What is covered under Health Care Plus Policy offered by Digit General Insurance?

Health Care Plus Policy offered by Digit General Insurance comes with 16 sections for different coverage features. These are as follows: Hospitalisation Cover Infertility treatment cover Organ donor cover Alternate treatment (AYUSH) cover Emergency air ambulance Long hospitalisation cash benefit Maternity benefit and newborn baby cover Outpatient (OPD) benefit Home (domiciliary) hospitalisation Sum insured refill benefit Daily hospital cash benefit Critical illness benefit cover Critical illness hospitalisation cover Cancer hospitalisation cover Wellness benefit program

What are the policy terms available for Health Care Plus Policy offered by Go Digit General Insurance?

Health Care Plus Policy can be purchased for 1 year, 2 years, or 3 years, as per your budget and requirements.

What expenses are covered under hospitalisation cover under this policy?

Under hospitalisation cover, you get covered for the following: Daycare procedures Pre-hospitalisation expenses and post-hospitalisation expenses Dental treatment Road ambulance expenses Second medical opinion Accidental and illness hospitalisation cover In accidental and illness hospitalisation cover, apart from the expenses listed above, you also get covered for the following: Bariatric surgery cover Psychiatric illness cover Complementary health check-up Second medical opinion

What are the deductible options available under Health Care Plus Policy?

Health Care Plus Policy comes with a maximum deductible option of Rs. 15 Lakh for the following sections: Hospitalisation cover Infertility treatment cover Organ donor cover Alternate treatment (AYUSH) cover Emergency air ambulance Home (domiciliary) hospitalisation Sum insured refill benefit

Can I avail tax benefits on the premium paid for Health Care Plus Policy?

Yes. You can avail tax benefits on the premium paid for Health Care Plus Policy, under Section 80D of the Income Tax Act, 1961.

Digit Health Care Plus Insurance Wordings

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Highlights

Claim Settlement	Dedicated Team
Claim Settlement Ratio	93%
COVID-19 Cover	Available
Free Health Checkup	Available
Network Hospitals	7000+
Policies Sold	20,000
Renewability	Lifelong

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Digit Health Insurance Plan List

Name of Plan	Sum Insured
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Get Quotes Now
Corona Kavach PolicyMin: 1 day; Max: 65 yearsPopular	50,000 - 5 lakh	Get Quotes Now
Corona Rakshak PolicyMin: 18 Years; Max; 65 YearsPopular	50,000 - 2.5 lakh	Get Quotes Now
Health Care Plus PolicyMin: 18 years; Max: 65 years	10 Thousand - 3 Crore	Get Quotes Now
Total Protect PolicyMin: 18 years; Max: 85 years	1 Thousand - 20 Crore	Get Quotes Now
Complete Care PolicyMin: 1 year; Max: 60 years		Get Quotes Now

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FAQs on Health Care Plus Policy Health Insurance Plan

What is covered under Health Care Plus Policy offered by Digit General Insurance?
Health Care Plus Policy offered by Digit General Insurance comes with 16 sections for different coverage features. These are as follows:

Hospitalisation Cover

Infertility treatment cover

Organ donor cover

Alternate treatment (AYUSH) cover

Emergency air ambulance

Long hospitalisation cash benefit

Maternity benefit and newborn baby cover

Outpatient (OPD) benefit

Home (domiciliary) hospitalisation

Sum insured refill benefit

Daily hospital cash benefit

Critical illness benefit cover

Critical illness hospitalisation cover

Cancer hospitalisation cover

Wellness benefit program
What are the policy terms available for Health Care Plus Policy offered by Go Digit General Insurance?
Health Care Plus Policy can be purchased for 1 year, 2 years, or 3 years, as per your budget and requirements.
What expenses are covered under hospitalisation cover under this policy?
Under hospitalisation cover, you get covered for the following:

Daycare procedures

Pre-hospitalisation expenses and post-hospitalisation expenses

Dental treatment

Road ambulance expenses

Second medical opinion

Accidental and illness hospitalisation cover

In accidental and illness hospitalisation cover, apart from the expenses listed above, you also get covered for the following:

Bariatric surgery cover

Psychiatric illness cover

Complementary health check-up

Second medical opinion
What are the deductible options available under Health Care Plus Policy?
Health Care Plus Policy comes with a maximum deductible option of Rs. 15 Lakh for the following sections:

Hospitalisation cover

Infertility treatment cover

Organ donor cover

Alternate treatment (AYUSH) cover

Emergency air ambulance

Home (domiciliary) hospitalisation

Sum insured refill benefit
Can I avail tax benefits on the premium paid for Health Care Plus Policy?
Yes. You can avail tax benefits on the premium paid for Health Care Plus Policy, under Section 80D of the Income Tax Act, 1961.

Claim Process at Digit Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.