What are the coverage benefits under Total Health Policy offered by Go Digit General Insurance?

There are 27 sections under Total Health Policy, the coverage for which is mentioned below: Accidental death Permanent total disablement Permanent partial disablement Loss of income benefit Children education benefit Marriage expenses for children benefit Orphan benefit for children Funeral expenses Transportation expenses Trauma counselling Accidental hospitalisation cover Home (domiciliary) hospitalisation Long hospitalisation cash benefit Daily hospital cash cover Outpatient (OPD) benefit Emergency air ambulance Coma benefit cover Fracture cover Burns cover Lifestyle modification benefit Expense for external aid and appliances Compassionate visit Miscarriage due to accidental injury Adventure sports cover Critical illness HIV cover EMI protection cover

Which critical illness am I covered for under the Total Protect Policy Page?

Total Protect Policy Page covers you for 34 critical illnesses, some of which are listed below: Multiple sclerosis with persisting symptoms Bacterial meningitis Parkinson’s disease Permanent paralysis of limbs Major head trauma Coma of specified severity Apallic syndrome Kidney failure requiring regular dialysis End stage lung failure Abdominal aorta aneurysm

What are the policy terms for Total Protect Policy?

You can purchase Total Protect Policy for 1 year, 2 years, and 3 years, depending on the budget and requirements.

Can I avail tax benefits under Total Protect Policy?

Yes. You can avail tax benefits under Section 80D of the Income Tax Act, 1961, on the premium paid for Total Protect Policy.

Can I enhance my sum insured under Total Protect Policy?

Yes. You can enhance your sum insured under Total Protect Policy at the time of policy renewal. For this, you are required to submit a fresh proposal.

Digit Total Protect Health Insurance Wordings

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Highlights

Claim Settlement	Dedicated Team
Claim Settlement Ratio	93%
COVID-19 Cover	Available
Free Health Checkup	Available
Network Hospitals	7000+
Policies Sold	20,000
Renewability	Lifelong

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Digit Health Insurance Plan List

Name of Plan	Sum Insured
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years	50,000 - 5 lakh	Check Premium
Corona Rakshak PolicyMin: 18 Years; Max; 65 Years	50,000 - 2.5 lakh	Check Premium
Health Care Plus PolicyMin: 18 years; Max: 65 years	10 Thousand - 3 Crore	Check Premium
Total Protect PolicyMin: 18 years; Max: 85 years	1 Thousand - 20 Crore	Check Premium
Complete Care PolicyMin: 1 year; Max: 60 years		Check Premium

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FAQs on Total Protect Policy Health Insurance Plan

What are the coverage benefits under Total Health Policy offered by Go Digit General Insurance?
There are 27 sections under Total Health Policy, the coverage for which is mentioned below:

Accidental death

Permanent total disablement

Permanent partial disablement

Loss of income benefit

Children education benefit

Marriage expenses for children benefit

Orphan benefit for children

Funeral expenses

Transportation expenses

Trauma counselling

Accidental hospitalisation cover

Home (domiciliary) hospitalisation

Long hospitalisation cash benefit

Daily hospital cash cover

Outpatient (OPD) benefit

Emergency air ambulance

Coma benefit cover

Fracture cover

Burns cover

Lifestyle modification benefit

Expense for external aid and appliances

Compassionate visit

Miscarriage due to accidental injury

Adventure sports cover

Critical illness

HIV cover

EMI protection cover
Which critical illness am I covered for under the Total Protect Policy Page?
Total Protect Policy Page covers you for 34 critical illnesses, some of which are listed below:

Multiple sclerosis with persisting symptoms

Bacterial meningitis

Parkinson’s disease

Permanent paralysis of limbs

Major head trauma

Coma of specified severity

Apallic syndrome

Kidney failure requiring regular dialysis

End stage lung failure

Abdominal aorta aneurysm
What are the policy terms for Total Protect Policy?
You can purchase Total Protect Policy for 1 year, 2 years, and 3 years, depending on the budget and requirements.
Can I avail tax benefits under Total Protect Policy?
Yes. You can avail tax benefits under Section 80D of the Income Tax Act, 1961, on the premium paid for Total Protect Policy.
Can I enhance my sum insured under Total Protect Policy?
Yes. You can enhance your sum insured under Total Protect Policy at the time of policy renewal. For this, you are required to submit a fresh proposal.

Claim Process at Digit Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.