Can I buy Lifestyle Protection Critical Care online?

Yes, you can buy Lifestyle Protection Critical Care online by visiting our website www.insurancedekho.com.

How can I cancel the Lifestyle Protection Critical Care policy?

You are able to cancel this policy at any time during the policy tenure. However, you need to give a 15-day notice in writing for cancellation. Premium will be refunded subject to the terms and conditions of the policy.

Are family discounts available under the Lifestyle Protection Critical Care?

Yes, you can avail family discounts of 10% if you have added more than 2 family members under the same policy.

Is pre-policy medical check-up required to buy the Lifestyle Protection Critical Care plan?

Yes, you need to undergo a pre-medical test based on your age. CignaTTK facilitates medical tests at its network of diagnostic centers. For this, you will be contacted to fix an appointment for the medical examination at your convenience. The insurance company bears all the cost of all the tests.

Can I port my existing health insurance policy from another insurer to the Lifestyle Protection Critical Care plan of CignaTTK?

CignaTTK provides you with the portability feature. With this, you’re able to port your health insurance policy to the Lifestyle Protection Critical Care plan of CignaTTK.

What is the waiting period under this policy?

It is for 90 days. Any critical illness diagnosed within 90 days of the date of the first policy is not covered.

Are tax benefits available under the Lifestyle Protection Critical Care plan?

Yes, tax benefits under this particular plan are available under section 80D of the Income Tax Act 1961.

What are the sum insured options available under the Lifestyle Protection Critical Care plan?

Sum insured ranges from Rs. 1 Lakh to Rs. 3 Crore. You can avail higher cover, but it is subject to underwriting on the case-to-case basis.

What are the cover types I can avail?

You can get the coverage on an individual and family basis.

Does this policy of CignaTTK have any death benefit?

No, there is no specific "Death Benefit" under the policy.

ManipalCigna Lifestyle Protection Critical Care Health Insurance Wordings

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Highlights

Claim Settlement Ratio	88.00%
Network Hospitals	8,700+
Pre-existing Disease Coverage From	2 years
Pre-existing Disease Waiting Period	2 years
Special Benefits	Unlimited Restoration
Starting Premium (for 5L SI)	Rs. 566/month
Starting Premium for Rs. 5 lakhs SI	Rs. 566/month
Starting Premium of Rs. 5 lakhs SI	Rs. 566/month

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ManipalCigna Lifestyle Protection Critical Care Brochure

1.39 MB
PDF Document
Apr 15, 2019

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ManipalCigna Health Insurance Plan List

Name of Plan	Sum Insured
ProHealth PrimePopular		Check Premium
Prime Senior Health Insurance PlanPopular		Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years	50 Thousand - 2.5 Lakh	Check Premium
Lifetime Health Insurance PolicyMin: 91 Days; Max: 65 years		Check Premium
Corona Kavach PolicyMin: 1 day ; Max: 65 years	50,000 - 5 lakh	Check Premium
Lifestyle Protection Critical CareMin: 18 Years; Max: 65 Years	1 Lakh	Check Premium
Pro HealthMin: 91 Days; Max: No Limit	2 Lakh	Check Premium

ManipalCigna Health Insurance Top Up List

Name of Plan	Sum Insured
Super Top-Up Policy Min: 91 Days ; Max: No Max LimitPopular	3 Lakh - 30 Lakh	Check Premium
Pro HealthMin: 91 Days; Max: No Limit	2 Lakh	Check Premium
Lifetime Health Insurance PolicyMin: 91 Days; Max: 65 years		Check Premium

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FAQs on Lifestyle Protection Critical Care Health Insurance Plan

Can I buy Lifestyle Protection Critical Care online?
Yes, you can buy Lifestyle Protection Critical Care online by visiting our website www.insurancedekho.com.
How can I cancel the Lifestyle Protection Critical Care policy?
You are able to cancel this policy at any time during the policy tenure. However, you need to give a 15-day notice in writing for cancellation. Premium will be refunded subject to the terms and conditions of the policy.
Are family discounts available under the Lifestyle Protection Critical Care?
Yes, you can avail family discounts of 10% if you have added more than 2 family members under the same policy.
Is pre-policy medical check-up required to buy the Lifestyle Protection Critical Care plan?
Yes, you need to undergo a pre-medical test based on your age. CignaTTK facilitates medical tests at its network of diagnostic centers. For this, you will be contacted to fix an appointment for the medical examination at your convenience. The insurance company bears all the cost of all the tests.
Can I port my existing health insurance policy from another insurer to the Lifestyle Protection Critical Care plan of CignaTTK?
CignaTTK provides you with the portability feature. With this, you’re able to port your health insurance policy to the Lifestyle Protection Critical Care plan of CignaTTK.

View More Questions

Claim Process at ManipalCigna Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

ManipalCigna Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
ManipalCigna Health Insurance
1800-102-4462Mon to Fri 9:00 AM to 6:00 PM
customercare@manipalcigna.com