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Digit Health Care Plus Insurance Wordings

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Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio93%
COVID-19 CoverAvailable
Free Health CheckupAvailable
Network Hospitals7000+
Policies Sold20,000
RenewabilityLifelong

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Digit Health Insurance Plan List

    Name of PlanSum Insured
    Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Get Quotes Now
    Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Get Quotes Now
    Corona Rakshak PolicyMin: 18 Years; Max; 65 Years50,000 - 2.5 lakh Get Quotes Now
    Health Care Plus PolicyMin: 18 years; Max: 65 years10 Thousand - 3 Crore Get Quotes Now
    Total Protect PolicyMin: 18 years; Max: 85 years1 Thousand - 20 Crore Get Quotes Now
    Complete Care PolicyMin: 1 year; Max: 60 years Get Quotes Now

    1307 Digit Cashless Network Hospitals in India

    FAQs on Health Care Plus Policy Health Insurance Plan

    • What is covered under Health Care Plus Policy offered by Digit General Insurance?

      Health Care Plus Policy offered by Digit General Insurance comes with 16 sections for different coverage features. These are as follows: 

      • Hospitalisation Cover
      • Infertility treatment cover
      • Organ donor cover
      • Alternate treatment (AYUSH) cover
      • Emergency air ambulance
      • Long hospitalisation cash benefit
      • Maternity benefit and newborn baby cover
      • Outpatient (OPD) benefit
      • Home (domiciliary) hospitalisation
      • Sum insured refill benefit
      • Daily hospital cash benefit
      • Critical illness benefit cover
      • Critical illness hospitalisation cover
      • Cancer hospitalisation cover
      • Wellness benefit program 
    • What are the policy terms available for Health Care Plus Policy offered by Go Digit General Insurance?

      Health Care Plus Policy can be purchased for 1 year, 2 years, or 3 years, as per your budget and requirements. 

    • What expenses are covered under hospitalisation cover under this policy?

      Under hospitalisation cover, you get covered for the following:

       

      • Daycare procedures
      • Pre-hospitalisation expenses and post-hospitalisation expenses
      • Dental treatment
      • Road ambulance expenses
      • Second medical opinion
      • Accidental and illness hospitalisation cover

      In accidental and illness hospitalisation cover, apart from the expenses listed above, you also get covered for the following: 

      • Bariatric surgery cover
      • Psychiatric illness cover
      • Complementary health check-up
      • Second medical opinion

       

    • What are the deductible options available under Health Care Plus Policy?

      Health Care Plus Policy comes with a maximum deductible option of Rs. 15 Lakh for the following sections: 

      • Hospitalisation cover
      • Infertility treatment cover
      • Organ donor cover
      • Alternate treatment (AYUSH) cover
      • Emergency air ambulance
      • Home (domiciliary) hospitalisation
      • Sum insured refill benefit
    • Can I avail tax benefits on the premium paid for Health Care Plus Policy?

      Yes. You can avail tax benefits on the premium paid for Health Care Plus Policy, under Section 80D of the Income Tax Act, 1961.

    Claim Process at Digit Health Insurance

    • Network Hospital
    • Non-Network Hospital
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
    • 3

      Claim Processing

      Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
    • 4

      Claim Settlement

      Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
    • 3

      Claim Processing

      Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
    • 4

      Claim Settlement

      Once your request for reimbursement of expenses is approved, the claim will be settled.

    Digit Health Insurance Contact Details

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