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Digit Total Protect Health Insurance Wordings

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Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio93%
COVID-19 CoverAvailable
Free Health CheckupAvailable
Network Hospitals7000+
Policies Sold20,000
RenewabilityLifelong

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Digit Health Insurance Plan List

    Name of PlanSum Insured
    Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Check Premium
    Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Check Premium
    Corona Rakshak PolicyMin: 18 Years; Max; 65 Years50,000 - 2.5 lakh Check Premium
    Health Care Plus PolicyMin: 18 years; Max: 65 years10 Thousand - 3 Crore Check Premium
    Total Protect PolicyMin: 18 years; Max: 85 years1 Thousand - 20 Crore Check Premium
    Complete Care PolicyMin: 1 year; Max: 60 years Check Premium

    2339 Digit Cashless Network Hospitals in India

    FAQs on Total Protect Policy Health Insurance Plan

    • What are the coverage benefits under Total Health Policy offered by Go Digit General Insurance?

      There are 27 sections under Total Health Policy, the coverage for which is mentioned below: 

      • Accidental death
      • Permanent total disablement
      • Permanent partial disablement
      • Loss of income benefit
      • Children education benefit
      • Marriage expenses for children benefit
      • Orphan benefit for children
      • Funeral expenses
      • Transportation expenses
      • Trauma counselling
      • Accidental hospitalisation cover
      • Home (domiciliary) hospitalisation
      • Long hospitalisation cash benefit
      • Daily hospital cash cover
      • Outpatient (OPD) benefit
      • Emergency air ambulance
      • Coma benefit cover
      • Fracture cover
      • Burns cover
      • Lifestyle modification benefit
      • Expense for external aid and appliances
      • Compassionate visit
      • Miscarriage due to accidental injury
      • Adventure sports cover
      • Critical illness
      • HIV cover
      • EMI protection cover
    • Which critical illness am I covered for under the Total Protect Policy Page?

      Total Protect Policy Page covers you for 34 critical illnesses, some of which are listed below:

      • Multiple sclerosis with persisting symptoms
      • Bacterial meningitis
      • Parkinson’s disease
      • Permanent paralysis of limbs
      • Major head trauma
      • Coma of specified severity
      • Apallic syndrome
      • Kidney failure requiring regular dialysis
      • End stage lung failure
      • Abdominal aorta aneurysm 
    • What are the policy terms for Total Protect Policy?

      You can purchase Total Protect Policy for 1 year, 2 years, and 3 years, depending on the budget and requirements. 

    • Can I avail tax benefits under Total Protect Policy?

      Yes. You can avail tax benefits under Section 80D of the Income Tax Act, 1961, on the premium paid for Total Protect Policy.

       

    • Can I enhance my sum insured under Total Protect Policy?

      Yes. You can enhance your sum insured under Total Protect Policy at the time of policy renewal. For this, you are required to submit a fresh proposal. 

    Claim Process at Digit Health Insurance

    • Network Hospital
    • Non-Network Hospital
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
    • 3

      Claim Processing

      Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
    • 4

      Claim Settlement

      Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
    • 3

      Claim Processing

      Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
    • 4

      Claim Settlement

      Once your request for reimbursement of expenses is approved, the claim will be settled.

    Digit Health Insurance Contact Details

    Reach us for help anytime