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5 Lac coverage starting from only Rs. 10/ day*
5 Lac coverage starting from only Rs. 10/ day*
  • Tax Benefit
    Tax Benefit
    Up to 75000**
  • Claim Support
    Claim Support
    Everyday 10AM-7PM
  • 45 Lacs+
    45 Lacs+
    Happy Customers

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**Tax benefits are subject to changes in Income Tax Act.

International Second Opinion Cover

Health care in India has seen enormous developments and innovations throughout the years, with dramatic advances in cancer treatment and the eradication of diseases like polio. Today, we are better equipped than ever before to deal with rising cases of numerous ailments and disorders. With better, more advanced, and appropriate facilities, you can now receive a speedier diagnosis for the illness you're suffering from. However, you may feel the need for a second opinion before resorting to treatment. This is where the cover of the Second Opinion comes in handy. While getting checked by another doctor is a good idea, the cost of the consultation may deter some people from doing so. However, if your health insurance also covered the second consultation, this would not be an issue.

Second Medical Opinion is an empowering technique for patients and doctors to confirm their diagnosis, assess the suggested treatment, and make recommendations. It may provide information about additional therapy alternatives. Expert second opinions can help you navigate the difficult and expensive medical treatment procedure if your loved ones have been diagnosed with a serious condition and are given different preoperative and postoperative treatment options. The international second opinion add-on is an optional cover that adds to the advantage of the second opinion. A consultation with the medical doctors is arranged internationally at the cost of slightly higher premium prices.

Benefits of a Health insurance Plan with an International Second Opinion Cover

The following are some of the main reasons why having a health insurance policy with an international second opinion cover is beneficial.

  • We often forget that doctors are also people and that two doctors can hold opposing viewpoints. Getting a second opinion may give you more information about your illness and assist you in determining your future steps. Furthermore, adopting a medical regimen just to abandon it later can be a costly and mentally draining experience. This can only be avoided by ensuring that you are on the proper track, which a second opinion provides.
  • Most complex disorders are difficult to diagnose since there are no definitive answers. This is especially true for patients who have several illnesses. As a result, making the wrong treatment decision could have catastrophic consequences.
  • In rare situations, the on-call doctor may lack the necessary skills to deal with a diagnosis. Another doctor may be able to assist you in covering more areas in order to pinpoint the particular problem.

Diseases Covered Under the International Second Opinion Cover

The following is a list of diseases that are covered by a health insurance policy's international second opinion coverage:

  • Tumour
  • Cancer
  • Coma
  • Stroke
  • Paralysis
  • Major organ transplant
  • Heart Valve Replacement
  • End-stage Renal Failure
  • Major Burns
  • Total Blindness
  • Motor Neuron Disease
  • Multiple Sclerosis
  • Coronary Artery Bypass Graft
  • Myocardial Infarction

When Should You Seek a Second Medical Opinion?

  • When a treatment is dangerous, intrusive, and hazardous for the rest of one's life.
  • Whenever you have a life-threatening or serious sickness.
  • When the diagnosis isn't obvious, the treatment is experimental, or there isn't a widely accepted or approved treatment.
  • If you want to take part in a clinical trial for a new drug.
  • If you're thinking about trying out a novel experimental method or a procedure that requires the use of experimental tools or gadgets.

Things To Keep in Mind While Taking the Second Opinion

Although every patient's situation is unique, there are a few points to keep in mind when obtaining a second opinion.

  • Inform Your Doctor - You should notify your regular medical care provider. It will allow you to maintain your longer-term relationship with them while also ensuring that the new one you're meeting has access to all of the information they require.
  • Have a Clear Objective - Make sure you understand why you're seeking a second opinion. Are you looking for a second opinion or potentially long-term treatment from the new doctor? If this is suggested, are you willing to reconsider your present diagnosis or treatment plan? According to studies, second-opinion therapists tend to pick more intervention-heavy treatments when they are aware of a previous, more conservative opinion.
  • Give Necessary Details to the New Doctor - Tell the new health care provider that you're looking for a second opinion. This will direct the clinician's attention to the aspect of your care about which you are concerned. There is little research on the real-world benefits of second views, but if they're largely sought for reasons of communication style and rapport, it's reasonable to believe that you'll be happier and perform better overall if you work with a physician you can connect with.
  • Do Not Rely on the Internet - When it comes to second opinions, don't rely solely on the internet. The smartest doctors aren't the ones that write on blogs and forums or sell their one-of-a-kind patented items. Stick to reputable, trusted websites from credible sources, and use this material to receive a "background briefing" rather than making a diagnosis.
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Learn more about international second-medical-opinion Health Insurance

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FAQ About International Second Opinion Cover

  • Will My Medical Files Be Kept Confidential?

    All of your conversations with the doctors, as well as any subsequent correspondence, will be kept totally confidential. When sending medical records and information, hospitals follow all applicable data protection rules.

  • How many times can I use the International Second Opinion Services?

    You can utilise the cover service as frequently as you need it as long as your health insurance policy is active and you require a Medical Second Opinion on a diagnosed ailment. There are no restrictions on how much you can use it.

  • How does the International Second Opinion Cover Help?

    The second medical opinion add-on offered by insurance companies essentially provides a second medical opinion through a partner specialist who provides professional advise regarding the treatment options available to you.

  • Is it Necessary to Purchase the Add-on?

    Purchasing health insurance add-ons is a choice, not a requirement. If your medical demands necessitate the purchase of add-ons in order to receive additional benefits, you can choose the international second opinion add-on. 

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