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ManipalCigna Health Insurance for Individual

ProHealth Select by ManipalCigna is one of the best health insurance products for an individual. However, this affordable health insurance is also available on a floater basis and can provide protection against present and future injury. It is the right choice if you are looking out for a solution for financial protection from donor expenses, hospitalisation, daycare treatment, etc. The ProHealth Protect Health Insurance for individuals also provides coverage for the expenses related to hospitalisation like treatment costs, room accommodation before and after hospitalisation.

Key Features

  • Sum insured Up to Rs. 25 Lakh
  • Restoration of the Sum Insured
  • Critical Illness Add On Cover
  • Re-assurance benefit for an automatic extension of policy
  • 6969+ network hospitals for cashless treatment
  • Health maintenance benefits
  • Cumulative Bonus for No Claims
  • Auto Recharge of Sum Insured

Scope of Coverage

  • 60 days pre-hospitalisation cover
  • 90 days post-hospitalisation cover
  • Online policy premium payment
  • Ayush, Ayurveda, Yoga, Naturopathy, Homeopathy, etc.
  • Coverage for day-care Treatment
  • Domiciliary Treatment Coverage
  • Expert opinion on critical illness
  • Cover for room rent, ICU, surgeon’s fee, anesthetist fee, and more

Eligibility

The minimum entry age for an adult individual to buy ManipalCigna ProHealth Select policy is 18 years and maximum: 65 years.

Exclusions

  • A self-afflicted injury or attempted suicide
  • Injury caused by alcohol and drugs
  • Congenital diseases, autism, mental disorder, insanity, etc.
  • Spectacle or contact lenses that need no hospitalisation
  • Injury arising out of weapons

To explore plan details, download the policy wording from InsuranceDekho website or call our toll-free number 1800-1205-698 for any query.

Health Insurance Calculator

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Health Insurance Coverage Calculator

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Disclaimer : Actual Coverage might vary basis your location, age and number of members

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FAQs

  • What is the entry age in ManipalCigna when buying health insurance on an individual basis?

    To buy ManipalCigna health insurance, the minimum entry age for adults is 18 years. 

  • Which policies does ManipalCigna offer on an individual basis?

    ManipalCigna offers Prohealth Protect Plan, ProHealth Plus Plan, ProHealth Preferred Plan,  ProHealth Premier Plan, Lifestyle Protection - Critical Care Plan, Lifestyle Protection - Accident Care Plan, and ProHealth Accumulate Plan on an individual basis.

  • Why do I need an individual health insurance cover from ManipalCigna when I am already covered under employee health insurance?

    Buying a separate health cover from ManipalCigna will allow you to get your specific medical needs met without having to compromise because of employee health insurance’s drawbacks, such as discontinuation of policy after leaving job, and others.

  • If I purchase ManipalCigna health insurance on an individual basis, will I be eligible for tax benefit?

    Yes, you can avail tax exemption under Section 80D of the Income Tax Act for the premium paid under the policy.

  • Who should buy ManipalCigna individual health insurance plan?

    ManipalCigna individual health insurance policy is a perfect choice for people who have their family already insured and need financial security in the form of health insurance only for themselves. This policy is also suitable for individuals having high health risks.

Network Hospital in Popular Cities

CityNo of Hospital
Kolkata99
Thane92
New Delhi284
Nagpur84
Bengaluru348
Karimnagar33
Ghaziabad50
View All