood in the urine, nausea, vomiting, fever, chills, urine that smells bad, back pains, etc. On the other hand, the symptoms may vary from one person to another person, which will result in various problems. 

Diagnosis and Treatment

People who suffer from kidney stones should undergo a blood test, urine test, and CT scan to detect the severity of symptoms. Furthermore, the treatment will depend on the type, symptoms, and health conditions. A doctor will recommend shockwave lithotripsy to treat kidney stones with high efficiency. The shockwaves will be performed on the affected areas to crush the stones into small pieces. It provides ways to restore the conditions that give ways to lead a healthy lifestyle. In some cases, patients need surgery to effectively get rid of kidney stones. They should also take medications to improve their conditions.

Is it Possible to Get Coverage for a Kidney Stone in Health Insurance?

Does health insurance cover kidney stones? The answer is yes, and one can claim the amount for the same. Not only that, health insurance makes feasible ways to manage treatment costs, thereby helping to witness peace of mind. Anyone who wants to ensure maximum protection against high medical expenses can select a plan which exactly fits their budget and lifestyle.

Why Should One Buy a Health Insurance Plan?

Buying health insurance offers several benefits to policyholders that will help reduce their financial burden. First, it allows a person to ensure a high-quality treatment for various problems, including kidney stones. Is kidney stone covered under health insurance? This is the first thing to look at while buying a policy. Policy buyers should know what is covered and what is not covered in detail, which will help a lot to proceed further.


Kidney stones can lead to complications when they are not handled properly. Besides that, the costs of diagnostic procedures and treatment may become expensive. Hence, one should consider buying a kidney stones insurance plan from a reputable company that will help accomplish goals in the coverage process. However, it is important to compare the plans online before investing money.

Also read- Advantages of Buying an Aditya Birla Health Insurance Policy

Everything you need to know about COVID.


This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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