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ManipalCigna Lifestyle Protection Critical Care Health Insurance User Reviews

307 reviews Rate This
ManipalCigna
Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio93.40%
Network Hospitals8,900+
Pre-existing Disease Coverage From2 years
Pre-existing Disease Waiting Period2 years
Special BenefitsUnlimited Restoration
Starting Premium (for 5L SI)Rs. 566/month

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Rating of Lifestyle Protection Critical Care
4.3
Based on
44 User reviews

  • Best Featured Plan

    I bought the ManipalCigna Health Insurance- Lifestyle Protection Critical Care from InsuranceDekho. My complete purchasing journey was very smooth. Also, through their informative website, I was able to easily compare the plans and choose the best for myself. Happy to got covered by the most effective and affordable health plan. Looking forward to buying many more protection plans. 

    I
    Iqbal Hamid
    On: Jul 06, 2023

  • Seamless renewal

    It was my first visit to InsuranceDekho to renew Manipal Cigna’s Lifestyle Protection Critical Care plan. Before renewal, I read all about the benefits I could avail by renewing the policy on time. The smooth payment portal added up to the seamless renewal experience as well.

    S
    Shreyan Kundu
    On: Feb 26, 2021

  • Availability of multiple health plans

    InsuranceDekho has gained popularity because of the availability of multiple health plans under a single platform. From an individual to a group, there is a specific policy for everyone. The comparison within policies is simplified. I have peace of mind that I issued Manipal Cigna’s Lifestyle Protection Critical Care plan.

    P
    Param Banerjee
    On: Feb 15, 2021

  • Variety of health plans

    InsuranceDekho offers a variety of health plans that are designed to help a wide range of customers. Besides general health plans, the website contains information about critical illnesses, maternity covered plans, woman-specific coverages and so on. I am happy with my Manipal Cigna’s Lifestyle Protection Critical Care plan.

    P
    Prithvi Sannyal
    On: Jan 29, 2021

  • Critical illness covered policies

    InsuranceDekho has a list of standard health plans as well as plans that focus on specific needs. I found Manipal Cigna's Lifestyle Protection Critical Care perfectly serving my purpose as I was looking for a critical illness covered health plan for my father. It has remarkable health benefits.

    V
    Vinay Gupta
    On: Jan 25, 2021
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
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    • 80 Lacs+ happy customers

  • Instant policy purchase

    I was checking InsuranceDekho to find a health plan that could cover critical illnesses. After thorough research, I selected Manipal Cigna’s Lifestyle Protection Critical Care plan. After I finalised my plan, I just needed to pay for it. It was done instantly.

    R
    Rupam Chatterjee
    On: Jan 22, 2021

  • Easy to locate network hospitals

    I wanted to know about the network hospitals of my insurance company that are located in my city. I checked InsuranceDekho and clicked on Manipal Cigna. I hold their Lifestyle Protection Critical Care policy. I found the list of network hospitals that could help me to avail the cashless treatment.

    M
    Mita Dutta
    On: Jan 14, 2021

  • Various types of insurance plans

    InsuranceDekho offers various types of health plans under one roof. Plans specifically for senior citizens, maternity, critical illness, COVID 19, etc. I was looking for a critical illness plan for my father. I found the right fit in Manipal Cigna’s Lifestyle Protection Critical Care plan.

    I
    Indra Basak
    On: Dec 30, 2020

  • Insurance that covers critical illnesses

    I was looking for a critical illness covered health insurance plan. After being suggested by a friend, I came to InsuranceDekho. I got a number of choices and I analysed the benefits. Really happy to purchase the Manipal Cigna’s ManipalCigna Lifestyle Protection Critical Care Health Insurance plan.

    T
    Tamali Ray
    On: Dec 24, 2020

  • Quick response via Whatsapp

    I used Whatsapp to connect to the InsuranceDekho team and got a quick response. I wanted a policy with critical illness benefits. I got to know about Manipal Cigna’s ManipalCigna Lifestyle Protection Critical Care Health Insurance. The plan is exactly what I wanted, so I bought it.

    J
    Jasmeet Kaur
    On: Dec 10, 2020

  • Critical insurance cover

    I was looking for a critical illness insurance cover on insurancedekho.com for my mother. I checked the website and got to know about the common critical illnesses that are usually covered by this type of plan. I chose Manipal Cigna’s Lifestyle Protection Critical Care Health Insurance policy.

    P
    Prabir Kundu
    On: Dec 08, 2020

  • Communication made easy

    I am a policyholder of Lifestyle Protection Critical Care of Manipal Cigna. It was time for me to renew the policy. I wanted to do that from the website of InsuranceDekho. So, I messaged them over Whatsapp. They reverted to me almost instantly and guided me to renew the policy. The Whatsapp feature is so easy to use.

    D
    Damini Sarkar
    On: Nov 30, 2020

  • Seamless policy issuance

    Policy issuance from InsuranceDekho is so quick and speedy! All I had to do was choose the Lifestyle Protection Critical Care of Manipal Cigna and make the payment. I got a digital copy of my insurance soon and that’s all it took for me to get insurance.

    A
    Ananya Sengupta
    On: Nov 26, 2020

  • Got the perfect policy

    I was searching for health insurance that could give my family and me critical illness benefits. With the help of InsuranceDekho, I bought Manipal Cigna’s Lifestyle Protection Critical Care. The whole process was simple and easy to follow.

    H
    Hitakshi Parekh
    On: Nov 24, 2020

  • Speedy generation of quotes

    I wanted to check the premium quotes of Manipal Cigna. I simply clicked on ‘Get your Quotes Now’ on InsuranceDekho and all the quotes were generated instantly. I chose the Lifestyle Protection Critical Care policy for my family after checking out the estimated quotes of all the plans.

    D
    Divya Singh
    On: Nov 19, 2020

  • Easy payment options

    I am a holder of Manipal Cigna’s Lifestyle Protection Critical Care policy. This policy suited me perfectly. When I visited the InsuranceDekho platform, I was amazed to see the easy online payment options available, which helped me to pay for my premium easily.

    K
    Kusum Khanrah
    On: Nov 18, 2020

  • A savior

    I am thankful for the Manipal Cigna Lifestyle protection critical care health insurance plan as it has covered me against the most unexpected events. The policy offers many benefits alongside giving coverage against a covered critical illness. I will renew my plan again.

    M
    Mohit Bora
    On: Oct 22, 2020

  • Liked it!!

    I liked the lifestyle protection critical care plan because I found it relevant according to diseases prevalent in today’s times and also keeping in mind our sedentary lifestyle. The plan gets me covered for major critical illnesses, a choice of two claim payout options for 60 months with 10% additional benefit etc  

    G
    Gaurav Sharma
    On: Feb 20, 2020

  • Covers my entire family.

    Lifestyle protection critical care plan is a useful one and I brought it even after I was already covered under a group health insurance offered to me by my insurer. I did feel that coverage under that was not sufficient so brought it and I am satisfied with it.   

    T
    Tushar Gaovkar
    On: Feb 20, 2020

  • Amazzzzing plan

    I trust ManipalCigna’s plans more than i trust any other insurer’s products. I am covered under my lifestyle protection plan since a long time now that i purchased from insurancedekho even after already having a family floater plan. I feel satisfied to have purchased this plan. It covers 15 critical illnesses.   

    P
    Pragya vishwakarma
    On: Feb 11, 2020

  • Great job done

    InsuranceDekho’s customer care executives are so helpful that they helped me in claim settlement even when the company was not willing to settle it because of different reasons. But they took the responsibility and helped me get the money. I had this plan with sum insured of rs 1 lakh.   

    A
    Ajay Yuvraj Shekale
    On: Feb 11, 2020

  • Good.. Read terms n conditions

    The plan is a good and unique one but to avoid any confusion in coverage features, it is adviced that you must read the policy documents carefully. Or if you have any doubt, call on toll free number 1800 1205 698. Buying process is easy at insurancedekho. I recommend this broker to all. 

    D
    Dipu
    On: Jan 30, 2020

  • Good coverage..!

    This plan gives me coverage of 15 major illnesses under Basic plan. You can also choose for enhanced plan if you want coverage for more diseases. But what i wanted more in this plan is coverage for any mental illness, psychiatric or psychological disorders but it is not included. Otherwise average plan   

    P
    Prince Chaudhary
    On: Jan 30, 2020

  • Buy it from insurancedekho

    The customer support people in insurancedekho are so polite and listen and understand your point very patiently. They suggested me lfestyle protection critical care plan and i thought i made the right decision by buying it. It is a critical illness benefit policy that i purchased online within a few minutes  

    S
    Sandeep Sanap
    On: Jan 09, 2020

  • Easy process to buy

    If you want to buy this policy online, all you are required to do is connect with the customer care executives at insurancedekho and tell them your details. They will send you a link on your e-mail id and you can make payment for the plan over there. They have a secured payment gateway..   

    V
    Vykuntam
    On: Jan 09, 2020

  • Got family discount from ID

    I purchased lifestyle protection critical care plan from inurancedekho for my family and got family discount. The customer care executives at ID were very clear of the inclusions and exclusions under the policy and did not even hide the cons of this plan. I got convinced with benefits and purchased it ..  

    J
    Jigyasa Chaturvedi
    On: Dec 23, 2019

  • Good cover for critical illnesses

    Lifestyle protection critical care plan is a good one as it provides a lump sum amount when the covered critical illness is diagnosed. It offers cover for 15 major critical illness.. One can totally rely on this plan for future uncertainties.. This is also renewable for lifetime  

    A
    Anil Mahajan
    On: Dec 23, 2019

  • Happy wth its coverage features

    Lifestyle protection plan from manipalcigna is one of a kind and it covers me and my family under a single sum insured. It covers us for 30 critical illnesses. I brught it from ID whose team is really a dedicated one and offered me the best product i could i have purchased for my needs.   

    R
    Ramya Ramapriya
    On: Dec 09, 2019

  • Nice plan.!

    The lifestyle protection plan is a different one and its coverage features are different from the standard health insurance plans too. I was already covered under a basic plan along with my family but thought of buying it as i  thought it might do some good for me.   

    S
    Sachin Upmanyu
    On: Dec 09, 2019

  • Good insurance plan for long run

    Most affordable prices of this plan and the buying process was extremely streamlined by insurancedekho. Their most efficient service is their timeline which they follow thereby leaving a great impression on the users. Due to their quick involvement even at the time of claim settlement, i liked it  

    V
    Venkateshwar
    On: Nov 29, 2019

15051 ManipalCigna Cashless Network Hospitals in India

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FAQs

  • Whom should I contact for claim intimation and settlement?

    You can notify either InsuranceDekho or ManipalCigna directly by calling on their customer care numbers for planned or emergency hospitalisation. FYI, InsuranceDekho's toll-free number is 7551196989. 

  • What is the time limit for claim submission in the case of the cashless facility?

    You need to submit the claim within 15 days from the date of discharge from the hospital.

  • Is pre-policy medical checkup free?

    Yes, ManipalCigna bears the cost of all pre-medical tests.

  • Does ManipalCigna share medical reports if a policy is not issued?

    Yes, the medical reports are shared if you request them in writing.

  • What to do if a cashless hospital is not available at my location?

    You can choose a non-network hospital for the treatment and raise a reimbursement claim. However, you need to inform the insurance company within 24 hours of your admission in case of emergency and 3 days before in case of planned treatment.

View All

Claim Process at ManipalCigna Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

ManipalCigna Health Insurance Contact Details

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